Growth Metrics

Bread Financial Holdings (BFH) Retained Earnings (2016 - 2025)

Historic Retained Earnings for Bread Financial Holdings (BFH) over the last 17 years, with Q4 2025 value amounting to $1.5 billion.

  • Bread Financial Holdings' Retained Earnings rose 4764.76% to $1.5 billion in Q4 2025 from the same period last year, while for Dec 2025 it was $1.5 billion, marking a year-over-year increase of 4764.76%. This contributed to the annual value of $1.5 billion for FY2025, which is 4764.76% up from last year.
  • As of Q4 2025, Bread Financial Holdings' Retained Earnings stood at $1.5 billion, which was up 4764.76% from $1.4 billion recorded in Q3 2025.
  • In the past 5 years, Bread Financial Holdings' Retained Earnings ranged from a high of $5.4 billion in Q2 2021 and a low of -$87.0 million during Q4 2021
  • Its 5-year average for Retained Earnings is $1.1 billion, with a median of $828.5 million in 2023.
  • As far as peak fluctuations go, Bread Financial Holdings' Retained Earnings tumbled by 10180.05% in 2021, and later skyrocketed by 72473.12% in 2023.
  • Quarter analysis of 5 years shows Bread Financial Holdings' Retained Earnings stood at -$87.0 million in 2021, then surged by 206.9% to $93.0 million in 2022, then surged by 724.73% to $767.0 million in 2023, then skyrocketed by 30.25% to $999.0 million in 2024, then surged by 47.65% to $1.5 billion in 2025.
  • Its Retained Earnings was $1.5 billion in Q4 2025, compared to $1.4 billion in Q3 2025 and $1.3 billion in Q2 2025.