Bread Financial Holdings (BFH) Non-Interest Income (2009 - 2026)
Bread Financial Holdings' quarterly Non-Interest Income came in at $331.0 million in Q1 2026, down 9.32% year-on-year from $365.0 million in Q1 2025, and up 139.4% quarter-over-quarter from -$840.0 million in Q4 2025.
Bread Financial Holdings (BFH) Non-Interest Income (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Non-Interest Income for 18 years, with the latest figure at $331.0 million in Q1 2026.
- For the quarter ending Q1 2026, Non-Interest Income fell 9.32% year-over-year to $331.0 million; the trailing twelve-month figure through Mar 2026 stood at -$412.0 million (up 24.54% YoY), and the FY2025 full-year result was $200.0 million, up 38.89% from the prior year.
- Non-Interest Income for Q1 2026 stood at $331.0 million, up from -$840.0 million in the prior quarter.
- The five-year high for Non-Interest Income was $1.3 billion in Q4 2023, with the low at -$979.0 million in Q4 2024.
- Average Non-Interest Income over 5 years is $42.7 million, with a median of $34.0 million recorded in 2023.
- Year-over-year, Non-Interest Income surged 1418.56% in 2023 and sank 176.54% in 2024.
- Tracing BFH's Non-Interest Income over 5 years: stood at -$97.0 million in 2022, then surged by 1418.56% to $1.3 billion in 2023, then slumped by 176.54% to -$979.0 million in 2024, then grew by 14.2% to -$840.0 million in 2025, then soared by 139.4% to $331.0 million in 2026.
- The last three Non-Interest Income figures came in at $331.0 million (Q1 2026), -$840.0 million (Q4 2025), and $50.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Non-Interest Income (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 14.22 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 3.09 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 127.20 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 133.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 407.38 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 513.00 Mn |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 331.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 331.00 Mn |
| Dec 31, 2025 | -840.00 Mn |
| Sep 30, 2025 | 50.00 Mn |
| Jun 30, 2025 | 47.00 Mn |
| Mar 31, 2025 | 365.00 Mn |
| Dec 31, 2024 | -979.00 Mn |
| Sep 30, 2024 | 37.00 Mn |
| Jun 30, 2024 | 31.00 Mn |
| Mar 31, 2024 | 394.00 Mn |
| Dec 31, 2023 | 1.28 Bn |
| Sep 30, 2023 | 304.00 Mn |
| Jun 30, 2023 | 34.00 Mn |
| Mar 31, 2023 | 29.00 Mn |
| Dec 31, 2022 | -97.00 Mn |
| Sep 30, 2022 | -106.00 Mn |
| Jun 30, 2022 | -85.00 Mn |
| Mar 31, 2022 | -68.00 Mn |
| Dec 31, 2021 | -76.00 Mn |
| Sep 30, 2021 | -52.00 Mn |
| Jun 30, 2021 | -51.00 Mn |