Bread Financial Holdings (BFH) Loans - Loss Allowance (2009 - 2026)
Bread Financial Holdings' quarterly Loans - Loss Allowance came in at $2.1 billion in Q1 2026, down 4.33% year-on-year from $2.2 billion in Q1 2025, and down 1.33% quarter-over-quarter from $2.1 billion in Q4 2025.
Bread Financial Holdings (BFH) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Loans - Loss Allowance for 18 years, with the latest figure at $2.1 billion in Q1 2026.
- For the quarter ending Q1 2026, Loans - Loss Allowance fell 4.33% year-over-year to $2.1 billion; the trailing twelve-month figure through Mar 2026 stood at $2.1 billion (down 4.33% YoY), and the FY2025 full-year result was $2.1 billion, down 6.02% from the prior year.
- Loans - Loss Allowance for Q1 2026 stood at $2.1 billion, down from $2.1 billion in the prior quarter.
- The five-year high for Loans - Loss Allowance was $2.5 billion in Q4 2022, with the low at $1.8 billion in Q1 2022.
- Average Loans - Loss Allowance over 5 years is $2.2 billion, with a median of $2.2 billion recorded in 2025.
- Year-over-year, Loans - Loss Allowance soared 34.5% in 2022 and slipped 6.02% in 2025.
- Tracing BFH's Loans - Loss Allowance over 5 years: stood at $2.5 billion in 2022, then fell by 5.52% to $2.3 billion in 2023, then retreated by 3.74% to $2.2 billion in 2024, then decreased by 6.02% to $2.1 billion in 2025, then slipped by 1.33% to $2.1 billion in 2026.
- The last three Loans - Loss Allowance figures came in at $2.1 billion (Q1 2026), $2.1 billion (Q4 2025), and $2.1 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 23.63 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 512.31 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 10.40 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 3.54 Bn |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 2.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.08 Bn |
| Dec 31, 2025 | 2.11 Bn |
| Sep 30, 2025 | 2.07 Bn |
| Jun 30, 2025 | 2.10 Bn |
| Mar 31, 2025 | 2.17 Bn |
| Dec 31, 2024 | 2.24 Bn |
| Sep 30, 2024 | 2.19 Bn |
| Jun 30, 2024 | 2.16 Bn |
| Mar 31, 2024 | 2.26 Bn |
| Dec 31, 2023 | 2.33 Bn |
| Sep 30, 2023 | 2.21 Bn |
| Jun 30, 2023 | 2.21 Bn |
| Mar 31, 2023 | 2.22 Bn |
| Dec 31, 2022 | 2.46 Bn |
| Sep 30, 2022 | 2.07 Bn |
| Jun 30, 2022 | 1.99 Bn |
| Mar 31, 2022 | 1.83 Bn |
| Dec 31, 2021 | 1.83 Bn |
| Sep 30, 2021 | 1.65 Bn |
| Jun 30, 2021 | 1.64 Bn |