Bread Financial Holdings (BFH) Interest Expense - Debt (2021 - 2026)
Bread Financial Holdings (BFH) posted quarterly Interest Expense - Debt of $56.0 million for Q2 2026, down 30.86% year-over-year from $81.0 million in Q2 2025, and down 6.67% quarter-over-quarter from $60.0 million in Q1 2026.
Analysis
Bread Financial Holdings (BFH) Interest Expense - Debt (2021 - 2026) Analysis & Trends
Bread Financial Holdings' Interest Expense - Debt history runs 6 years deep, the most recent figure standing at $56.0 million for Q2 2026.
- In Q2 2026, Interest Expense - Debt fell 30.86% year-over-year to $56.0 million; the TTM figure through Jun 2026 stood at $249.0 million (down 26.55% YoY), while the FY2025 annual figure was $300.0 million, down 14.77% from the prior year.
- Interest Expense - Debt for Q2 2026 stood at $56.0 million, down from $60.0 million in the prior quarter.
- The five-year high for Interest Expense - Debt was $101.0 million in Q1 2023, with the low at $45.0 million in Q1 2022.
- The 5-year median for Interest Expense - Debt is $79.5 million (2023), against an average of $76.1 million.
- The sharpest annual moves came in 2023 and 2026: Interest Expense - Debt surged 124.44% in 2023, then slumped 31.03% in 2026.
- Bread Financial Holdings' Interest Expense - Debt stood at $94.0 million in 2022, then dropped by 10.64% to $84.0 million in 2023, then changed by 0.0% to $84.0 million in 2024, then decreased by 26.19% to $62.0 million in 2025, then retreated by 9.68% to $56.0 million in 2026.
- Business Quant data shows BFH's Interest Expense - Debt at $56.0 million in Q2 2026, $60.0 million in Q1 2026, and $62.0 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 682.00 Mn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | - |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 111.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 10.68 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 266.00 Mn |
| 10 | Bread Financial Holdings | 4.09 Bn | -15.99 Bn | 957.00 Mn | 56.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 56.00 Mn |
| Mar 31, 2026 | 60.00 Mn |
| Dec 31, 2025 | 62.00 Mn |
| Sep 30, 2025 | 71.00 Mn |
| Jun 30, 2025 | 81.00 Mn |
| Mar 31, 2025 | 87.00 Mn |
| Dec 31, 2024 | 84.00 Mn |
| Sep 30, 2024 | 87.00 Mn |
| Jun 30, 2024 | 89.00 Mn |
| Mar 31, 2024 | 93.00 Mn |
| Dec 31, 2023 | 84.00 Mn |
| Sep 30, 2023 | 76.00 Mn |
| Jun 30, 2023 | 78.00 Mn |
| Mar 31, 2023 | 101.00 Mn |
| Dec 31, 2022 | 94.00 Mn |
| Sep 30, 2022 | 67.00 Mn |
| Jun 30, 2022 | 54.00 Mn |
| Mar 31, 2022 | 45.00 Mn |
| Dec 31, 2021 | 48.00 Mn |
| Sep 30, 2021 | 52.00 Mn |