Bread Financial Holdings (BFH) Gross Margin (2009 - 2026)

Bread Financial Holdings has reported Gross Margin for 18 years, with the latest figure at 96.56% in Q1 2026.

• For the quarter ending Q1 2026, Gross Margin rose 17.0% year-over-year to 96.56%; the trailing twelve-month figure through Mar 2026 stood at 96.12% (up 16.0% YoY), and the FY2025 full-year result was 96.1%, down 7.0% from the prior year.
• Gross Margin for Q1 2026 stood at 96.56%, up from 95.49% in the prior quarter.
• The five-year high for Gross Margin was 97.17% in Q1 2024, with the low at 94.4% in Q2 2022.
• Average Gross Margin over 5 years is 95.96%, with a median of 96.13% recorded in 2024.
• Peak annual rise in Gross Margin reached 187 bps in 2022, while the deepest fall reached 102 bps in 2022.
• Tracing BFH's Gross Margin over 5 years: stood at 94.58% in 2022, then advanced by 1 bps to 95.47% in 2023, then decreased by 1 bps to 94.81% in 2024, then rose by 1 bps to 95.49% in 2025, then grew by 1 bps to 96.56% in 2026.
• The last three Gross Margin figures came in at 96.56% (Q1 2026), 95.49% (Q4 2025), and 96.09% (Q3 2025), per Business Quant data.