Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026)

Bread Financial Holdings' quarterly Change in Net Loans came in at -$328.0 million in Q1 2026, up 52.94% year-on-year from -$214.5 million in Q1 2025, and down 121.85% quarter-over-quarter from $1.5 billion in Q4 2025.

Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Change in Net Loans for 18 years, with the latest figure at -$328.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Change in Net Loans rose 52.94% year-over-year to -$328.0 million; the trailing twelve-month figure through Mar 2026 stood at $1.7 billion (up 92.8% YoY), and the FY2025 full-year result was $1.3 billion, up 60.12% from the prior year.
  • Change in Net Loans for Q1 2026 stood at -$328.0 million, down from $1.5 billion in the prior quarter.
  • The five-year high for Change in Net Loans was $2.1 billion in Q4 2022, with the low at -$746.0 million in Q1 2024.
  • Average Change in Net Loans over 5 years is $366.6 million, with a median of $258.0 million recorded in 2023.
  • Year-over-year, Change in Net Loans sank 116.81% in 2023 and soared 296.23% in 2025.
  • Tracing BFH's Change in Net Loans over 5 years: stood at $2.1 billion in 2022, then plunged by 33.15% to $1.4 billion in 2023, then slipped by 1.9% to $1.3 billion in 2024, then gained by 11.6% to $1.5 billion in 2025, then tumbled by 121.85% to -$328.0 million in 2026.
  • The last three Change in Net Loans figures came in at -$328.0 million (Q1 2026), $1.5 billion (Q4 2025), and $331.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Net Loans (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn -512.00 Mn
4 Capital One Financial 114.99 Bn 38.50 Bn - -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -
7 Synchrony Financial 24.22 Bn 3.66 Bn - -2.36 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn -
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn -328.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -328.00 Mn
Dec 31, 2025 1.50 Bn
Sep 30, 2025 331.00 Mn
Jun 30, 2025 210.00 Mn
Mar 31, 2025 -697.00 Mn
Dec 31, 2024 1.35 Bn
Sep 30, 2024 188.00 Mn
Jun 30, 2024 53.00 Mn
Mar 31, 2024 -746.00 Mn
Dec 31, 2023 1.37 Bn
Sep 30, 2023 260.00 Mn
Jun 30, 2023 258.00 Mn
Mar 31, 2023 -735.00 Mn
Dec 31, 2022 2.05 Bn
Sep 30, 2022 575.00 Mn
Jun 30, 2022 935.00 Mn
Mar 31, 2022 -339.00 Mn
Dec 31, 2021 1.89 Bn
Sep 30, 2021 578.00 Mn
Jun 30, 2021 368.00 Mn