Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Change in Net Loans of $671.0 million for Q2 2026, up 219.52% year-over-year from $210.0 million in Q2 2025, and up 304.57% quarter-over-quarter from -$328.0 million in Q1 2026.

Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Change in Net Loans history runs 18 years deep, the most recent figure standing at $671.0 million for Q2 2026.

  • In Q2 2026, Change in Net Loans rose 219.52% year-over-year to $671.0 million; the TTM figure through Jun 2026 stood at $2.2 billion (up 107.93% YoY), while the FY2025 annual figure was $1.3 billion, up 60.12% from the prior year.
  • Change in Net Loans for Q2 2026 stood at $671.0 million, up from -$328.0 million in the prior quarter.
  • The five-year high for Change in Net Loans was $2.1 billion in Q4 2022, with the low at -$746.0 million in Q1 2024.
  • The 5-year median for Change in Net Loans is $259.0 million (2023), against an average of $383.6 million.
  • The sharpest annual moves came in 2023 and 2025: Change in Net Loans plunged 116.81% in 2023, then soared 296.23% in 2025.
  • Bread Financial Holdings' Change in Net Loans stood at $2.1 billion in 2022, then plunged by 33.15% to $1.4 billion in 2023, then retreated by 1.9% to $1.3 billion in 2024, then increased by 11.6% to $1.5 billion in 2025, then sank by 55.3% to $671.0 million in 2026.
  • Business Quant data shows BFH's Change in Net Loans at $671.0 million in Q2 2026, -$328.0 million in Q1 2026, and $1.5 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 6.50 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.79 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 671.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 671.00 Mn
Mar 31, 2026 -328.00 Mn
Dec 31, 2025 1.50 Bn
Sep 30, 2025 331.00 Mn
Jun 30, 2025 210.00 Mn
Mar 31, 2025 -697.00 Mn
Dec 31, 2024 1.35 Bn
Sep 30, 2024 188.00 Mn
Jun 30, 2024 53.00 Mn
Mar 31, 2024 -746.00 Mn
Dec 31, 2023 1.37 Bn
Sep 30, 2023 260.00 Mn
Jun 30, 2023 258.00 Mn
Mar 31, 2023 -735.00 Mn
Dec 31, 2022 2.05 Bn
Sep 30, 2022 575.00 Mn
Jun 30, 2022 935.00 Mn
Mar 31, 2022 -339.00 Mn
Dec 31, 2021 1.89 Bn
Sep 30, 2021 578.00 Mn