Bread Financial Holdings (BFH) EBT (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly EBT of $197.0 million for Q2 2026, up 13.22% year-over-year from $174.0 million in Q2 2025, and down 18.93% quarter-over-quarter from $243.0 million in Q1 2026.
Bread Financial Holdings (BFH) EBT (2009 - 2026) Analysis & Trends
Bread Financial Holdings' EBT history runs 18 years deep, the most recent figure standing at $197.0 million for Q2 2026.
- In Q2 2026, EBT rose 13.22% year-over-year to $197.0 million; the TTM figure through Jun 2026 stood at $683.0 million (up 77.86% YoY), while the FY2025 annual figure was $615.0 million, up 61.42% from the prior year.
- EBT for Q2 2026 stood at $197.0 million, down from $243.0 million in the prior quarter.
- The five-year high for EBT was $638.0 million in Q1 2023, with the low at -$208.0 million in Q4 2022.
- The 5-year median for EBT is $184.0 million (2024), against an average of $150.1 million.
- The sharpest annual moves came in 2022 and 2023: EBT slumped 425.0% in 2022, then soared 437.5% in 2023.
- Bread Financial Holdings' EBT stood at -$208.0 million in 2022, then soared by 108.65% to $18.0 million in 2023, then tumbled by 250.0% to -$27.0 million in 2024, then surged by 274.07% to $47.0 million in 2025, then surged by 319.15% to $197.0 million in 2026.
- Business Quant data shows BFH's EBT at $197.0 million in Q2 2026, $243.0 million in Q1 2026, and $47.0 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.83 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.49 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 4.07 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 3.82 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.31 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.19 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 107.38 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 199.55 Mn |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn | 197.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 197.00 Mn |
| Mar 31, 2026 | 243.00 Mn |
| Dec 31, 2025 | 47.00 Mn |
| Sep 30, 2025 | 196.00 Mn |
| Jun 30, 2025 | 174.00 Mn |
| Mar 31, 2025 | 197.00 Mn |
| Dec 31, 2024 | -27.00 Mn |
| Sep 30, 2024 | 40.00 Mn |
| Jun 30, 2024 | 180.00 Mn |
| Mar 31, 2024 | 188.00 Mn |
| Dec 31, 2023 | 18.00 Mn |
| Sep 30, 2023 | 225.00 Mn |
| Jun 30, 2023 | 86.00 Mn |
| Mar 31, 2023 | 638.00 Mn |
| Dec 31, 2022 | -208.00 Mn |
| Sep 30, 2022 | 189.00 Mn |
| Jun 30, 2022 | 16.00 Mn |
| Mar 31, 2022 | 302.00 Mn |
| Dec 31, 2021 | 64.00 Mn |
| Sep 30, 2021 | 259.00 Mn |