Bread Financial Holdings (BFH) Debt to Equity (2009 - 2026)
Bread Financial Holdings' quarterly Debt to Equity came in at $1.17 in Q1 2026, down 30.13% year-on-year from $1.67 in Q1 2025, and down 9.93% quarter-over-quarter from $1.29 in Q4 2025.
Bread Financial Holdings (BFH) Debt to Equity (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Debt to Equity for 18 years, with the latest figure at $1.17 in Q1 2026.
- For the quarter ending Q1 2026, Debt to Equity fell 30.13% year-over-year to $1.17; the trailing twelve-month figure through Mar 2026 stood at $1.17 (down 30.13% YoY), and the FY2025 full-year result was $1.29, down 28.91% from the prior year.
- Debt to Equity for Q1 2026 stood at $1.17, down from $1.29 in the prior quarter.
- The five-year high for Debt to Equity was $3.54 in Q4 2022, with the low at $1.14 in Q3 2025.
- Average Debt to Equity over 5 years is $1.88, with a median of $1.67 recorded in 2025.
- Year-over-year, Debt to Equity plunged 48.7% in 2023 and increased 8.79% in 2025.
- Tracing BFH's Debt to Equity over 5 years: stood at $3.54 in 2022, then sank by 48.7% to $1.81 in 2023, then advanced by 0.43% to $1.82 in 2024, then slipped by 28.91% to $1.29 in 2025, then decreased by 9.93% to $1.17 in 2026.
- The last three Debt to Equity figures came in at $1.17 (Q1 2026), $1.29 (Q4 2025), and $1.14 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt/Equity (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 0.67 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 2.82 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 0.05 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 0.34 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 0.47 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 0.64 |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 0.46 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | - |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 0.26 |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 1.17 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.17 |
| Dec 31, 2025 | 1.29 |
| Sep 30, 2025 | 1.14 |
| Jun 30, 2025 | 1.34 |
| Mar 31, 2025 | 1.67 |
| Dec 31, 2024 | 1.82 |
| Sep 30, 2024 | 1.47 |
| Jun 30, 2024 | 1.50 |
| Mar 31, 2024 | 1.53 |
| Dec 31, 2023 | 1.81 |
| Sep 30, 2023 | 1.47 |
| Jun 30, 2023 | 1.72 |
| Mar 31, 2023 | 1.80 |
| Dec 31, 2022 | 3.54 |
| Sep 30, 2022 | 2.47 |
| Jun 30, 2022 | 3.27 |
| Mar 31, 2022 | 2.99 |
| Dec 31, 2021 | 3.57 |
| Dec 31, 2020 | 5.60 |
| Dec 31, 2019 | 1.79 |