Bread Financial Holdings (BFH) Consolidated Net Income (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Consolidated Net Income of $1.0 million for Q4 2025, up 125.0% quarter-over-quarter from -$4.0 million in Q1 2025.
Analysis
Bread Financial Holdings (BFH) Consolidated Net Income (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Consolidated Net Income history runs 17 years deep, the most recent figure standing at $1.0 million for Q4 2025.
- In Q4 2025, Consolidated Net Income changed N/A year-over-year to $1.0 million; the TTM figure through Jun 2026 stood at $1.0 million (up 120.0% YoY), while the FY2025 annual figure was -$3.0 million, down 50.0% from the prior year.
- Consolidated Net Income for Q4 2025 stood at $1.0 million, up from -$4.0 million in the prior quarter.
- The five-year high for Consolidated Net Income was $18.0 million in Q1 2021, with the low at -$42.0 million in Q4 2021.
- The 5-year median for Consolidated Net Income is -$1.0 million (2022), against an average of -$1.7 million.
- The sharpest annual moves came in 2024 and 2025: Consolidated Net Income soared 50.0% in 2024, then plunged 300.0% in 2025.
- Bread Financial Holdings' Consolidated Net Income stood at -$42.0 million in 2021, then soared by 97.62% to -$1.0 million in 2022, then changed by 0.0% to -$1.0 million in 2023, then changed by 0.0% to -$1.0 million in 2024, then surged by 200.0% to $1.0 million in 2025.
- Business Quant data shows BFH's Consolidated Net Income at $1.0 million in Q4 2025, -$4.0 million in Q1 2025, and -$1.0 million in Q3 2024.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Consol Net Inc. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 5.63 Bn |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 4.39 Bn |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 3.11 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.02 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 1.10 Bn |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.62 Bn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 885.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 156.59 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 410.00 Mn |
| 10 | Bread Financial Holdings | 4.09 Bn | -15.99 Bn | 957.00 Mn | 146.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 146.00 Mn |
| Mar 31, 2026 | 181.00 Mn |
| Dec 31, 2025 | 54.00 Mn |
| Sep 30, 2025 | 188.00 Mn |
| Jun 30, 2025 | 139.00 Mn |
| Mar 31, 2025 | 138.00 Mn |
| Dec 31, 2024 | 7.00 Mn |
| Sep 30, 2024 | 2.00 Mn |
| Jun 30, 2024 | 133.00 Mn |
| Mar 31, 2024 | 134.00 Mn |
| Dec 31, 2023 | 43.00 Mn |
| Sep 30, 2023 | 171.00 Mn |
| Jun 30, 2023 | 48.00 Mn |
| Mar 31, 2023 | 455.00 Mn |
| Dec 31, 2022 | -134.00 Mn |
| Sep 30, 2022 | 134.00 Mn |
| Jun 30, 2022 | 12.00 Mn |
| Mar 31, 2022 | 210.00 Mn |
| Dec 31, 2021 | 18.00 Mn |
| Sep 30, 2021 | 224.00 Mn |