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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Debt Ratio (2016 - 2026)

Bread Financial Holdings has reported Debt Ratio over the past 18 years, most recently at 0.17 for Q1 2026.

  • For Q1 2026, Debt Ratio fell 24.02% year-over-year to 0.17; the TTM value through Mar 2026 reached 0.17, down 24.02%, while the annual FY2025 figure was 0.19, 21.7% down from the prior year.
  • Debt Ratio for Q1 2026 was 0.17 at Bread Financial Holdings, down from 0.19 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.34 in Q2 2022 and troughed at 0.17 in Q1 2026.
  • A 5-year average of 0.23 and a median of 0.22 in 2023 define the central range for Debt Ratio.
  • Biggest five-year swings in Debt Ratio: tumbled 36.24% in 2023 and later rose 9.67% in 2025.
  • Year by year, Debt Ratio stood at 0.32 in 2022, then dropped by 27.44% to 0.23 in 2023, then rose by 6.15% to 0.24 in 2024, then fell by 21.7% to 0.19 in 2025, then decreased by 8.55% to 0.17 in 2026.
  • Business Quant data shows Debt Ratio for BFH at 0.17 in Q1 2026, 0.19 in Q4 2025, and 0.17 in Q3 2025.