Bread Financial Holdings (BFH) Debt Ratio (2009 - 2026)

Bread Financial Holdings has reported Debt Ratio for 18 years, with the latest figure at 0.15 in Q2 2026.

• On a quarterly basis, Debt Ratio fell 56.36% year-over-year to 0.15 in Q2 2026; TTM through Jun 2026 was 0.15, a 56.36% decrease from a year earlier, with the FY2025 full-year figure at 0.19, down 56.98% from the prior year.
• Debt Ratio was 0.15 for Q2 2026 at Bread Financial Holdings, down from 0.17 in the prior quarter.
• The five-year high for Debt Ratio was 0.56 in Q4 2022, with the low at 0.15 in Q2 2026.
• Average Debt Ratio over 5 years is 0.31, with a median of 0.33 recorded in 2022.
• The largest YoY upside for Debt Ratio was 91.81% in 2025 against a maximum downside of 56.98% in 2025.
• Over 5 years, Debt Ratio stood at 0.56 in 2022, then slipped by 28.55% to 0.4 in 2023, then climbed by 11.27% to 0.44 in 2024, then sank by 56.98% to 0.19 in 2025, then dropped by 23.03% to 0.15 in 2026.
• The last three Debt Ratio figures came in at 0.15 (Q2 2026), 0.17 (Q1 2026), and 0.19 (Q4 2025), per Business Quant data.