Bread Financial Holdings (BFH) Net Cash Flow (2009 - 2026)
Bread Financial Holdings (BFH) recorded Net Cash Flow of $447 million in Q3 2026, compared with -$39 million a year earlier.
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Analysis
Bread Financial Holdings (BFH) Net Cash Flow (2009 - 2026) Analysis & Trends
On a TTM basis, Bread Financial Holdings' Net Cash Flow came in at $427 million as of Sep 30, 2026, up 38.6% year-over-year; for FY2025, it was -$86 million.
- Across earlier years, Net Cash Flow came in at $98 million in FY2024, -$311 million in FY2023, $4 million in FY2022 (-99.1%) and $460 million in FY2021.
- The Q3 2026 figure is the highest quarterly Net Cash Flow since Q1 2025.
- Per Business Quant, the preceding three quarters came in at -$198 million (Q2 2026), $329 million (Q1 2026) and -$151 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | -448.00 Mn |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | -298.33 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | -4.47 Bn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | -51.67 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | -543.00 Mn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 137.16 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | -731.19 Mn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 318.00 Mn |
| 10 | Bread Financial Holdings | 3.74 Bn | -11.14 Bn | - | 447.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 447.00 Mn |
| Jun 30, 2026 | -198.00 Mn |
| Mar 31, 2026 | 329.00 Mn |
| Dec 31, 2025 | -151.00 Mn |
| Sep 30, 2025 | -39.00 Mn |
| Jun 30, 2025 | -418.00 Mn |
| Mar 31, 2025 | 522.00 Mn |
| Dec 31, 2024 | 243.00 Mn |
| Sep 30, 2024 | -601.00 Mn |
| Jun 30, 2024 | 264.00 Mn |
| Mar 31, 2024 | 192.00 Mn |
| Dec 31, 2023 | 221.00 Mn |
| Sep 30, 2023 | 44.00 Mn |
| Jun 30, 2023 | -281.00 Mn |
| Mar 31, 2023 | -295.00 Mn |
| Dec 31, 2022 | 319.00 Mn |
| Sep 30, 2022 | -89.00 Mn |
| Jun 30, 2022 | 63.00 Mn |
| Mar 31, 2022 | -289.00 Mn |
| Dec 31, 2021 | 28.00 Mn |
API Access
Bread Financial Holdings Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();