Bread Financial Holdings (BFH) Retained Earnings (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Retained Earnings of $1.6 billion for Q1 2026, up 8747.37% year-over-year from $18.6 million in Q1 2025, and up 11.39% on a QoQ basis from $1.5 billion in Q4 2025.

Bread Financial Holdings (BFH) Retained Earnings (2009 - 2026) Analysis & Trends

Bread Financial Holdings (BFH) has reported Retained Earnings for 18 consecutive years, with $1.6 billion the latest figure, recorded in Q1 2026.

  • In Q1 2026, Retained Earnings rose 8747.37% year-over-year to $1.6 billion; the TTM figure through Mar 2026 stood at $1.6 billion (up 8747.37% YoY), while the FY2025 annual figure was $1.5 billion, up 47.65% from the prior year.
  • Retained Earnings came in at $1.6 billion for Q1 2026 at Bread Financial Holdings, up from $1.5 billion in the prior quarter.
  • The five-year high for Retained Earnings was $1.6 billion in Q1 2026, with the low at -$22.0 million in Q1 2024.
  • Average Retained Earnings over 5 years is $553.6 million, with a median of $537.0 million recorded in 2023.
  • Across the five-year window, Retained Earnings sank 950.0% in 2022 and jumped 8747.37% in 2026, its largest moves.
  • Year by year, Retained Earnings stood at -$21.0 million in 2022, then soared by 3752.38% to $767.0 million in 2023, then jumped by 30.25% to $999.0 million in 2024, then jumped by 47.65% to $1.5 billion in 2025, then grew by 11.39% to $1.6 billion in 2026.
  • According to Business Quant data, Retained Earnings over the past three periods registered $1.6 billion, $1.5 billion, and -$16.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 13.12 Bn
2 Mastercard 465.55 Bn 455.34 Bn - -928.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 26.09 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 33.45 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -23.59 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -2.74 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -2.77 Bn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 1.12 Bn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 1.84 Mn
10 Bread Financial Holdings 4.51 Bn 875.83 Mn 983.00 Mn 1.64 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.64 Bn
Dec 31, 2025 1.48 Bn
Sep 30, 2025 -16.00 Mn
Jun 30, 2025 1.26 Bn
Mar 31, 2025 -19.00 Mn
Dec 31, 2024 999.00 Mn
Sep 30, 2024 1.00 Bn
Jun 30, 2024 1.01 Bn
Mar 31, 2024 -22.00 Mn
Dec 31, 2023 767.00 Mn
Sep 30, 2023 735.00 Mn
Jun 30, 2023 -20.00 Mn
Mar 31, 2023 537.00 Mn
Dec 31, 2022 -21.00 Mn
Sep 30, 2022 -21.00 Mn
Jun 30, 2022 114.00 Mn
Mar 31, 2022 -9.00 Mn
Dec 31, 2021 -2.00 Mn
Sep 30, 2021 -56.20 Mn
Jun 30, 2021 -33.10 Mn