Bread Financial Holdings (BFH) EBITDA (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly EBITDA of $474.0 million for Q2 2026, up 14.49% year-over-year from $414.0 million in Q2 2025, and down 7.24% quarter-over-quarter from $511.0 million in Q1 2026.
Bread Financial Holdings (BFH) EBITDA (2009 - 2026) Analysis & Trends
Bread Financial Holdings' EBITDA history runs 18 years deep, the most recent figure standing at $474.0 million for Q2 2026.
- In Q2 2026, EBITDA rose 14.49% year-over-year to $474.0 million; the TTM figure through Jun 2026 stood at $1.8 billion (up 14.7% YoY), while the FY2025 annual figure was $1.7 billion, up 4.66% from the prior year.
- EBITDA for Q2 2026 stood at $474.0 million, down from $511.0 million in the prior quarter.
- The five-year high for EBITDA was $706.0 million in Q1 2023, with the low at $342.0 million in Q4 2024.
- The 5-year median for EBITDA is $451.5 million (2022), against an average of $448.2 million.
- The sharpest annual moves came in 2023 and 2024: EBITDA soared 52.16% in 2023, then tumbled 31.87% in 2024.
- Bread Financial Holdings' EBITDA stood at $428.0 million in 2022, then increased by 6.07% to $454.0 million in 2023, then declined by 24.67% to $342.0 million in 2024, then gained by 9.94% to $376.0 million in 2025, then grew by 26.06% to $474.0 million in 2026.
- Business Quant data shows BFH's EBITDA at $474.0 million in Q2 2026, $511.0 million in Q1 2026, and $376.0 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.88 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.59 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 11.07 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.16 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 88.43 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -933.54 Mn |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn | 474.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 474.00 Mn |
| Mar 31, 2026 | 511.00 Mn |
| Dec 31, 2025 | 376.00 Mn |
| Sep 30, 2025 | 457.00 Mn |
| Jun 30, 2025 | 414.00 Mn |
| Mar 31, 2025 | 458.00 Mn |
| Dec 31, 2024 | 342.00 Mn |
| Sep 30, 2024 | 371.00 Mn |
| Jun 30, 2024 | 437.00 Mn |
| Mar 31, 2024 | 481.00 Mn |
| Dec 31, 2023 | 454.00 Mn |
| Sep 30, 2023 | 493.00 Mn |
| Jun 30, 2023 | 382.00 Mn |
| Mar 31, 2023 | 706.00 Mn |
| Dec 31, 2022 | 428.00 Mn |
| Sep 30, 2022 | 449.00 Mn |
| Jun 30, 2022 | 370.00 Mn |
| Mar 31, 2022 | 464.00 Mn |
| Dec 31, 2021 | 381.00 Mn |
| Sep 30, 2021 | 382.80 Mn |