Growth Metrics

Bread Financial Holdings (BFH) Operating Income (2016 - 2026)

Bread Financial Holdings has reported Operating Income over the past 18 years, most recently at $511.0 million for Q1 2026.

  • For Q1 2026, Operating Income rose 11.57% year-over-year to $511.0 million; the TTM value through Mar 2026 reached $1.8 billion, up 9.33%, while the annual FY2025 figure was $1.7 billion, 4.66% up from the prior year.
  • Operating Income for Q1 2026 was $511.0 million at Bread Financial Holdings, up from $376.0 million in the prior quarter.
  • Over five years, Operating Income peaked at $706.0 million in Q1 2023 and troughed at $342.0 million in Q4 2024.
  • A 5-year average of $446.6 million and a median of $449.0 million in 2022 define the central range for Operating Income.
  • Biggest five-year swings in Operating Income: skyrocketed 137.53% in 2022 and later tumbled 31.87% in 2024.
  • Year by year, Operating Income stood at $428.0 million in 2022, then increased by 6.07% to $454.0 million in 2023, then decreased by 24.67% to $342.0 million in 2024, then grew by 9.94% to $376.0 million in 2025, then skyrocketed by 35.9% to $511.0 million in 2026.
  • Business Quant data shows Operating Income for BFH at $511.0 million in Q1 2026, $376.0 million in Q4 2025, and $457.0 million in Q3 2025.