Bread Financial Holdings (BFH) Loans - Loss Allowance (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Loans - Loss Allowance of $2.1 billion for Q2 2026, down 1.1% year-over-year from $2.1 billion in Q2 2025, and little changed quarter-over-quarter from $2.1 billion in Q1 2026.
Bread Financial Holdings (BFH) Loans - Loss Allowance (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Loans - Loss Allowance history runs 18 years deep, the most recent figure standing at $2.1 billion for Q2 2026.
- In Q2 2026, Loans - Loss Allowance fell 1.1% year-over-year to $2.1 billion; the TTM figure through Jun 2026 stood at $2.1 billion (down 1.1% YoY), while the FY2025 annual figure was $2.1 billion, down 6.02% from the prior year.
- Loans - Loss Allowance for Q2 2026 stood at $2.1 billion, roughly flat from $2.1 billion in the prior quarter.
- The five-year high for Loans - Loss Allowance was $2.5 billion in Q4 2022, with the low at $1.8 billion in Q1 2022.
- The 5-year median for Loans - Loss Allowance is $2.2 billion (2024), against an average of $2.2 billion.
- The sharpest annual moves came in 2022 and 2025: Loans - Loss Allowance soared 34.5% in 2022, then fell 6.02% in 2025.
- Bread Financial Holdings' Loans - Loss Allowance stood at $2.5 billion in 2022, then dropped by 5.52% to $2.3 billion in 2023, then declined by 3.74% to $2.2 billion in 2024, then fell by 6.02% to $2.1 billion in 2025, then slipped by 1.47% to $2.1 billion in 2026.
- Business Quant data shows BFH's Loans - Loss Allowance at $2.1 billion in Q2 2026, $2.1 billion in Q1 2026, and $2.1 billion in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | - |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 22.97 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 10.31 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 512.31 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn | 2.08 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.08 Bn |
| Mar 31, 2026 | 2.08 Bn |
| Dec 31, 2025 | 2.11 Bn |
| Sep 30, 2025 | 2.07 Bn |
| Jun 30, 2025 | 2.10 Bn |
| Mar 31, 2025 | 2.17 Bn |
| Dec 31, 2024 | 2.24 Bn |
| Sep 30, 2024 | 2.19 Bn |
| Jun 30, 2024 | 2.16 Bn |
| Mar 31, 2024 | 2.26 Bn |
| Dec 31, 2023 | 2.33 Bn |
| Sep 30, 2023 | 2.21 Bn |
| Jun 30, 2023 | 2.21 Bn |
| Mar 31, 2023 | 2.22 Bn |
| Dec 31, 2022 | 2.46 Bn |
| Sep 30, 2022 | 2.07 Bn |
| Jun 30, 2022 | 1.99 Bn |
| Mar 31, 2022 | 1.83 Bn |
| Dec 31, 2021 | 1.83 Bn |
| Sep 30, 2021 | 1.65 Bn |