Bread Financial Holdings (BFH) Net Income (2009 - 2025)

Bread Financial Holdings' quarterly Net Income came in at $1.0 million in Q4 2025, up 125.0% quarter-over-quarter from -$4.0 million in Q1 2025.

Bread Financial Holdings (BFH) Net Income (2009 - 2025) Analysis & Trends

Bread Financial Holdings has reported Net Income for 17 years, with the latest figure at $1.0 million in Q4 2025.

  • For the quarter ending Q4 2025, Net Income changed N/A year-over-year to $1.0 million; the trailing twelve-month figure through Mar 2026 stood at $1.0 million (up 120.0% YoY), and the FY2025 full-year result was -$3.0 million, down 50.0% from the prior year.
  • Net Income for Q4 2025 stood at $1.0 million, up from -$4.0 million in the prior quarter.
  • The five-year high for Net Income was $18.0 million in Q1 2021, with the low at -$42.0 million in Q4 2021.
  • Average Net Income over 5 years is -$1.7 million, with a median of -$1.0 million recorded in 2022.
  • Year-over-year, Net Income soared 50.0% in 2024 and sank 300.0% in 2025.
  • Tracing BFH's Net Income over 5 years: stood at -$42.0 million in 2021, then surged by 97.62% to -$1.0 million in 2022, then changed by 0.0% to -$1.0 million in 2023, then changed by 0.0% to -$1.0 million in 2024, then jumped by 200.0% to $1.0 million in 2025.
  • The last three Net Income figures came in at $1.0 million (Q4 2025), -$4.0 million (Q1 2025), and -$1.0 million (Q3 2024), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 6.02 Bn
2 Mastercard 441.81 Bn 431.60 Bn - 3.88 Bn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 2.97 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - -7.00 Mn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 1.11 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 102.88 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 805.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 166.73 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 319.00 Mn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 1.00 Mn
Mar 31, 2025 -4.00 Mn
Sep 30, 2024 -1.00 Mn
Mar 31, 2024 -1.00 Mn
Dec 31, 2023 -1.00 Mn
Sep 30, 2023 -2.00 Mn
Jun 30, 2023 -16.00 Mn
Mar 31, 2022 -1.00 Mn
Dec 31, 2021 -42.00 Mn
Sep 30, 2021 18.00 Mn
Jun 30, 2021 11.00 Mn
Mar 31, 2021 18.00 Mn
Dec 31, 2020 -81.30 Mn
Sep 30, 2020 133.30 Mn
Jun 30, 2020 38.40 Mn
Mar 31, 2020 30.00 Mn
Dec 31, 2019 -32.90 Mn
Sep 30, 2019 -229.20 Mn
Jun 30, 2019 -3.40 Mn
Mar 31, 2019 -29.10 Mn