Bread Financial Holdings (BFH) Interest Income - Net (2018 - 2026)
Bread Financial Holdings (BFH) posted Interest Income - Net of $1.0 billion for Q2 2026, down 2.62% on a QoQ basis from $1.1 billion in Q1 2026, and up 6.67% year-over-year from $974.0 million in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Interest Income - Net (2018 - 2026) Analysis & Trends
Bread Financial Holdings has reported Interest Income - Net for 9 years, with the latest figure at $1.0 billion in Q2 2026.
- On a quarterly basis, Interest Income - Net rose 6.67% year-over-year to $1.0 billion in Q2 2026; TTM through Jun 2026 was $4.2 billion, a 4.52% increase from a year earlier, with the FY2025 full-year figure at $4.1 billion, changed 0.15% from the prior year.
- Interest Income - Net was $1.0 billion for Q2 2026 at Bread Financial Holdings, down from $1.1 billion in the prior quarter.
- The five-year high for Interest Income - Net was $1.1 billion in Q4 2022, with the low at $974.0 million in Q2 2025.
- Average Interest Income - Net over 5 years is $1.0 billion, with a median of $1.0 billion recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: Interest Income - Net advanced 21.24% in 2022, then declined 8.19% in 2024.
- Over 5 years, Interest Income - Net stood at $1.1 billion in 2022, then decreased by 4.87% to $1.1 billion in 2023, then slipped by 8.19% to $987.0 million in 2024, then climbed by 6.08% to $1.0 billion in 2025, then retreated by 0.76% to $1.0 billion in 2026.
- The last three Interest Income - Net figures came in at $1.0 billion (Q2 2026), $1.1 billion (Q1 2026), and $1.0 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 4.61 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 448.78 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 332.82 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 1.04 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | -50.22 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 122.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.04 Bn |
| Mar 31, 2026 | 1.07 Bn |
| Dec 31, 2025 | 1.05 Bn |
| Sep 30, 2025 | 1.03 Bn |
| Jun 30, 2025 | 974.00 Mn |
| Mar 31, 2025 | 1.01 Bn |
| Dec 31, 2024 | 987.00 Mn |
| Sep 30, 2024 | 1.04 Bn |
| Jun 30, 2024 | 987.00 Mn |
| Mar 31, 2024 | 1.05 Bn |
| Dec 31, 2023 | 1.08 Bn |
| Sep 30, 2023 | 1.08 Bn |
| Jun 30, 2023 | 992.00 Mn |
| Mar 31, 2023 | 1.12 Bn |
| Dec 31, 2022 | 1.13 Bn |
| Sep 30, 2022 | 1.09 Bn |
| Jun 30, 2022 | 978.00 Mn |
| Mar 31, 2022 | 989.00 Mn |
| Dec 31, 2021 | 932.00 Mn |
| Sep 30, 2021 | 903.00 Mn |