Bread Financial Holdings BFH
NYSE BFH
$105.74 -2.19 (-2.03%)
At close: Aug 28, 2026 · 4:00 PM EDT

Bread Financial Holdings (BFH) Net Income (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Net Income of $1.0 million for Q4 2025, up 125.0% quarter-over-quarter from -$4.0 million in Q1 2025.

Analysis

Bread Financial Holdings (BFH) Net Income (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Net Income history runs 17 years deep, the most recent figure standing at $1.0 million for Q4 2025.

  • In Q4 2025, Net Income changed N/A year-over-year to $1.0 million; the TTM figure through Jun 2026 stood at $1.0 million (up 120.0% YoY), while the FY2025 annual figure was -$3.0 million, down 50.0% from the prior year.
  • Net Income for Q4 2025 stood at $1.0 million, up from -$4.0 million in the prior quarter.
  • The five-year high for Net Income was $18.0 million in Q1 2021, with the low at -$42.0 million in Q4 2021.
  • The 5-year median for Net Income is -$1.0 million (2022), against an average of -$1.7 million.
  • The sharpest annual moves came in 2024 and 2025: Net Income soared 50.0% in 2024, then plunged 300.0% in 2025.
  • Bread Financial Holdings' Net Income stood at -$42.0 million in 2021, then soared by 97.62% to -$1.0 million in 2022, then changed by 0.0% to -$1.0 million in 2023, then changed by 0.0% to -$1.0 million in 2024, then surged by 200.0% to $1.0 million in 2025.
  • Business Quant data shows BFH's Net Income at $1.0 million in Q4 2025, -$4.0 million in Q1 2025, and -$1.0 million in Q3 2024.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 680.39 Bn 668.03 Bn - 5.63 Bn
2 Mastercard 518.33 Bn 504.84 Bn - 4.39 Bn
3 American Express 224.91 Bn 175.59 Bn 17.99 Bn 3.11 Bn
4 Capital One Financial 132.31 Bn 77.60 Bn - 3.02 Bn
5 PayPal Holdings 46.25 Bn 35.00 Bn - 1.10 Bn
6 Affirm Holdings 26.22 Bn 24.59 Bn - 1.62 Bn
7 Synchrony Financial 25.37 Bn 9.17 Bn - 885.00 Mn
8 SoFi Technologies 23.30 Bn 20.18 Bn 1.02 Bn 156.59 Mn
9 Ally Financial 12.85 Bn 5.01 Bn 2.08 Bn 410.00 Mn
10 Bread Financial Holdings 4.09 Bn -15.99 Bn 957.00 Mn 146.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 146.00 Mn
Mar 31, 2026 181.00 Mn
Dec 31, 2025 54.00 Mn
Sep 30, 2025 188.00 Mn
Jun 30, 2025 139.00 Mn
Mar 31, 2025 138.00 Mn
Dec 31, 2024 7.00 Mn
Sep 30, 2024 2.00 Mn
Jun 30, 2024 133.00 Mn
Mar 31, 2024 134.00 Mn
Dec 31, 2023 43.00 Mn
Sep 30, 2023 171.00 Mn
Jun 30, 2023 48.00 Mn
Mar 31, 2023 455.00 Mn
Dec 31, 2022 -134.00 Mn
Sep 30, 2022 134.00 Mn
Jun 30, 2022 12.00 Mn
Mar 31, 2022 210.00 Mn
Dec 31, 2021 18.00 Mn
Sep 30, 2021 224.00 Mn