Bread Financial Holdings (BFH) Change in Accured Expenses (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Change in Accured Expenses of -$84.0 million for Q1 2026, up 22.94% year-over-year from -$68.3 million in Q1 2025, and down 340.0% on a QoQ basis from $35.0 million in Q4 2025.

Bread Financial Holdings (BFH) Change in Accured Expenses (2009 - 2026) Analysis & Trends

Bread Financial Holdings (BFH) has reported Change in Accured Expenses for 11 consecutive years, with -$84.0 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Change in Accured Expenses rose 22.94% year-over-year to -$84.0 million; the TTM figure through Mar 2026 stood at -$71.0 million (up 63.59% YoY), while the FY2025 annual figure was -$96.0 million, up 11.93% from the prior year.
  • Change in Accured Expenses came in at -$84.0 million for Q1 2026 at Bread Financial Holdings, down from $35.0 million in the prior quarter.
  • The five-year high for Change in Accured Expenses was $127.0 million in Q3 2023, with the low at -$179.0 million in Q2 2022.
  • Average Change in Accured Expenses over 5 years is -$11.9 million, with a median of -$13.0 million recorded in 2025.
  • The largest YoY upside for Change in Accured Expenses was 483.33% in 2025 against a maximum downside of 373.91% in 2025.
  • Year by year, Change in Accured Expenses stood at $76.0 million in 2022, then slipped by 26.32% to $56.0 million in 2023, then tumbled by 89.29% to $6.0 million in 2024, then jumped by 483.33% to $35.0 million in 2025, then sank by 340.0% to -$84.0 million in 2026.
  • According to Business Quant data, Change in Accured Expenses over the past three periods registered -$84.0 million, $35.0 million, and -$13.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 397.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - 39.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 476.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -437.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 28.52 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -33.85 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 123.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 14.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Bread Financial Holdings 4.51 Bn 875.83 Mn 983.00 Mn -84.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -84.00 Mn
Mar 31, 2026 -84.00 Mn
Dec 31, 2025 35.00 Mn
Dec 31, 2025 35.00 Mn
Sep 30, 2025 -13.00 Mn
Sep 30, 2025 -13.00 Mn
Jun 30, 2025 -9.00 Mn
Jun 30, 2025 -9.00 Mn
Mar 31, 2025 -109.00 Mn
Mar 31, 2025 -109.00 Mn
Dec 31, 2024 6.00 Mn
Dec 31, 2024 6.00 Mn
Sep 30, 2024 -34.00 Mn
Sep 30, 2024 -34.00 Mn
Jun 30, 2024 -58.00 Mn
Jun 30, 2024 -58.00 Mn
Mar 31, 2024 -23.00 Mn
Mar 31, 2024 -23.00 Mn
Dec 31, 2023 56.00 Mn
Dec 31, 2023 56.00 Mn