Bread Financial Holdings, Inc. (BFH) Net Income (2009 - 2026)
Bread Financial Holdings (BFH) recorded Net Income of $146 million in Q2 2026, up 5.0% from $139 million a year earlier but down 19.3% from the prior quarter.
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Analysis
Bread Financial Holdings, Inc. (BFH) Net Income (2009 - 2026) Analysis & Trends
On a TTM basis, Bread Financial Holdings' Net Income came in at $569 million as of Jun 30, 2026, up 99.0% year-over-year; for FY2025, it was $518 million, up 87.0% from FY2024.
- Annual Net Income has a five-year compound annual growth rate of 19.3% (FY2020 to FY2025).
- Across earlier years, Net Income came in at $277 million in FY2024 (-61.4%), $718 million in FY2023 (+222.0%), $223 million in FY2022 (-72.2%) and $801 million in FY2021 (+274.3%).
- Quarterly Net Income has ranged from -$134 million in Q4 2022 to $455 million in Q1 2023 over the past five years.
- On a year-over-year basis, Net Income has increased for three consecutive quarters, with growth averaging 76.1% over the last seven quarters.
- Peak year-over-year performance for Net Income in the last five years was growth of 671.4% in Q4 2025, against a decline of 98.8% in Q3 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at $181 million (Q1 2026), $54 million (Q4 2025) and $188 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 146.00 Mn |
| Mar 31, 2026 | 181.00 Mn |
| Dec 31, 2025 | 54.00 Mn |
| Sep 30, 2025 | 188.00 Mn |
| Jun 30, 2025 | 139.00 Mn |
| Mar 31, 2025 | 138.00 Mn |
| Dec 31, 2024 | 7.00 Mn |
| Sep 30, 2024 | 2.00 Mn |
| Jun 30, 2024 | 133.00 Mn |
| Mar 31, 2024 | 134.00 Mn |
| Dec 31, 2023 | 43.00 Mn |
| Sep 30, 2023 | 171.00 Mn |
| Jun 30, 2023 | 48.00 Mn |
| Mar 31, 2023 | 455.00 Mn |
| Dec 31, 2022 | -134.00 Mn |
| Sep 30, 2022 | 134.00 Mn |
| Jun 30, 2022 | 12.00 Mn |
| Mar 31, 2022 | 210.00 Mn |
| Dec 31, 2021 | 18.00 Mn |
| Sep 30, 2021 | 223.00 Mn |
API Access
Bread Financial Holdings, Inc. Net Income API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-income&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-income", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-income&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();