Bread Financial Holdings (BFH) Interest Income - Net (2018 - 2026)
Bread Financial Holdings (BFH) posted quarterly Interest Income - Net of $1.1 billion for Q1 2026, up 6.06% year-over-year from $1.0 billion in Q1 2025, and up 1.91% on a QoQ basis from $1.0 billion in Q4 2025.
Bread Financial Holdings (BFH) Interest Income - Net (2018 - 2026) Analysis & Trends
Bread Financial Holdings (BFH) has reported Interest Income - Net for 9 consecutive years, with $1.1 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Interest Income - Net rose 6.06% year-over-year to $1.1 billion; the TTM figure through Mar 2026 stood at $4.1 billion (up 2.56% YoY), while the FY2025 annual figure was $4.1 billion, changed 0.15% from the prior year.
- Interest Income - Net came in at $1.1 billion for Q1 2026 at Bread Financial Holdings, up from $1.0 billion in the prior quarter.
- The five-year high for Interest Income - Net was $1.1 billion in Q4 2022, with the low at $974.0 million in Q2 2025.
- Average Interest Income - Net over 5 years is $1.0 billion, with a median of $1.0 billion recorded in 2024.
- Across the five-year window, Interest Income - Net jumped 861.65% in 2022 and retreated 8.19% in 2024, its largest moves.
- Year by year, Interest Income - Net stood at $1.1 billion in 2022, then dropped by 4.87% to $1.1 billion in 2023, then declined by 8.19% to $987.0 million in 2024, then increased by 6.08% to $1.0 billion in 2025, then gained by 1.91% to $1.1 billion in 2026.
- According to Business Quant data, Interest Income - Net over the past three periods registered $1.1 billion, $1.0 billion, and $1.0 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 4.69 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 418.69 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 692.99 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 1.86 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Bread Financial Holdings | 4.51 Bn | 875.83 Mn | 983.00 Mn | 1.07 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.07 Bn |
| Dec 31, 2025 | 1.05 Bn |
| Sep 30, 2025 | 1.03 Bn |
| Jun 30, 2025 | 974.00 Mn |
| Mar 31, 2025 | 1.01 Bn |
| Dec 31, 2024 | 987.00 Mn |
| Sep 30, 2024 | 1.04 Bn |
| Jun 30, 2024 | 987.00 Mn |
| Mar 31, 2024 | 1.05 Bn |
| Dec 31, 2023 | 1.08 Bn |
| Sep 30, 2023 | 1.08 Bn |
| Jun 30, 2023 | 992.00 Mn |
| Mar 31, 2023 | 1.12 Bn |
| Dec 31, 2022 | 1.13 Bn |
| Sep 30, 2022 | 1.09 Bn |
| Jun 30, 2022 | 978.00 Mn |
| Mar 31, 2022 | 989.00 Mn |
| Dec 31, 2021 | 932.00 Mn |
| Sep 30, 2021 | 92.10 Mn |
| Jun 30, 2021 | 101.70 Mn |