Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026)
Bread Financial Holdings (BFH) posted Change in Net Loans of $671.0 million for Q2 2026, up 304.57% on a QoQ basis from -$328.0 million in Q1 2026, and up 219.52% year-over-year from $210.0 million in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Change in Net Loans (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Change in Net Loans for 18 years, with the latest figure at $671.0 million in Q2 2026.
- On a quarterly basis, Change in Net Loans rose 219.52% year-over-year to $671.0 million in Q2 2026; TTM through Jun 2026 was $2.2 billion, a 107.93% increase from a year earlier, with the FY2025 full-year figure at $1.3 billion, up 60.12% from the prior year.
- Change in Net Loans was $671.0 million for Q2 2026 at Bread Financial Holdings, up from -$328.0 million in the prior quarter.
- The five-year high for Change in Net Loans was $2.1 billion in Q4 2022, with the low at -$746.0 million in Q1 2024.
- Average Change in Net Loans over 5 years is $383.6 million, with a median of $259.0 million recorded in 2023.
- The sharpest annual moves came in 2023 and 2025: Change in Net Loans plunged 116.81% in 2023, then surged 296.23% in 2025.
- Over 5 years, Change in Net Loans stood at $2.1 billion in 2022, then plunged by 33.15% to $1.4 billion in 2023, then slipped by 1.9% to $1.3 billion in 2024, then gained by 11.6% to $1.5 billion in 2025, then sank by 55.3% to $671.0 million in 2026.
- The last three Change in Net Loans figures came in at $671.0 million (Q2 2026), -$328.0 million (Q1 2026), and $1.5 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Net Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 2.79 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 671.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 671.00 Mn |
| Mar 31, 2026 | -328.00 Mn |
| Dec 31, 2025 | 1.50 Bn |
| Sep 30, 2025 | 331.00 Mn |
| Jun 30, 2025 | 210.00 Mn |
| Mar 31, 2025 | -697.00 Mn |
| Dec 31, 2024 | 1.35 Bn |
| Sep 30, 2024 | 188.00 Mn |
| Jun 30, 2024 | 53.00 Mn |
| Mar 31, 2024 | -746.00 Mn |
| Dec 31, 2023 | 1.37 Bn |
| Sep 30, 2023 | 260.00 Mn |
| Jun 30, 2023 | 258.00 Mn |
| Mar 31, 2023 | -735.00 Mn |
| Dec 31, 2022 | 2.05 Bn |
| Sep 30, 2022 | 575.00 Mn |
| Jun 30, 2022 | 935.00 Mn |
| Mar 31, 2022 | -339.00 Mn |
| Dec 31, 2021 | 1.89 Bn |
| Sep 30, 2021 | 578.00 Mn |