Bread Financial Holdings (BFH) Interest income - Loans (2021 - 2026)

Bread Financial Holdings (BFH) recorded quarterly Interest income - Loans of $1.2 billion in Q1 2026, up 1.32% quarter-over-quarter from $1.2 billion in Q4 2025, and up 3.29% on a YoY basis from $1.2 billion in Q1 2025.

Bread Financial Holdings (BFH) Interest income - Loans (2021 - 2026) Analysis & Trends

Bread Financial Holdings' Interest income - Loans history runs 6 years deep, the most recent figure standing at $1.2 billion for Q1 2026.

  • In Q1 2026, Interest income - Loans rose 3.29% year-over-year to $1.2 billion; the TTM figure through Mar 2026 stood at $4.8 billion (changed 0.42% YoY), while the FY2025 annual figure was $4.7 billion, down 1.68% from the prior year.
  • Interest income - Loans was $1.2 billion for Q1 2026 at Bread Financial Holdings, up from $1.2 billion in the prior quarter.
  • In the past five years, Interest income - Loans ranged from a high of $1.3 billion in Q4 2022 to a low of $1.1 billion in Q2 2022.
  • Historically, Interest income - Loans has averaged $1.2 billion across 5 years, with a median of $1.2 billion in 2025.
  • The sharpest annual moves came in 2022 and 2024: Interest income - Loans increased 26.97% in 2022, then decreased 7.04% in 2024.
  • A 5-year view of Interest income - Loans shows it stood at $1.3 billion in 2022, then retreated by 2.02% to $1.3 billion in 2023, then declined by 7.04% to $1.2 billion in 2024, then advanced by 2.81% to $1.2 billion in 2025, then climbed by 1.32% to $1.2 billion in 2026.
  • The last three Interest income - Loans figures came in at $1.2 billion (Q1 2026), $1.2 billion (Q4 2025), and $1.2 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest income - Loans (Qtr)
1 Visa 541.66 Bn 529.25 Bn - -
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 6.14 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 14.74 Bn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn -
6 Synchrony Financial 24.26 Bn 3.70 Bn - 5.41 Bn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn 465.79 Mn
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 932.18 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn 2.66 Bn
10 Bread Financial Holdings 3.90 Bn 262.51 Mn 983.00 Mn 1.22 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.22 Bn
Dec 31, 2025 1.21 Bn
Sep 30, 2025 1.20 Bn
Jun 30, 2025 1.15 Bn
Mar 31, 2025 1.19 Bn
Dec 31, 2024 1.18 Bn
Sep 30, 2024 1.22 Bn
Jun 30, 2024 1.17 Bn
Mar 31, 2024 1.25 Bn
Dec 31, 2023 1.26 Bn
Sep 30, 2023 1.26 Bn
Jun 30, 2023 1.15 Bn
Mar 31, 2023 1.29 Bn
Dec 31, 2022 1.29 Bn
Sep 30, 2022 1.20 Bn
Jun 30, 2022 1.06 Bn
Mar 31, 2022 1.07 Bn
Dec 31, 2021 1.02 Bn
Sep 30, 2021 992.00 Mn
Jun 30, 2021 913.00 Mn