Bread Financial Holdings BFH
NYSE BFH
$108.52 +0.21 (+0.19%)
At close: Sep 18, 2026 · 4:00 PM EDT

Bread Financial Holdings (BFH) Exchange Rate Effect (2009 - 2021)

Bread Financial Holdings (BFH) posted Exchange Rate Effect of $4.0 million for Q4 2021, up 180.0% on a QoQ basis from -$5.0 million in Q3 2021, and down 64.6% year-over-year from $11.3 million in Q4 2020.

Analysis

Bread Financial Holdings (BFH) Exchange Rate Effect (2009 - 2021) Analysis & Trends

Bread Financial Holdings has reported Exchange Rate Effect for 13 years, with the latest figure at $4.0 million in Q4 2021.

  • On a quarterly basis, Exchange Rate Effect fell 64.6% year-over-year to $4.0 million in Q4 2021; TTM through Sep 2021 was $7.3 million, a 0.0% change from a year earlier, with the FY2020 full-year figure at $15.0 million, up 400.0% from the prior year.
  • Exchange Rate Effect was $4.0 million for Q4 2021 at Bread Financial Holdings, up from -$5.0 million in the prior quarter.
  • The five-year high for Exchange Rate Effect was $11.3 million in Q4 2020, with the low at -$8.9 million in Q4 2018.
  • Average Exchange Rate Effect over 5 years is $815000.0, with a median of $2.0 million recorded in 2017.
  • The sharpest annual moves came in 2017 and 2019: Exchange Rate Effect surged 428.57% in 2017, then sank 980.0% in 2019.
  • Over 5 years, Exchange Rate Effect stood at $1.9 million in 2017, then slumped by 568.42% to -$8.9 million in 2018, then soared by 140.45% to $3.6 million in 2019, then soared by 213.89% to $11.3 million in 2020, then sank by 64.6% to $4.0 million in 2021.
  • The last three Exchange Rate Effect figures came in at $4.0 million (Q4 2021), -$5.0 million (Q3 2021), and $2.0 million (Q2 2021), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Exchange Rate Effect (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - -
2 Affirm Holdings 24.01 Bn 22.38 Bn - -4.81 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 2.48 Mn
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - -
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -503,000.00
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn -
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn 4.57 Mn
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 844,000.00
10 Navient 1.64 Bn 275.03 Mn - -
Historic Data

Historic Data

Download Data
DateValue
Dec 31, 2021 4.00 Mn
Sep 30, 2021 -5.00 Mn
Jun 30, 2021 2.00 Mn
Mar 31, 2021 -1.00 Mn
Dec 31, 2020 11.30 Mn
Sep 30, 2020 6.60 Mn
Jun 30, 2020 4.70 Mn
Mar 31, 2020 -7.60 Mn
Dec 31, 2019 3.60 Mn
Sep 30, 2019 -8.80 Mn
Jun 30, 2019 5.20 Mn
Mar 31, 2019 3.00 Mn
Dec 31, 2018 -8.90 Mn
Sep 30, 2018 1.00 Mn
Jun 30, 2018 -2.40 Mn
Mar 31, 2018 -1.70 Mn
Dec 31, 2017 1.90 Mn
Sep 30, 2017 4.60 Mn
Jun 30, 2017 1.40 Mn
Mar 31, 2017 2.40 Mn