Bread Financial Holdings (BFH) Change in Accured Expenses (2009 - 2026)
Bread Financial Holdings (BFH) posted Change in Accured Expenses of $38.0 million for Q2 2026, up 145.24% on a QoQ basis from -$84.0 million in Q1 2026, and up 522.22% year-over-year from $6.1 million in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Change in Accured Expenses (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Change in Accured Expenses for 11 years, with the latest figure at $38.0 million in Q2 2026.
- On a quarterly basis, Change in Accured Expenses rose 522.22% year-over-year to $38.0 million in Q2 2026; TTM through Jun 2026 was -$24.0 million, a 83.56% increase from a year earlier, with the FY2025 full-year figure at -$96.0 million, up 11.93% from the prior year.
- Change in Accured Expenses was $38.0 million for Q2 2026 at Bread Financial Holdings, up from -$84.0 million in the prior quarter.
- The five-year high for Change in Accured Expenses was $127.0 million in Q3 2023, with the low at -$179.0 million in Q2 2022.
- Average Change in Accured Expenses over 5 years is -$9.1 million, with a median of -$11.0 million recorded in 2025.
- The sharpest annual moves came in 2025 and 2026: Change in Accured Expenses tumbled 373.91% in 2025, then soared 522.22% in 2026.
- Over 5 years, Change in Accured Expenses stood at $76.0 million in 2022, then retreated by 26.32% to $56.0 million in 2023, then sank by 89.29% to $6.0 million in 2024, then surged by 483.33% to $35.0 million in 2025, then rose by 8.57% to $38.0 million in 2026.
- The last three Change in Accured Expenses figures came in at $38.0 million (Q2 2026), -$84.0 million (Q1 2026), and $35.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Accured Expenses (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 190.00 Mn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | -22.78 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 8.62 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | -21.60 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 29.84 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 43.90 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 38.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 2.04 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | -23.32 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 11.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.00 Mn |
| Mar 31, 2026 | -84.00 Mn |
| Dec 31, 2025 | 35.00 Mn |
| Sep 30, 2025 | -13.00 Mn |
| Jun 30, 2025 | -9.00 Mn |
| Mar 31, 2025 | -109.00 Mn |
| Dec 31, 2024 | 6.00 Mn |
| Sep 30, 2024 | -34.00 Mn |
| Jun 30, 2024 | -58.00 Mn |
| Mar 31, 2024 | -23.00 Mn |
| Dec 31, 2023 | 56.00 Mn |
| Sep 30, 2023 | 127.00 Mn |
| Jun 30, 2023 | -106.00 Mn |
| Mar 31, 2023 | -77.00 Mn |
| Dec 31, 2022 | 76.00 Mn |
| Sep 30, 2022 | 117.00 Mn |
| Jun 30, 2022 | -179.00 Mn |
| Mar 31, 2022 | 73.00 Mn |
| Dec 31, 2021 | -126.00 Mn |
| Sep 30, 2021 | 61.00 Mn |