Bread Financial Holdings (BFH) Debt Ratio (2009 - 2026)

Bread Financial Holdings (BFH) has reported Debt Ratio for 18 consecutive years, with 0.17 the latest figure, recorded in Q1 2026.

• In Q1 2026, Debt Ratio fell 24.02% year-over-year to 0.17; the TTM figure through Mar 2026 stood at 0.17 (down 24.02% YoY), while the FY2025 annual figure was 0.19, down 21.7% from the prior year.
• Debt Ratio came in at 0.17 for Q1 2026 at Bread Financial Holdings, down from 0.19 in the prior quarter.
• The five-year high for Debt Ratio was 0.34 in Q2 2022, with the low at 0.17 in Q1 2026.
• Average Debt Ratio over 5 years is 0.23, with a median of 0.22 recorded in 2023.
• Across the five-year window, Debt Ratio plunged 36.24% in 2023 and rose 9.67% in 2025, its largest moves.
• Year by year, Debt Ratio stood at 0.32 in 2022, then declined by 27.44% to 0.23 in 2023, then gained by 6.15% to 0.24 in 2024, then retreated by 21.7% to 0.19 in 2025, then fell by 8.55% to 0.17 in 2026.
• According to Business Quant data, Debt Ratio over the past three periods registered 0.17, 0.19, and 0.17 for Q1 2026, Q4 2025, and Q3 2025 respectively.