Bread Financial Holdings (BFH) Long-Term Debt Issuances (2009 - 2025)

Bread Financial Holdings' quarterly Long-Term Debt Issuances came in at $875.0 million in Q4 2025, down 58.13% year-on-year from $2.1 billion in Q4 2024, and up 333.33% quarter-over-quarter from -$375.0 million in Q3 2025.

Bread Financial Holdings (BFH) Long-Term Debt Issuances (2009 - 2025) Analysis & Trends

Bread Financial Holdings has reported Long-Term Debt Issuances for 17 years, with the latest figure at $875.0 million in Q4 2025.

  • For the quarter ending Q4 2025, Long-Term Debt Issuances fell 58.13% year-over-year to $875.0 million; the trailing twelve-month figure through Mar 2026 stood at $500.0 million (down 79.92% YoY), and the FY2025 full-year result was $900.0 million, down 62.34% from the prior year.
  • Long-Term Debt Issuances for Q4 2025 stood at $875.0 million, up from -$375.0 million in the prior quarter.
  • The five-year high for Long-Term Debt Issuances was $2.5 billion in Q4 2022, with the low at -$400.0 million in Q3 2024.
  • Average Long-Term Debt Issuances over 5 years is $800.4 million, with a median of $438.0 million recorded in 2023.
  • Year-over-year, Long-Term Debt Issuances surged 1360.0% in 2021 and plunged 97.72% in 2022.
  • Tracing BFH's Long-Term Debt Issuances over 5 years: stood at $1.5 billion in 2021, then surged by 67.22% to $2.5 billion in 2022, then declined by 29.07% to $1.8 billion in 2023, then climbed by 16.69% to $2.1 billion in 2024, then tumbled by 58.13% to $875.0 million in 2025.
  • The last three Long-Term Debt Issuances figures came in at $875.0 million (Q4 2025), -$375.0 million (Q3 2025), and $400.0 million (Q1 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Debt Issuances (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 3.50 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 538.00 Mn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 930.00 Mn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 27.33 Bn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 498.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 1.08 Bn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn -

Historic Data

Download Data
DateValue
Dec 31, 2025 875.00 Mn
Dec 31, 2025 875.00 Mn
Sep 30, 2025 -375.00 Mn
Sep 30, 2025 -375.00 Mn
Mar 31, 2025 400.00 Mn
Mar 31, 2025 400.00 Mn
Dec 31, 2024 2.09 Bn
Dec 31, 2024 2.09 Bn
Sep 30, 2024 -400.00 Mn
Sep 30, 2024 -400.00 Mn
Jun 30, 2024 400.00 Mn
Jun 30, 2024 400.00 Mn
Mar 31, 2024 300.00 Mn
Mar 31, 2024 300.00 Mn
Dec 31, 2023 1.79 Bn
Dec 31, 2023 1.79 Bn
Jun 30, 2023 476.00 Mn
Jun 30, 2023 476.00 Mn
Mar 31, 2023 325.00 Mn
Mar 31, 2023 325.00 Mn