Bread Financial Holdings (BFH) EBT (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly EBT of $197.0 million for Q2 2026, up 13.22% year-over-year from $174.0 million in Q2 2025, and down 18.93% quarter-over-quarter from $243.0 million in Q1 2026.

Bread Financial Holdings (BFH) EBT (2009 - 2026) Analysis & Trends

Bread Financial Holdings' EBT history runs 18 years deep, the most recent figure standing at $197.0 million for Q2 2026.

  • In Q2 2026, EBT rose 13.22% year-over-year to $197.0 million; the TTM figure through Jun 2026 stood at $683.0 million (up 77.86% YoY), while the FY2025 annual figure was $615.0 million, up 61.42% from the prior year.
  • EBT for Q2 2026 stood at $197.0 million, down from $243.0 million in the prior quarter.
  • The five-year high for EBT was $638.0 million in Q1 2023, with the low at -$208.0 million in Q4 2022.
  • The 5-year median for EBT is $184.0 million (2024), against an average of $150.1 million.
  • The sharpest annual moves came in 2022 and 2023: EBT slumped 425.0% in 2022, then soared 437.5% in 2023.
  • Bread Financial Holdings' EBT stood at -$208.0 million in 2022, then soared by 108.65% to $18.0 million in 2023, then tumbled by 250.0% to -$27.0 million in 2024, then surged by 274.07% to $47.0 million in 2025, then surged by 319.15% to $197.0 million in 2026.
  • Business Quant data shows BFH's EBT at $197.0 million in Q2 2026, $243.0 million in Q1 2026, and $47.0 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 6.83 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 5.49 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 4.07 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 3.82 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.31 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.19 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 107.38 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 199.55 Mn
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 197.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 197.00 Mn
Mar 31, 2026 243.00 Mn
Dec 31, 2025 47.00 Mn
Sep 30, 2025 196.00 Mn
Jun 30, 2025 174.00 Mn
Mar 31, 2025 197.00 Mn
Dec 31, 2024 -27.00 Mn
Sep 30, 2024 40.00 Mn
Jun 30, 2024 180.00 Mn
Mar 31, 2024 188.00 Mn
Dec 31, 2023 18.00 Mn
Sep 30, 2023 225.00 Mn
Jun 30, 2023 86.00 Mn
Mar 31, 2023 638.00 Mn
Dec 31, 2022 -208.00 Mn
Sep 30, 2022 189.00 Mn
Jun 30, 2022 16.00 Mn
Mar 31, 2022 302.00 Mn
Dec 31, 2021 64.00 Mn
Sep 30, 2021 259.00 Mn