Growth Metrics

Bread Financial Holdings (BFH) Loans - Loss Allowance (2016 - 2025)

Bread Financial Holdings (BFH) has 17 years of Loans - Loss Allowance data on record, last reported at $2.1 billion in Q3 2025.

  • For Q3 2025, Loans - Loss Allowance fell 5.48% year-over-year to $2.1 billion; the TTM value through Sep 2025 reached $2.1 billion, down 5.48%, while the annual FY2024 figure was $2.2 billion, 3.74% down from the prior year.
  • Loans - Loss Allowance reached $2.1 billion in Q3 2025 per BFH's latest filing, down from $2.1 billion in the prior quarter.
  • Across five years, Loans - Loss Allowance topped out at $2.5 billion in Q4 2022 and bottomed at $1.6 billion in Q2 2021.
  • Average Loans - Loss Allowance over 5 years is $2.1 billion, with a median of $2.2 billion recorded in 2024.
  • Peak YoY movement for Loans - Loss Allowance: fell 22.01% in 2021, then skyrocketed 34.5% in 2022.
  • A 5-year view of Loans - Loss Allowance shows it stood at $1.8 billion in 2021, then surged by 34.5% to $2.5 billion in 2022, then decreased by 5.52% to $2.3 billion in 2023, then fell by 3.74% to $2.2 billion in 2024, then dropped by 7.63% to $2.1 billion in 2025.
  • Per Business Quant database, its latest 3 readings for Loans - Loss Allowance were $2.1 billion in Q3 2025, $2.1 billion in Q2 2025, and $2.2 billion in Q1 2025.