Bread Financial Holdings, Inc. (BFH) Change in Net Loans (2009 - 2026)
Bread Financial Holdings (BFH) recorded Change in Net Loans of $671 million in Q2 2026, up 219.5% from $210 million a year earlier.
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Analysis
Bread Financial Holdings, Inc. (BFH) Change in Net Loans (2009 - 2026) Analysis & Trends
On a TTM basis, Bread Financial Holdings' Change in Net Loans came in at $2.18 billion as of Jun 30, 2026, up 107.9% year-over-year; for FY2025, it came in at $1.35 billion, up 60.1% from FY2024.
- Across earlier years, Change in Net Loans came in at $840 million in FY2024 (-27.2%), $1.15 billion in FY2023 (-64.2%), $3.22 billion in FY2022 (+78.5%) and $1.81 billion in FY2021.
- Quarterly Change in Net Loans has ranged from -$746 million in Q1 2024 to $2.05 billion in Q4 2022 over the past five years.
- On a year-over-year basis, Change in Net Loans rose in four of the last six quarters, with growth averaging 95.6%.
- Peak year-over-year performance for Change in Net Loans in the last five years was growth of 296.2% in Q2 2025, against a decline of 79.5% in Q2 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at -$328 million (Q1 2026), $1.5 billion (Q4 2025) and $331 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 671.00 Mn |
| Mar 31, 2026 | -328.00 Mn |
| Dec 31, 2025 | 1.50 Bn |
| Sep 30, 2025 | 331.00 Mn |
| Jun 30, 2025 | 210.00 Mn |
| Mar 31, 2025 | -697.00 Mn |
| Dec 31, 2024 | 1.35 Bn |
| Sep 30, 2024 | 188.00 Mn |
| Jun 30, 2024 | 53.00 Mn |
| Mar 31, 2024 | -746.00 Mn |
| Dec 31, 2023 | 1.37 Bn |
| Sep 30, 2023 | 260.00 Mn |
| Jun 30, 2023 | 258.00 Mn |
| Mar 31, 2023 | -735.00 Mn |
| Dec 31, 2022 | 2.05 Bn |
| Sep 30, 2022 | 575.00 Mn |
| Jun 30, 2022 | 935.00 Mn |
| Mar 31, 2022 | -339.00 Mn |
| Dec 31, 2021 | 1.89 Bn |
| Sep 30, 2021 | 578.00 Mn |
API Access
Bread Financial Holdings, Inc. Change in Net Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-net-loans", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-net-loans&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();