Bread Financial Holdings (BFH) EBT (2009 - 2026)
Bread Financial Holdings' quarterly EBT came in at $243.0 million in Q1 2026, up 23.35% year-on-year from $197.0 million in Q1 2025, and up 417.02% quarter-over-quarter from $47.0 million in Q4 2025.
Bread Financial Holdings (BFH) EBT (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported EBT for 18 years, with the latest figure at $243.0 million in Q1 2026.
- For the quarter ending Q1 2026, EBT rose 23.35% year-over-year to $243.0 million; the trailing twelve-month figure through Mar 2026 stood at $660.0 million (up 69.23% YoY), and the FY2025 full-year result was $615.0 million, up 61.42% from the prior year.
- EBT for Q1 2026 stood at $243.0 million, up from $47.0 million in the prior quarter.
- The five-year high for EBT was $638.0 million in Q1 2023, with the low at -$208.0 million in Q4 2022.
- Average EBT over 5 years is $147.3 million, with a median of $180.0 million recorded in 2024.
- Year-over-year, EBT tumbled 425.0% in 2022 and soared 437.5% in 2023.
- Tracing BFH's EBT over 5 years: stood at -$208.0 million in 2022, then surged by 108.65% to $18.0 million in 2023, then tumbled by 250.0% to -$27.0 million in 2024, then jumped by 274.07% to $47.0 million in 2025, then surged by 417.02% to $243.0 million in 2026.
- The last three EBT figures came in at $243.0 million (Q1 2026), $47.0 million (Q4 2025), and $196.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 7.17 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 4.81 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 107.38 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 1.05 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 243.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 243.00 Mn |
| Dec 31, 2025 | 47.00 Mn |
| Sep 30, 2025 | 196.00 Mn |
| Jun 30, 2025 | 174.00 Mn |
| Mar 31, 2025 | 197.00 Mn |
| Dec 31, 2024 | -27.00 Mn |
| Sep 30, 2024 | 40.00 Mn |
| Jun 30, 2024 | 180.00 Mn |
| Mar 31, 2024 | 188.00 Mn |
| Dec 31, 2023 | 18.00 Mn |
| Sep 30, 2023 | 225.00 Mn |
| Jun 30, 2023 | 86.00 Mn |
| Mar 31, 2023 | 638.00 Mn |
| Dec 31, 2022 | -208.00 Mn |
| Sep 30, 2022 | 189.00 Mn |
| Jun 30, 2022 | 16.00 Mn |
| Mar 31, 2022 | 302.00 Mn |
| Dec 31, 2021 | 64.00 Mn |
| Sep 30, 2021 | 259.00 Mn |
| Jun 30, 2021 | 354.00 Mn |