Bread Financial Holdings (BFH) Non-Interest Income (2009 - 2026)

Bread Financial Holdings' quarterly Non-Interest Income came in at $331.0 million in Q1 2026, down 9.32% year-on-year from $365.0 million in Q1 2025, and up 139.4% quarter-over-quarter from -$840.0 million in Q4 2025.

Bread Financial Holdings (BFH) Non-Interest Income (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Non-Interest Income for 18 years, with the latest figure at $331.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Non-Interest Income fell 9.32% year-over-year to $331.0 million; the trailing twelve-month figure through Mar 2026 stood at -$412.0 million (up 24.54% YoY), and the FY2025 full-year result was $200.0 million, up 38.89% from the prior year.
  • Non-Interest Income for Q1 2026 stood at $331.0 million, up from -$840.0 million in the prior quarter.
  • The five-year high for Non-Interest Income was $1.3 billion in Q4 2023, with the low at -$979.0 million in Q4 2024.
  • Average Non-Interest Income over 5 years is $42.7 million, with a median of $34.0 million recorded in 2023.
  • Year-over-year, Non-Interest Income surged 1418.56% in 2023 and sank 176.54% in 2024.
  • Tracing BFH's Non-Interest Income over 5 years: stood at -$97.0 million in 2022, then surged by 1418.56% to $1.3 billion in 2023, then slumped by 176.54% to -$979.0 million in 2024, then grew by 14.2% to -$840.0 million in 2025, then soared by 139.4% to $331.0 million in 2026.
  • The last three Non-Interest Income figures came in at $331.0 million (Q1 2026), -$840.0 million (Q4 2025), and $50.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Non-Interest Income (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 14.22 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 3.09 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 127.20 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 133.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 407.38 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 513.00 Mn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn 331.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 331.00 Mn
Dec 31, 2025 -840.00 Mn
Sep 30, 2025 50.00 Mn
Jun 30, 2025 47.00 Mn
Mar 31, 2025 365.00 Mn
Dec 31, 2024 -979.00 Mn
Sep 30, 2024 37.00 Mn
Jun 30, 2024 31.00 Mn
Mar 31, 2024 394.00 Mn
Dec 31, 2023 1.28 Bn
Sep 30, 2023 304.00 Mn
Jun 30, 2023 34.00 Mn
Mar 31, 2023 29.00 Mn
Dec 31, 2022 -97.00 Mn
Sep 30, 2022 -106.00 Mn
Jun 30, 2022 -85.00 Mn
Mar 31, 2022 -68.00 Mn
Dec 31, 2021 -76.00 Mn
Sep 30, 2021 -52.00 Mn
Jun 30, 2021 -51.00 Mn