Bread Financial Holdings (BFH) Interest Income - Net (2018 - 2026)
Bread Financial Holdings' quarterly Interest Income - Net came in at $1.1 billion in Q1 2026, up 6.06% year-on-year from $1.0 billion in Q1 2025, and up 1.91% quarter-over-quarter from $1.0 billion in Q4 2025.
Bread Financial Holdings (BFH) Interest Income - Net (2018 - 2026) Analysis & Trends
Bread Financial Holdings has reported Interest Income - Net for 9 years, with the latest figure at $1.1 billion in Q1 2026.
- For the quarter ending Q1 2026, Interest Income - Net rose 6.06% year-over-year to $1.1 billion; the trailing twelve-month figure through Mar 2026 stood at $4.1 billion (up 2.56% YoY), and the FY2025 full-year result was $4.1 billion, changed 0.15% from the prior year.
- Interest Income - Net for Q1 2026 stood at $1.1 billion, up from $1.0 billion in the prior quarter.
- The five-year high for Interest Income - Net was $1.1 billion in Q4 2022, with the low at $974.0 million in Q2 2025.
- Average Interest Income - Net over 5 years is $1.0 billion, with a median of $1.0 billion recorded in 2024.
- Year-over-year, Interest Income - Net soared 861.65% in 2022 and fell 8.19% in 2024.
- Tracing BFH's Interest Income - Net over 5 years: stood at $1.1 billion in 2022, then decreased by 4.87% to $1.1 billion in 2023, then slipped by 8.19% to $987.0 million in 2024, then climbed by 6.08% to $1.0 billion in 2025, then increased by 1.91% to $1.1 billion in 2026.
- The last three Interest Income - Net figures came in at $1.1 billion (Q1 2026), $1.0 billion (Q4 2025), and $1.0 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 4.69 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 12.15 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 418.69 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 4.64 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 692.99 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 1.86 Bn |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 1.07 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.07 Bn |
| Dec 31, 2025 | 1.05 Bn |
| Sep 30, 2025 | 1.03 Bn |
| Jun 30, 2025 | 974.00 Mn |
| Mar 31, 2025 | 1.01 Bn |
| Dec 31, 2024 | 987.00 Mn |
| Sep 30, 2024 | 1.04 Bn |
| Jun 30, 2024 | 987.00 Mn |
| Mar 31, 2024 | 1.05 Bn |
| Dec 31, 2023 | 1.08 Bn |
| Sep 30, 2023 | 1.08 Bn |
| Jun 30, 2023 | 992.00 Mn |
| Mar 31, 2023 | 1.12 Bn |
| Dec 31, 2022 | 1.13 Bn |
| Sep 30, 2022 | 1.09 Bn |
| Jun 30, 2022 | 978.00 Mn |
| Mar 31, 2022 | 989.00 Mn |
| Dec 31, 2021 | 932.00 Mn |
| Sep 30, 2021 | 903.00 Mn |
| Jun 30, 2021 | 101.70 Mn |