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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Debt Ratio (2016 - 2025)

Bread Financial Holdings (BFH) has 17 years of Debt Ratio data on record, last reported at 0.17 in Q3 2025.

  • For Q3 2025, Debt Ratio fell 17.3% year-over-year to 0.17; the TTM value through Sep 2025 reached 0.17, down 17.3%, while the annual FY2024 figure was 0.24, 6.15% up from the prior year.
  • Debt Ratio reached 0.17 in Q3 2025 per BFH's latest filing, down from 0.23 in the prior quarter.
  • Across five years, Debt Ratio topped out at 0.34 in Q4 2021 and bottomed at 0.06 in Q2 2023.
  • Average Debt Ratio over 5 years is 0.24, with a median of 0.23 recorded in 2023.
  • Peak YoY movement for Debt Ratio: crashed 81.34% in 2023, then soared 237.39% in 2024.
  • A 5-year view of Debt Ratio shows it stood at 0.34 in 2021, then dropped by 7.87% to 0.32 in 2022, then decreased by 27.44% to 0.23 in 2023, then grew by 6.15% to 0.24 in 2024, then dropped by 28.16% to 0.17 in 2025.
  • Per Business Quant database, its latest 3 readings for Debt Ratio were 0.17 in Q3 2025, 0.23 in Q1 2025, and 0.24 in Q4 2024.