Bread Financial Holdings (BFH) Change in Accured Expenses (2009 - 2026)

Bread Financial Holdings' quarterly Change in Accured Expenses came in at -$84.0 million in Q1 2026, up 22.94% year-on-year from -$68.3 million in Q1 2025, and down 340.0% quarter-over-quarter from $35.0 million in Q4 2025.

Bread Financial Holdings (BFH) Change in Accured Expenses (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Change in Accured Expenses for 11 years, with the latest figure at -$84.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Change in Accured Expenses rose 22.94% year-over-year to -$84.0 million; the trailing twelve-month figure through Mar 2026 stood at -$71.0 million (up 63.59% YoY), and the FY2025 full-year result was -$96.0 million, up 11.93% from the prior year.
  • Change in Accured Expenses for Q1 2026 stood at -$84.0 million, down from $35.0 million in the prior quarter.
  • The five-year high for Change in Accured Expenses was $127.0 million in Q3 2023, with the low at -$179.0 million in Q2 2022.
  • Average Change in Accured Expenses over 5 years is -$11.9 million, with a median of -$13.0 million recorded in 2025.
  • Peak annual rise in Change in Accured Expenses reached 483.33% in 2025, while the deepest fall reached 373.91% in 2025.
  • Tracing BFH's Change in Accured Expenses over 5 years: stood at $76.0 million in 2022, then retreated by 26.32% to $56.0 million in 2023, then sank by 89.29% to $6.0 million in 2024, then surged by 483.33% to $35.0 million in 2025, then tumbled by 340.0% to -$84.0 million in 2026.
  • The last three Change in Accured Expenses figures came in at -$84.0 million (Q1 2026), $35.0 million (Q4 2025), and -$13.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Accured Expenses (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 397.00 Mn
2 Mastercard 441.81 Bn 431.60 Bn - 39.00 Mn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 476.00 Mn
4 Capital One Financial 114.99 Bn 38.50 Bn - 181.00 Mn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -437.00 Mn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 28.52 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - -312.00 Mn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -33.85 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 123.00 Mn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn -84.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 -84.00 Mn
Mar 31, 2026 -84.00 Mn
Dec 31, 2025 35.00 Mn
Dec 31, 2025 35.00 Mn
Sep 30, 2025 -13.00 Mn
Sep 30, 2025 -13.00 Mn
Jun 30, 2025 -9.00 Mn
Jun 30, 2025 -9.00 Mn
Mar 31, 2025 -109.00 Mn
Mar 31, 2025 -109.00 Mn
Dec 31, 2024 6.00 Mn
Dec 31, 2024 6.00 Mn
Sep 30, 2024 -34.00 Mn
Sep 30, 2024 -34.00 Mn
Jun 30, 2024 -58.00 Mn
Jun 30, 2024 -58.00 Mn
Mar 31, 2024 -23.00 Mn
Mar 31, 2024 -23.00 Mn
Dec 31, 2023 56.00 Mn
Dec 31, 2023 56.00 Mn