Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026)
Bread Financial Holdings' quarterly Change in Net Loans came in at -$328.0 million in Q1 2026, up 52.94% year-on-year from -$214.5 million in Q1 2025, and down 121.85% quarter-over-quarter from $1.5 billion in Q4 2025.
Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Change in Net Loans for 18 years, with the latest figure at -$328.0 million in Q1 2026.
- For the quarter ending Q1 2026, Change in Net Loans rose 52.94% year-over-year to -$328.0 million; the trailing twelve-month figure through Mar 2026 stood at $1.7 billion (up 92.8% YoY), and the FY2025 full-year result was $1.3 billion, up 60.12% from the prior year.
- Change in Net Loans for Q1 2026 stood at -$328.0 million, down from $1.5 billion in the prior quarter.
- The five-year high for Change in Net Loans was $2.1 billion in Q4 2022, with the low at -$746.0 million in Q1 2024.
- Average Change in Net Loans over 5 years is $366.6 million, with a median of $258.0 million recorded in 2023.
- Year-over-year, Change in Net Loans sank 116.81% in 2023 and soared 296.23% in 2025.
- Tracing BFH's Change in Net Loans over 5 years: stood at $2.1 billion in 2022, then plunged by 33.15% to $1.4 billion in 2023, then slipped by 1.9% to $1.3 billion in 2024, then gained by 11.6% to $1.5 billion in 2025, then tumbled by 121.85% to -$328.0 million in 2026.
- The last three Change in Net Loans figures came in at -$328.0 million (Q1 2026), $1.5 billion (Q4 2025), and $331.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | -512.00 Mn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | - |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | -2.36 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | - |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | -328.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -328.00 Mn |
| Dec 31, 2025 | 1.50 Bn |
| Sep 30, 2025 | 331.00 Mn |
| Jun 30, 2025 | 210.00 Mn |
| Mar 31, 2025 | -697.00 Mn |
| Dec 31, 2024 | 1.35 Bn |
| Sep 30, 2024 | 188.00 Mn |
| Jun 30, 2024 | 53.00 Mn |
| Mar 31, 2024 | -746.00 Mn |
| Dec 31, 2023 | 1.37 Bn |
| Sep 30, 2023 | 260.00 Mn |
| Jun 30, 2023 | 258.00 Mn |
| Mar 31, 2023 | -735.00 Mn |
| Dec 31, 2022 | 2.05 Bn |
| Sep 30, 2022 | 575.00 Mn |
| Jun 30, 2022 | 935.00 Mn |
| Mar 31, 2022 | -339.00 Mn |
| Dec 31, 2021 | 1.89 Bn |
| Sep 30, 2021 | 578.00 Mn |
| Jun 30, 2021 | 368.00 Mn |