Bread Financial Holdings (BFH) Interest Expense - Debt (2021 - 2026)
Bread Financial Holdings (BFH) posted Interest Expense - Debt of $56.0 million for Q2 2026, down 6.67% on a QoQ basis from $60.0 million in Q1 2026, and down 30.86% year-over-year from $81.0 million in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Interest Expense - Debt (2021 - 2026) Analysis & Trends
Bread Financial Holdings has reported Interest Expense - Debt for 6 years, with the latest figure at $56.0 million in Q2 2026.
- On a quarterly basis, Interest Expense - Debt fell 30.86% year-over-year to $56.0 million in Q2 2026; TTM through Jun 2026 was $249.0 million, a 26.55% decrease from a year earlier, with the FY2025 full-year figure at $300.0 million, down 14.77% from the prior year.
- Interest Expense - Debt was $56.0 million for Q2 2026 at Bread Financial Holdings, down from $60.0 million in the prior quarter.
- The five-year high for Interest Expense - Debt was $101.0 million in Q1 2023, with the low at $45.0 million in Q1 2022.
- Average Interest Expense - Debt over 5 years is $76.1 million, with a median of $79.5 million recorded in 2023.
- The sharpest annual moves came in 2023 and 2026: Interest Expense - Debt jumped 124.44% in 2023, then slumped 31.03% in 2026.
- Over 5 years, Interest Expense - Debt stood at $94.0 million in 2022, then fell by 10.64% to $84.0 million in 2023, then changed by 0.0% to $84.0 million in 2024, then dropped by 26.19% to $62.0 million in 2025, then slipped by 9.68% to $56.0 million in 2026.
- The last three Interest Expense - Debt figures came in at $56.0 million (Q2 2026), $60.0 million (Q1 2026), and $62.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 111.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 75.42 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 56.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 56.00 Mn |
| Mar 31, 2026 | 60.00 Mn |
| Dec 31, 2025 | 62.00 Mn |
| Sep 30, 2025 | 71.00 Mn |
| Jun 30, 2025 | 81.00 Mn |
| Mar 31, 2025 | 87.00 Mn |
| Dec 31, 2024 | 84.00 Mn |
| Sep 30, 2024 | 87.00 Mn |
| Jun 30, 2024 | 89.00 Mn |
| Mar 31, 2024 | 93.00 Mn |
| Dec 31, 2023 | 84.00 Mn |
| Sep 30, 2023 | 76.00 Mn |
| Jun 30, 2023 | 78.00 Mn |
| Mar 31, 2023 | 101.00 Mn |
| Dec 31, 2022 | 94.00 Mn |
| Sep 30, 2022 | 67.00 Mn |
| Jun 30, 2022 | 54.00 Mn |
| Mar 31, 2022 | 45.00 Mn |
| Dec 31, 2021 | 48.00 Mn |
| Sep 30, 2021 | 52.00 Mn |