Bread Financial Holdings (BFH) Consolidated Net Income (2009 - 2025)

Bread Financial Holdings (BFH) posted quarterly Consolidated Net Income of $1.0 million for Q4 2025, up 125.0% quarter-over-quarter from -$4.0 million in Q1 2025.

Bread Financial Holdings (BFH) Consolidated Net Income (2009 - 2025) Analysis & Trends

Bread Financial Holdings' Consolidated Net Income history runs 17 years deep, the most recent figure standing at $1.0 million for Q4 2025.

  • In Q4 2025, Consolidated Net Income changed N/A year-over-year to $1.0 million; the TTM figure through Jun 2026 stood at $1.0 million (up 120.0% YoY), while the FY2025 annual figure was -$3.0 million, down 50.0% from the prior year.
  • Consolidated Net Income for Q4 2025 stood at $1.0 million, up from -$4.0 million in the prior quarter.
  • The five-year high for Consolidated Net Income was $18.0 million in Q1 2021, with the low at -$42.0 million in Q4 2021.
  • The 5-year median for Consolidated Net Income is -$1.0 million (2022), against an average of -$1.7 million.
  • The sharpest annual moves came in 2024 and 2025: Consolidated Net Income soared 50.0% in 2024, then plunged 300.0% in 2025.
  • Bread Financial Holdings' Consolidated Net Income stood at -$42.0 million in 2021, then soared by 97.62% to -$1.0 million in 2022, then changed by 0.0% to -$1.0 million in 2023, then changed by 0.0% to -$1.0 million in 2024, then surged by 200.0% to $1.0 million in 2025.
  • Business Quant data shows BFH's Consolidated Net Income at $1.0 million in Q4 2025, -$4.0 million in Q1 2025, and -$1.0 million in Q3 2024.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Consol Net Inc. (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 5.63 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 4.39 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 3.11 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.10 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 885.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 102.90 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 166.73 Mn
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.00 Mn
Mar 31, 2025 -4.00 Mn
Sep 30, 2024 -1.00 Mn
Mar 31, 2024 -1.00 Mn
Dec 31, 2023 -1.00 Mn
Sep 30, 2023 -2.00 Mn
Jun 30, 2023 -16.00 Mn
Mar 31, 2022 -1.00 Mn
Dec 31, 2021 -42.00 Mn
Sep 30, 2021 18.00 Mn
Jun 30, 2021 11.00 Mn
Mar 31, 2021 18.00 Mn
Dec 31, 2020 -81.30 Mn
Sep 30, 2020 133.30 Mn
Jun 30, 2020 38.40 Mn
Mar 31, 2020 30.00 Mn
Dec 31, 2019 -32.90 Mn
Sep 30, 2019 -229.20 Mn
Jun 30, 2019 -3.40 Mn
Mar 31, 2019 -29.10 Mn