Bread Financial Holdings, Inc. Income Statement

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Income Statement Dec2009 Dec2010 Dec2011 Dec2012 Dec2013 Dec2014 Dec2015 Dec2016 Dec2017 Dec2018 Dec2019 Dec2020 Dec2021 Dec2022 Dec2023 Dec2024
Revenue & Cost
Provisions 387.82M300.32M285.48M345.76M425.20M668.20M940.50M1,140.10M1,016.00M1,188.00M1,266.00M544.00M1,594.00M1,229.00M1,397.00M
Revenue 1,964.34M2,791.42M3,173.29M3,641.39M4,319.06M5,302.90M6,439.70M7,138.10M5,474.70M5,666.60M4,050.00M3,298.00M3,272.00M3,826.00M4,289.00M3,838.00M
Interest income
Interest income - Loans 4,729.00M3,931.00M3,861.00M4,615.00M4,961.00M4,820.00M
Interest Income - Debt Securities -21.58M512.00M286.00M222.00M227.00M219.00M300.00M
Interest Income - Fed Funds 2,866.16M
Interest Income - Total 11.60M4,827.00M3,952.00M3,868.00M4,684.00M5,145.00M5,024.00M
Interest expenses
Interest Expense - Deposits 307.00M238.00M167.00M243.00M541.00M608.00M
Interest Expense - Debt 84.08M331.00M261.00M216.00M260.00M338.00M352.00M
Interest Expenses 144.81M318.33M298.58M291.46M305.50M131.90M179.50M428.50M455.40M542.30M638.00M499.00M383.00M503.00M879.00M960.00M
Interest Income - Net -530.70M4,189.00M3,453.00M3,485.00M4,181.00M4,266.00M4,064.00M
Non-interest income
Mortgage Banking 430.83M
Other Non-Interest Income 92.00M528.19M429.83M379.97M448.08M549.10M710.60M978.50M1,167.50M1,281.40M1,055.00M1,083.00M720.00M972.00M1,375.00M1,489.00M
Non-Interest Income 522.83M528.19M429.83M379.97M448.08M549.10M710.60M978.50M1,167.50M1,281.40M-139.00M-155.00M-213.00M-355.00M1,375.00M1,489.00M
Operating Items
Amortization - Intangibles 63.09M75.42M82.73M93.07M131.83M203.40M350.10M345.00M114.20M112.90M96.20M85.30M
Depreciation & Amortization - Total 67.10M86.10M97.70M40.80M41.20M30.00M57.00M26.00M19.00M19.00M20.00M
Research & Development 187.00M191.00M216.00M274.00M301.00M300.00M
Wages, Salaries and Other 120.00M609.00M671.00M779.00M
Selling, General & Administrative 99.82M85.77M95.26M108.06M109.11M141.50M138.50M143.20M159.30M162.50M150.60M105.70M
Restructuring Costs -1.44M7.30M3.30M
Other Operating Expenses 1,458.20M2,076.43M2,265.35M2,558.97M3,111.04M-105.90M4,953.30M5,631.70M3,756.70M3,702.30M1,832.40M1,377.30M1,442.00M1,639.00M1,772.00M1,740.00M
Operating Expenses 1,556.58M2,162.20M2,360.61M2,667.03M3,220.15M4,204.50M5,177.90M5,872.60M3,956.80M3,909.30M2,200.00M1,731.00M1,684.00M1,932.00M2,092.00M2,060.00M
Operating Income 407.76M629.22M812.68M974.36M1,098.91M1,098.40M1,261.80M1,265.50M1,517.90M1,757.30M139.00M63.00M219.00M1,714.00M2,036.00M1,631.00M
EBIT 407.76M629.22M812.68M974.36M1,098.91M1,098.40M1,261.80M1,265.50M1,517.90M1,757.30M139.00M63.00M219.00M1,714.00M2,036.00M1,631.00M
Non-operating items
Interest & Investment Income -260.50M-330.20M-428.50M-564.40M
Other Non Operating Income 21.23M3.00M-2.70M0.60M-0.74M27.35M-0.72M-72.00M
Non Operating Income -3.14M-6.32M-7.13M-4.33M-9.22M-8.11M-26.87M
Net income details
EBT 262.95M310.89M514.10M682.90M793.41M837.90M931.60M864.10M1,062.50M1,215.00M662.00M301.00M1,044.00M300.00M968.00M381.00M
Tax Provisions 86.23M115.25M198.81M260.65M297.24M335.20M447.50M350.20M293.30M269.50M156.00M93.00M247.00M76.00M231.00M102.00M
Profit After Tax 176.72M195.64M228.27M422.26M496.17M516.10M605.40M517.60M788.70M963.10M506.00M214.00M801.00M224.00M737.00M279.00M
Income from Non-Controlling Interests 9.80M8.90M1.80M
Income from Continuing Operations 176.72M195.64M315.29M422.26M496.17M502.70M484.10M513.90M769.20M945.50M506.00M208.00M797.00M224.00M737.00M279.00M
Consolidated Net Income -32.98M-1.90M315.29M422.26M496.17M502.70M484.10M513.90M19.50M17.60M-228.00M6.00M4.00M-1.00M-19.00M-2.00M
Income towards Parent Company -32.98M-1.90M315.29M422.26M496.17M502.70M484.10M513.90M19.50M17.60M-228.00M6.00M4.00M-1.00M-19.00M-2.00M
Net Income towards Common Stockholders 143.73M193.74M315.29M422.26M496.17M506.30M596.50M515.80M788.70M963.10M278.00M214.00M801.00M-1.00M-19.00M-2.00M
Additional items
EPS (Basic) 0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
EPS (Weighted Average and Diluted) 0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M
Shares Outstanding (Weighted Average) 52.27M52.00M49.97M49.86M48.71M59.41M61.14M57.76M55.25M54.47M46.06M47.72M49.79M49.85M49.33M49.72M
Shares Outstanding (Diluted Average) 57.71M55.71M47.90M50.00M50.00M50.00M50.40M
EBITDA 407.76M629.22M812.68M974.36M1,374.21M1,597.20M1,909.90M2,095.80M2,218.20M2,465.70M169.00M120.00M245.00M1,733.00M2,055.00M1,651.00M
Tax Rate 32.79%37.07%38.67%38.17%37.46%40.00%48.04%40.53%27.60%22.18%23.56%30.90%23.66%25.33%23.86%26.77%