Bread Financial Holdings BFH
NYSE BFH
$108.60 +3.99 (+3.81%)
As of: Oct 21, 2026 · 3:59 PM EDT

Bread Financial Holdings, Inc. (BFH) Operating Income (2009 - 2021)

Updated

Bread Financial Holdings (BFH) recorded Operating Income of $382.8 million in Q3 2021, up 31.5% from $291 million a year earlier but down 19.1% from the prior quarter.

Analysis

Bread Financial Holdings, Inc. (BFH) Operating Income (2009 - 2021) Analysis & Trends

On a TTM basis, Bread Financial Holdings' Operating Income came in at $1.62 billion as of Sep 30, 2021, up 72.4% year-over-year; for FY2020, it came in at $888.4 million, down 32.0% from FY2019.

  • Annual Operating Income has a five-year compound annual growth rate of -6.8% (FY2015 to FY2020).
  • Across earlier years, Operating Income came in at $1.31 billion in FY2019 (-25.6%), $1.76 billion in FY2018 (+15.8%), $1.52 billion in FY2017 (+19.9%) and $1.27 billion in FY2016 (+0.3%).
  • Quarterly Operating Income has ranged from $164 million in Q1 2020 to $508.5 million in Q4 2018 over the past five years.
  • On a year-over-year basis, Operating Income has increased for three consecutive quarters, with growth averaging 30.9% over the last eight quarters.
  • Peak year-over-year performance for Operating Income in the last five years was growth of 206.8% in Q1 2021, against a decline of 54.0% in Q1 2020 at the low end.
  • Per Business Quant, the preceding three quarters came in at $473.3 million (Q2 2021), $503.1 million (Q1 2021) and $258.7 million (Q4 2020).
Peer Set

Peer Comparison

Historic Data

Historic Data

Download Data
DateValue
Sep 30, 2021 382.80 Mn
Jun 30, 2021 473.30 Mn
Mar 31, 2021 503.10 Mn
Dec 31, 2020 258.70 Mn
Sep 30, 2020 291.00 Mn
Jun 30, 2020 174.70 Mn
Mar 31, 2020 164.00 Mn
Dec 31, 2019 309.00 Mn
Sep 30, 2019 304.20 Mn
Jun 30, 2019 337.30 Mn
Mar 31, 2019 356.90 Mn
Dec 31, 2018 508.50 Mn
Sep 30, 2018 479.80 Mn
Jun 30, 2018 396.70 Mn
Mar 31, 2018 372.30 Mn
Dec 31, 2017 462.80 Mn
Sep 30, 2017 478.90 Mn
Jun 30, 2017 351.40 Mn
Mar 31, 2017 352.40 Mn
Dec 31, 2016 179.60 Mn
API Access

Bread Financial Holdings, Inc. Operating Income API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

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