Bread Financial Holdings (BFH) Gross Margin (2009 - 2026)

Bread Financial Holdings (BFH) has reported Gross Margin for 18 consecutive years, with 96.56% the latest figure, recorded in Q1 2026.

• In Q1 2026, Gross Margin rose 17.0% year-over-year to 96.56%; the TTM figure through Mar 2026 stood at 96.12% (up 16.0% YoY), while the FY2025 annual figure was 96.1%, down 7.0% from the prior year.
• Gross Margin came in at 96.56% for Q1 2026 at Bread Financial Holdings, up from 95.49% in the prior quarter.
• The five-year high for Gross Margin was 97.17% in Q1 2024, with the low at 94.4% in Q2 2022.
• Average Gross Margin over 5 years is 95.96%, with a median of 96.13% recorded in 2024.
• The largest YoY upside for Gross Margin was 187 bps in 2022 against a maximum downside of 102 bps in 2022.
• Year by year, Gross Margin stood at 94.58% in 2022, then grew by 1 bps to 95.47% in 2023, then dropped by 1 bps to 94.81% in 2024, then advanced by 1 bps to 95.49% in 2025, then rose by 1 bps to 96.56% in 2026.
• According to Business Quant data, Gross Margin over the past three periods registered 96.56%, 95.49%, and 96.09% for Q1 2026, Q4 2025, and Q3 2025 respectively.