Bread Financial Holdings (BFH) Debt Ratio (2009 - 2026)

Bread Financial Holdings has reported Debt Ratio for 18 years, with the latest figure at 0.17 in Q1 2026.

• For the quarter ending Q1 2026, Debt Ratio fell 24.02% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.17 (down 24.02% YoY), and the FY2025 full-year result was 0.19, down 21.7% from the prior year.
• Debt Ratio for Q1 2026 stood at 0.17, down from 0.19 in the prior quarter.
• The five-year high for Debt Ratio was 0.34 in Q2 2022, with the low at 0.17 in Q1 2026.
• Average Debt Ratio over 5 years is 0.23, with a median of 0.22 recorded in 2023.
• Year-over-year, Debt Ratio tumbled 36.24% in 2023 and increased 9.67% in 2025.
• Tracing BFH's Debt Ratio over 5 years: stood at 0.32 in 2022, then slipped by 27.44% to 0.23 in 2023, then increased by 6.15% to 0.24 in 2024, then declined by 21.7% to 0.19 in 2025, then dropped by 8.55% to 0.17 in 2026.
• The last three Debt Ratio figures came in at 0.17 (Q1 2026), 0.19 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.