Bread Financial Holdings (BFH) EBT (2009 - 2026)

Bread Financial Holdings' quarterly EBT came in at $243.0 million in Q1 2026, up 23.35% year-on-year from $197.0 million in Q1 2025, and up 417.02% quarter-over-quarter from $47.0 million in Q4 2025.

Bread Financial Holdings (BFH) EBT (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported EBT for 18 years, with the latest figure at $243.0 million in Q1 2026.

  • For the quarter ending Q1 2026, EBT rose 23.35% year-over-year to $243.0 million; the trailing twelve-month figure through Mar 2026 stood at $660.0 million (up 69.23% YoY), and the FY2025 full-year result was $615.0 million, up 61.42% from the prior year.
  • EBT for Q1 2026 stood at $243.0 million, up from $47.0 million in the prior quarter.
  • The five-year high for EBT was $638.0 million in Q1 2023, with the low at -$208.0 million in Q4 2022.
  • Average EBT over 5 years is $147.3 million, with a median of $180.0 million recorded in 2024.
  • Year-over-year, EBT tumbled 425.0% in 2022 and soared 437.5% in 2023.
  • Tracing BFH's EBT over 5 years: stood at -$208.0 million in 2022, then surged by 108.65% to $18.0 million in 2023, then tumbled by 250.0% to -$27.0 million in 2024, then jumped by 274.07% to $47.0 million in 2025, then surged by 417.02% to $243.0 million in 2026.
  • The last three EBT figures came in at $243.0 million (Q1 2026), $47.0 million (Q4 2025), and $196.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 7.17 Bn
2 Mastercard 441.81 Bn 431.60 Bn - 4.81 Bn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 2.70 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 1.39 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 107.38 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 1.05 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 400.00 Mn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn 243.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 243.00 Mn
Dec 31, 2025 47.00 Mn
Sep 30, 2025 196.00 Mn
Jun 30, 2025 174.00 Mn
Mar 31, 2025 197.00 Mn
Dec 31, 2024 -27.00 Mn
Sep 30, 2024 40.00 Mn
Jun 30, 2024 180.00 Mn
Mar 31, 2024 188.00 Mn
Dec 31, 2023 18.00 Mn
Sep 30, 2023 225.00 Mn
Jun 30, 2023 86.00 Mn
Mar 31, 2023 638.00 Mn
Dec 31, 2022 -208.00 Mn
Sep 30, 2022 189.00 Mn
Jun 30, 2022 16.00 Mn
Mar 31, 2022 302.00 Mn
Dec 31, 2021 64.00 Mn
Sep 30, 2021 259.00 Mn
Jun 30, 2021 354.00 Mn