Bread Financial Holdings (BFH) Interest Income - Net (2018 - 2026)

Bread Financial Holdings (BFH) posted quarterly Interest Income - Net of $1.0 billion for Q2 2026, up 6.67% year-over-year from $974.0 million in Q2 2025, and down 2.62% quarter-over-quarter from $1.1 billion in Q1 2026.

Bread Financial Holdings (BFH) Interest Income - Net (2018 - 2026) Analysis & Trends

Bread Financial Holdings' Interest Income - Net history runs 9 years deep, the most recent figure standing at $1.0 billion for Q2 2026.

  • In Q2 2026, Interest Income - Net rose 6.67% year-over-year to $1.0 billion; the TTM figure through Jun 2026 stood at $4.2 billion (up 4.52% YoY), while the FY2025 annual figure was $4.1 billion, changed 0.15% from the prior year.
  • Interest Income - Net for Q2 2026 stood at $1.0 billion, down from $1.1 billion in the prior quarter.
  • The five-year high for Interest Income - Net was $1.1 billion in Q4 2022, with the low at $974.0 million in Q2 2025.
  • The 5-year median for Interest Income - Net is $1.0 billion (2024), against an average of $1.0 billion.
  • The sharpest annual moves came in 2022 and 2024: Interest Income - Net rose 21.24% in 2022, then slipped 8.19% in 2024.
  • Bread Financial Holdings' Interest Income - Net stood at $1.1 billion in 2022, then fell by 4.87% to $1.1 billion in 2023, then retreated by 8.19% to $987.0 million in 2024, then gained by 6.08% to $1.0 billion in 2025, then declined by 0.76% to $1.0 billion in 2026.
  • Business Quant data shows BFH's Interest Income - Net at $1.0 billion in Q2 2026, $1.1 billion in Q1 2026, and $1.0 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.65 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 12.37 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 4.61 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 418.69 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 692.99 Mn
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 1.04 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 1.04 Bn
Mar 31, 2026 1.07 Bn
Dec 31, 2025 1.05 Bn
Sep 30, 2025 1.03 Bn
Jun 30, 2025 974.00 Mn
Mar 31, 2025 1.01 Bn
Dec 31, 2024 987.00 Mn
Sep 30, 2024 1.04 Bn
Jun 30, 2024 987.00 Mn
Mar 31, 2024 1.05 Bn
Dec 31, 2023 1.08 Bn
Sep 30, 2023 1.08 Bn
Jun 30, 2023 992.00 Mn
Mar 31, 2023 1.12 Bn
Dec 31, 2022 1.13 Bn
Sep 30, 2022 1.09 Bn
Jun 30, 2022 978.00 Mn
Mar 31, 2022 989.00 Mn
Dec 31, 2021 932.00 Mn
Sep 30, 2021 903.00 Mn