Growth Metrics

Bread Financial Holdings (BFH) Change in Net Loans (2016 - 2025)

Bread Financial Holdings (BFH) has 17 years of Change in Net Loans data on record, last reported at $1.5 billion in Q4 2025.

  • For Q4 2025, Change in Net Loans rose 11.6% year-over-year to $1.5 billion; the TTM value through Dec 2025 reached $1.3 billion, up 60.12%, while the annual FY2025 figure was $1.3 billion, 60.12% up from the prior year.
  • Change in Net Loans reached $1.5 billion in Q4 2025 per BFH's latest filing, up from $331.0 million in the prior quarter.
  • Across five years, Change in Net Loans topped out at $2.1 billion in Q4 2022 and bottomed at -$1.0 billion in Q1 2021.
  • Average Change in Net Loans over 5 years is $418.3 million, with a median of $295.5 million recorded in 2023.
  • Peak YoY movement for Change in Net Loans: soared 1162.5% in 2021, then tumbled 116.81% in 2023.
  • A 5-year view of Change in Net Loans shows it stood at $1.9 billion in 2021, then rose by 8.35% to $2.1 billion in 2022, then crashed by 33.15% to $1.4 billion in 2023, then decreased by 1.9% to $1.3 billion in 2024, then rose by 11.6% to $1.5 billion in 2025.
  • Per Business Quant database, its latest 3 readings for Change in Net Loans were $1.5 billion in Q4 2025, $331.0 million in Q3 2025, and $210.0 million in Q2 2025.