Growth Metrics

Bread Financial Holdings (BFH) EBITDA (2016 - 2025)

Bread Financial Holdings (BFH) has 17 years of EBITDA data on record, last reported at $378.0 million in Q4 2025.

  • For Q4 2025, EBITDA rose 10.53% year-over-year to $378.0 million; the TTM value through Dec 2025 reached $1.7 billion, up 4.66%, while the annual FY2025 figure was $1.7 billion, 4.6% up from the prior year.
  • EBITDA reached $378.0 million in Q4 2025 per BFH's latest filing, down from $457.0 million in the prior quarter.
  • Across five years, EBITDA topped out at $706.0 million in Q1 2023 and bottomed at -$1.1 billion in Q4 2021.
  • Average EBITDA over 5 years is $365.2 million, with a median of $443.0 million recorded in 2022.
  • The widest YoY moves for EBITDA: up 206.77% in 2021, down 101.24% in 2021.
  • A 5-year view of EBITDA shows it stood at -$1.1 billion in 2021, then soared by 137.54% to $428.0 million in 2022, then rose by 6.07% to $454.0 million in 2023, then fell by 24.67% to $342.0 million in 2024, then rose by 10.53% to $378.0 million in 2025.
  • Per Business Quant database, its latest 3 readings for EBITDA were $378.0 million in Q4 2025, $457.0 million in Q3 2025, and $414.0 million in Q2 2025.