Bread Financial Holdings (BFH) Loans - Loss Allowance (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Loans - Loss Allowance of $2.1 billion for Q2 2026, down 1.1% year-over-year from $2.1 billion in Q2 2025, and little changed quarter-over-quarter from $2.1 billion in Q1 2026.

Bread Financial Holdings (BFH) Loans - Loss Allowance (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Loans - Loss Allowance history runs 18 years deep, the most recent figure standing at $2.1 billion for Q2 2026.

  • In Q2 2026, Loans - Loss Allowance fell 1.1% year-over-year to $2.1 billion; the TTM figure through Jun 2026 stood at $2.1 billion (down 1.1% YoY), while the FY2025 annual figure was $2.1 billion, down 6.02% from the prior year.
  • Loans - Loss Allowance for Q2 2026 stood at $2.1 billion, roughly flat from $2.1 billion in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $2.5 billion in Q4 2022, with the low at $1.8 billion in Q1 2022.
  • The 5-year median for Loans - Loss Allowance is $2.2 billion (2024), against an average of $2.2 billion.
  • The sharpest annual moves came in 2022 and 2025: Loans - Loss Allowance soared 34.5% in 2022, then fell 6.02% in 2025.
  • Bread Financial Holdings' Loans - Loss Allowance stood at $2.5 billion in 2022, then dropped by 5.52% to $2.3 billion in 2023, then declined by 3.74% to $2.2 billion in 2024, then fell by 6.02% to $2.1 billion in 2025, then slipped by 1.47% to $2.1 billion in 2026.
  • Business Quant data shows BFH's Loans - Loss Allowance at $2.1 billion in Q2 2026, $2.1 billion in Q1 2026, and $2.1 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn -
4 Capital One Financial 136.19 Bn 81.48 Bn - 22.97 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 10.31 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 512.31 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 2.08 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 2.08 Bn
Mar 31, 2026 2.08 Bn
Dec 31, 2025 2.11 Bn
Sep 30, 2025 2.07 Bn
Jun 30, 2025 2.10 Bn
Mar 31, 2025 2.17 Bn
Dec 31, 2024 2.24 Bn
Sep 30, 2024 2.19 Bn
Jun 30, 2024 2.16 Bn
Mar 31, 2024 2.26 Bn
Dec 31, 2023 2.33 Bn
Sep 30, 2023 2.21 Bn
Jun 30, 2023 2.21 Bn
Mar 31, 2023 2.22 Bn
Dec 31, 2022 2.46 Bn
Sep 30, 2022 2.07 Bn
Jun 30, 2022 1.99 Bn
Mar 31, 2022 1.83 Bn
Dec 31, 2021 1.83 Bn
Sep 30, 2021 1.65 Bn