Bread Financial Holdings BFH
NYSE BFH
$108.52 +0.21 (+0.19%)
At close: Sep 18, 2026 · 4:00 PM EDT

Bread Financial Holdings (BFH) Net Income (2009 - 2026)

Bread Financial Holdings (BFH) posted Net Income of $146.0 million for Q2 2026, down 19.34% on a QoQ basis from $181.0 million in Q1 2026, and up 5.04% year-over-year from $139.0 million in Q2 2025.

Analysis

Bread Financial Holdings (BFH) Net Income (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Net Income for 18 years, with the latest figure at $146.0 million in Q2 2026.

  • On a quarterly basis, Net Income rose 5.04% year-over-year to $146.0 million in Q2 2026; TTM through Jun 2026 was $569.0 million, a 98.95% increase from a year earlier, with the FY2025 full-year figure at $518.0 million, up 87.0% from the prior year.
  • Net Income was $146.0 million for Q2 2026 at Bread Financial Holdings, down from $181.0 million in the prior quarter.
  • The five-year high for Net Income was $455.0 million in Q1 2023, with the low at -$134.0 million in Q4 2022.
  • Average Net Income over 5 years is $114.5 million, with a median of $134.0 million recorded in 2022.
  • The sharpest annual moves came in 2022 and 2025: Net Income sank 844.44% in 2022, then jumped 9300.0% in 2025.
  • Over 5 years, Net Income stood at -$134.0 million in 2022, then surged by 132.09% to $43.0 million in 2023, then plunged by 83.72% to $7.0 million in 2024, then surged by 671.43% to $54.0 million in 2025, then soared by 170.37% to $146.0 million in 2026.
  • The last three Net Income figures came in at $146.0 million (Q2 2026), $181.0 million (Q1 2026), and $54.0 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Income (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 885.00 Mn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 1.62 Bn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 93.47 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 135.90 Mn
5 Slm 4.72 Bn -77.52 Mn - 58.53 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 105.06 Mn
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 146.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 160.35 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 38.49 Mn
10 Navient 1.64 Bn 275.03 Mn - 25.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 146.00 Mn
Mar 31, 2026 181.00 Mn
Dec 31, 2025 54.00 Mn
Sep 30, 2025 188.00 Mn
Jun 30, 2025 139.00 Mn
Mar 31, 2025 138.00 Mn
Dec 31, 2024 7.00 Mn
Sep 30, 2024 2.00 Mn
Jun 30, 2024 133.00 Mn
Mar 31, 2024 134.00 Mn
Dec 31, 2023 43.00 Mn
Sep 30, 2023 171.00 Mn
Jun 30, 2023 48.00 Mn
Mar 31, 2023 455.00 Mn
Dec 31, 2022 -134.00 Mn
Sep 30, 2022 134.00 Mn
Jun 30, 2022 12.00 Mn
Mar 31, 2022 210.00 Mn
Dec 31, 2021 18.00 Mn
Sep 30, 2021 224.00 Mn