Bread Financial Holdings (BFH) Loans - Loss Allowance (2009 - 2026)

Bread Financial Holdings' quarterly Loans - Loss Allowance came in at $2.1 billion in Q1 2026, down 4.33% year-on-year from $2.2 billion in Q1 2025, and down 1.33% quarter-over-quarter from $2.1 billion in Q4 2025.

Bread Financial Holdings (BFH) Loans - Loss Allowance (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Loans - Loss Allowance for 18 years, with the latest figure at $2.1 billion in Q1 2026.

  • For the quarter ending Q1 2026, Loans - Loss Allowance fell 4.33% year-over-year to $2.1 billion; the trailing twelve-month figure through Mar 2026 stood at $2.1 billion (down 4.33% YoY), and the FY2025 full-year result was $2.1 billion, down 6.02% from the prior year.
  • Loans - Loss Allowance for Q1 2026 stood at $2.1 billion, down from $2.1 billion in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $2.5 billion in Q4 2022, with the low at $1.8 billion in Q1 2022.
  • Average Loans - Loss Allowance over 5 years is $2.2 billion, with a median of $2.2 billion recorded in 2025.
  • Year-over-year, Loans - Loss Allowance soared 34.5% in 2022 and slipped 6.02% in 2025.
  • Tracing BFH's Loans - Loss Allowance over 5 years: stood at $2.5 billion in 2022, then fell by 5.52% to $2.3 billion in 2023, then retreated by 3.74% to $2.2 billion in 2024, then decreased by 6.02% to $2.1 billion in 2025, then slipped by 1.33% to $2.1 billion in 2026.
  • The last three Loans - Loss Allowance figures came in at $2.1 billion (Q1 2026), $2.1 billion (Q4 2025), and $2.1 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn -
4 Capital One Financial 114.99 Bn 38.50 Bn - 23.63 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 512.31 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 10.40 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 3.54 Bn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn 2.08 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.08 Bn
Dec 31, 2025 2.11 Bn
Sep 30, 2025 2.07 Bn
Jun 30, 2025 2.10 Bn
Mar 31, 2025 2.17 Bn
Dec 31, 2024 2.24 Bn
Sep 30, 2024 2.19 Bn
Jun 30, 2024 2.16 Bn
Mar 31, 2024 2.26 Bn
Dec 31, 2023 2.33 Bn
Sep 30, 2023 2.21 Bn
Jun 30, 2023 2.21 Bn
Mar 31, 2023 2.22 Bn
Dec 31, 2022 2.46 Bn
Sep 30, 2022 2.07 Bn
Jun 30, 2022 1.99 Bn
Mar 31, 2022 1.83 Bn
Dec 31, 2021 1.83 Bn
Sep 30, 2021 1.65 Bn
Jun 30, 2021 1.64 Bn