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Bread Financial Holdings (BFH) Debt Ratio: 2009-2025

Historic Debt Ratio for Bread Financial Holdings (BFH) over the last 13 years, with Sep 2025 value amounting to 0.17.

  • Bread Financial Holdings' Debt Ratio fell 17.30% to 0.17 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.17, marking a year-over-year decrease of 17.30%. This contributed to the annual value of 0.24 for FY2024, which is 6.15% up from last year.
  • According to the latest figures from Q3 2025, Bread Financial Holdings' Debt Ratio is 0.17, which was down 9.97% from 0.19 recorded in Q2 2025.
  • Over the past 5 years, Bread Financial Holdings' Debt Ratio peaked at 0.34 during Q4 2021, and registered a low of 0.17 during Q3 2025.
  • Over the past 3 years, Bread Financial Holdings' median Debt Ratio value was 0.21 (recorded in 2024), while the average stood at 0.21.
  • As far as peak fluctuations go, Bread Financial Holdings' Debt Ratio tumbled by 36.24% in 2023, and later climbed by 9.67% in 2025.
  • Bread Financial Holdings' Debt Ratio (Quarterly) stood at 0.34 in 2021, then dropped by 7.87% to 0.32 in 2022, then declined by 27.44% to 0.23 in 2023, then grew by 6.15% to 0.24 in 2024, then declined by 17.30% to 0.17 in 2025.
  • Its Debt Ratio was 0.17 in Q3 2025, compared to 0.19 in Q2 2025 and 0.23 in Q1 2025.