Bread Financial Holdings (BFH) Retained Earnings (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Retained Earnings of $1.8 billion for Q2 2026, up 41.75% year-over-year from $1.3 billion in Q2 2025, and up 8.28% quarter-over-quarter from $1.6 billion in Q1 2026.
Bread Financial Holdings (BFH) Retained Earnings (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Retained Earnings history runs 18 years deep, the most recent figure standing at $1.8 billion for Q2 2026.
- In Q2 2026, Retained Earnings rose 41.75% year-over-year to $1.8 billion; the TTM figure through Jun 2026 stood at $1.8 billion (up 41.75% YoY), while the FY2025 annual figure was $1.5 billion, up 47.65% from the prior year.
- Retained Earnings for Q2 2026 stood at $1.8 billion, up from $1.6 billion in the prior quarter.
- The five-year high for Retained Earnings was $2.2 billion in Q4 2022, with the low at $113.0 million in Q1 2022.
- The 5-year median for Retained Earnings is $1.0 billion (2024), against an average of $993.6 million.
- The sharpest annual moves came in 2022 and 2023: Retained Earnings plunged 97.88% in 2022, then jumped 403.51% in 2023.
- Bread Financial Holdings' Retained Earnings stood at $2.2 billion in 2022, then plunged by 65.01% to $767.0 million in 2023, then soared by 30.25% to $999.0 million in 2024, then soared by 47.65% to $1.5 billion in 2025, then climbed by 20.61% to $1.8 billion in 2026.
- Business Quant data shows BFH's Retained Earnings at $1.8 billion in Q2 2026, $1.6 billion in Q1 2026, and $1.5 billion in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 22.17 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 91.77 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 26.38 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 69.25 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 34.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | -76.63 Mn |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 25.97 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 6.55 Bn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -2.74 Mn |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn | 1.78 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.78 Bn |
| Mar 31, 2026 | 1.64 Bn |
| Dec 31, 2025 | 1.48 Bn |
| Sep 30, 2025 | 1.43 Bn |
| Jun 30, 2025 | 1.26 Bn |
| Mar 31, 2025 | 1.13 Bn |
| Dec 31, 2024 | 999.00 Mn |
| Sep 30, 2024 | 1.00 Bn |
| Jun 30, 2024 | 1.01 Bn |
| Mar 31, 2024 | 890.00 Mn |
| Dec 31, 2023 | 767.00 Mn |
| Sep 30, 2023 | 735.00 Mn |
| Jun 30, 2023 | 574.00 Mn |
| Mar 31, 2023 | 537.00 Mn |
| Dec 31, 2022 | 2.19 Bn |
| Sep 30, 2022 | 238.00 Mn |
| Jun 30, 2022 | 114.00 Mn |
| Mar 31, 2022 | 113.00 Mn |
| Dec 31, 2021 | 2.17 Bn |
| Sep 30, 2021 | 130.50 Mn |