Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Change in Net Loans of $671.0 million for Q2 2026, up 219.52% year-over-year from $210.0 million in Q2 2025, and up 304.57% quarter-over-quarter from -$328.0 million in Q1 2026.
Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Change in Net Loans history runs 18 years deep, the most recent figure standing at $671.0 million for Q2 2026.
- In Q2 2026, Change in Net Loans rose 219.52% year-over-year to $671.0 million; the TTM figure through Jun 2026 stood at $2.2 billion (up 107.93% YoY), while the FY2025 annual figure was $1.3 billion, up 60.12% from the prior year.
- Change in Net Loans for Q2 2026 stood at $671.0 million, up from -$328.0 million in the prior quarter.
- The five-year high for Change in Net Loans was $2.1 billion in Q4 2022, with the low at -$746.0 million in Q1 2024.
- The 5-year median for Change in Net Loans is $259.0 million (2023), against an average of $383.6 million.
- The sharpest annual moves came in 2023 and 2025: Change in Net Loans plunged 116.81% in 2023, then soared 296.23% in 2025.
- Bread Financial Holdings' Change in Net Loans stood at $2.1 billion in 2022, then plunged by 33.15% to $1.4 billion in 2023, then retreated by 1.9% to $1.3 billion in 2024, then increased by 11.6% to $1.5 billion in 2025, then sank by 55.3% to $671.0 million in 2026.
- Business Quant data shows BFH's Change in Net Loans at $671.0 million in Q2 2026, -$328.0 million in Q1 2026, and $1.5 billion in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | - |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 6.50 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | - |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | - |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.79 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | - |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn | 671.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 671.00 Mn |
| Mar 31, 2026 | -328.00 Mn |
| Dec 31, 2025 | 1.50 Bn |
| Sep 30, 2025 | 331.00 Mn |
| Jun 30, 2025 | 210.00 Mn |
| Mar 31, 2025 | -697.00 Mn |
| Dec 31, 2024 | 1.35 Bn |
| Sep 30, 2024 | 188.00 Mn |
| Jun 30, 2024 | 53.00 Mn |
| Mar 31, 2024 | -746.00 Mn |
| Dec 31, 2023 | 1.37 Bn |
| Sep 30, 2023 | 260.00 Mn |
| Jun 30, 2023 | 258.00 Mn |
| Mar 31, 2023 | -735.00 Mn |
| Dec 31, 2022 | 2.05 Bn |
| Sep 30, 2022 | 575.00 Mn |
| Jun 30, 2022 | 935.00 Mn |
| Mar 31, 2022 | -339.00 Mn |
| Dec 31, 2021 | 1.89 Bn |
| Sep 30, 2021 | 578.00 Mn |