Bread Financial Holdings, Inc. (BFH) EBT (2009 - 2026)
Bread Financial Holdings' EBT was $197 million in Q2 2026, up 13.2% from $174 million a year earlier but down 18.9% from the prior quarter.
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Analysis
Bread Financial Holdings, Inc. (BFH) EBT (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Bread Financial Holdings' EBT was $683 million through Jun 30, 2026, up 77.9% year-over-year; for FY2025, it was $615 million, up 61.4% from FY2024.
- EBT shows a five-year compound annual growth rate of 15.4% (FY2020 to FY2025).
- In earlier years, EBT was $381 million in FY2024 (-60.6%), $968 million in FY2023 (+222.7%), $300 million in FY2022 (-71.3%) and $1.04 billion in FY2021 (+246.8%).
- Quarterly EBT has moved between -$208 million (Q4 2022) and $638 million (Q1 2023) over five years.
- Compared with a year earlier, EBT was higher in four of the last six quarters, with growth averaging 57.6%.
- The best year-over-year quarter for EBT over five years was Q2 2023 (growth of 437.5%); the worst was Q2 2022 (a decline of 95.5%).
- Per Business Quant data, BFH's EBT in the three quarters before Q2 2026 was $243 million (Q1 2026), $47 million (Q4 2025) and $196 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 197.00 Mn |
| Mar 31, 2026 | 243.00 Mn |
| Dec 31, 2025 | 47.00 Mn |
| Sep 30, 2025 | 196.00 Mn |
| Jun 30, 2025 | 174.00 Mn |
| Mar 31, 2025 | 197.00 Mn |
| Dec 31, 2024 | -27.00 Mn |
| Sep 30, 2024 | 40.00 Mn |
| Jun 30, 2024 | 180.00 Mn |
| Mar 31, 2024 | 188.00 Mn |
| Dec 31, 2023 | 18.00 Mn |
| Sep 30, 2023 | 225.00 Mn |
| Jun 30, 2023 | 86.00 Mn |
| Mar 31, 2023 | 638.00 Mn |
| Dec 31, 2022 | -208.00 Mn |
| Sep 30, 2022 | 189.00 Mn |
| Jun 30, 2022 | 16.00 Mn |
| Mar 31, 2022 | 302.00 Mn |
| Dec 31, 2021 | 64.00 Mn |
| Sep 30, 2021 | 259.00 Mn |
API Access
Bread Financial Holdings, Inc. EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();