Growth Metrics

Bread Financial Holdings (BFH) Debt Ratio (2016 - 2025)

Historic Debt Ratio for Bread Financial Holdings (BFH) over the last 17 years, with Q4 2025 value amounting to 0.19.

  • Bread Financial Holdings' Debt Ratio fell 2169.62% to 0.19 in Q4 2025 from the same period last year, while for Dec 2025 it was 0.19, marking a year-over-year decrease of 2169.62%. This contributed to the annual value of 0.19 for FY2025, which is 2169.62% down from last year.
  • Per Bread Financial Holdings' latest filing, its Debt Ratio stood at 0.19 for Q4 2025, which was down 2169.62% from 0.17 recorded in Q3 2025.
  • Bread Financial Holdings' 5-year Debt Ratio high stood at 0.34 for Q4 2021, and its period low was 0.17 during Q3 2025.
  • In the last 5 years, Bread Financial Holdings' Debt Ratio had a median value of 0.22 in 2023 and averaged 0.24.
  • Its Debt Ratio has fluctuated over the past 5 years, first plummeted by 3623.89% in 2023, then surged by 967.35% in 2025.
  • Bread Financial Holdings' Debt Ratio (Quarter) stood at 0.34 in 2021, then fell by 7.87% to 0.32 in 2022, then fell by 27.44% to 0.23 in 2023, then increased by 6.15% to 0.24 in 2024, then fell by 21.7% to 0.19 in 2025.
  • Its last three reported values are 0.19 in Q4 2025, 0.17 for Q3 2025, and 0.19 during Q2 2025.