Bread Financial Holdings (BFH) Interest Expense - Debt (2021 - 2026)

Bread Financial Holdings (BFH) posted quarterly Interest Expense - Debt of $56.0 million for Q2 2026, down 30.86% year-over-year from $81.0 million in Q2 2025, and down 6.67% quarter-over-quarter from $60.0 million in Q1 2026.

Bread Financial Holdings (BFH) Interest Expense - Debt (2021 - 2026) Analysis & Trends

Bread Financial Holdings' Interest Expense - Debt history runs 6 years deep, the most recent figure standing at $56.0 million for Q2 2026.

  • In Q2 2026, Interest Expense - Debt fell 30.86% year-over-year to $56.0 million; the TTM figure through Jun 2026 stood at $249.0 million (down 26.55% YoY), while the FY2025 annual figure was $300.0 million, down 14.77% from the prior year.
  • Interest Expense - Debt for Q2 2026 stood at $56.0 million, down from $60.0 million in the prior quarter.
  • The five-year high for Interest Expense - Debt was $101.0 million in Q1 2023, with the low at $45.0 million in Q1 2022.
  • The 5-year median for Interest Expense - Debt is $79.5 million (2023), against an average of $76.1 million.
  • The sharpest annual moves came in 2023 and 2026: Interest Expense - Debt surged 124.44% in 2023, then slumped 31.03% in 2026.
  • Bread Financial Holdings' Interest Expense - Debt stood at $94.0 million in 2022, then dropped by 10.64% to $84.0 million in 2023, then changed by 0.0% to $84.0 million in 2024, then decreased by 26.19% to $62.0 million in 2025, then retreated by 9.68% to $56.0 million in 2026.
  • Business Quant data shows BFH's Interest Expense - Debt at $56.0 million in Q2 2026, $60.0 million in Q1 2026, and $62.0 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 682.00 Mn
4 Capital One Financial 136.19 Bn 81.48 Bn - -
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 111.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - -
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 10.65 Mn
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 56.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 56.00 Mn
Mar 31, 2026 60.00 Mn
Dec 31, 2025 62.00 Mn
Sep 30, 2025 71.00 Mn
Jun 30, 2025 81.00 Mn
Mar 31, 2025 87.00 Mn
Dec 31, 2024 84.00 Mn
Sep 30, 2024 87.00 Mn
Jun 30, 2024 89.00 Mn
Mar 31, 2024 93.00 Mn
Dec 31, 2023 84.00 Mn
Sep 30, 2023 76.00 Mn
Jun 30, 2023 78.00 Mn
Mar 31, 2023 101.00 Mn
Dec 31, 2022 94.00 Mn
Sep 30, 2022 67.00 Mn
Jun 30, 2022 54.00 Mn
Mar 31, 2022 45.00 Mn
Dec 31, 2021 48.00 Mn
Sep 30, 2021 52.00 Mn