Bread Financial Holdings (BFH) Retained Earnings (2009 - 2026)

Bread Financial Holdings' quarterly Retained Earnings came in at $1.6 billion in Q1 2026, up 8747.37% year-on-year from $18.6 million in Q1 2025, and up 11.39% quarter-over-quarter from $1.5 billion in Q4 2025.

Bread Financial Holdings (BFH) Retained Earnings (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Retained Earnings for 18 years, with the latest figure at $1.6 billion in Q1 2026.

  • For the quarter ending Q1 2026, Retained Earnings rose 8747.37% year-over-year to $1.6 billion; the trailing twelve-month figure through Mar 2026 stood at $1.6 billion (up 8747.37% YoY), and the FY2025 full-year result was $1.5 billion, up 47.65% from the prior year.
  • Retained Earnings for Q1 2026 stood at $1.6 billion, up from $1.5 billion in the prior quarter.
  • The five-year high for Retained Earnings was $1.6 billion in Q1 2026, with the low at -$22.0 million in Q1 2024.
  • Average Retained Earnings over 5 years is $553.6 million, with a median of $537.0 million recorded in 2023.
  • Year-over-year, Retained Earnings plunged 950.0% in 2022 and soared 8747.37% in 2026.
  • Tracing BFH's Retained Earnings over 5 years: stood at -$21.0 million in 2022, then jumped by 3752.38% to $767.0 million in 2023, then surged by 30.25% to $999.0 million in 2024, then surged by 47.65% to $1.5 billion in 2025, then advanced by 11.39% to $1.6 billion in 2026.
  • The last three Retained Earnings figures came in at $1.6 billion (Q1 2026), $1.5 billion (Q4 2025), and -$16.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 13.12 Bn
2 Mastercard 441.81 Bn 431.60 Bn - -928.00 Mn
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 26.09 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 66.79 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 33.45 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn -23.59 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 25.21 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn -2.74 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn -2.77 Bn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn 1.64 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 1.64 Bn
Dec 31, 2025 1.48 Bn
Sep 30, 2025 -16.00 Mn
Jun 30, 2025 1.26 Bn
Mar 31, 2025 -19.00 Mn
Dec 31, 2024 999.00 Mn
Sep 30, 2024 1.00 Bn
Jun 30, 2024 1.01 Bn
Mar 31, 2024 -22.00 Mn
Dec 31, 2023 767.00 Mn
Sep 30, 2023 735.00 Mn
Jun 30, 2023 -20.00 Mn
Mar 31, 2023 537.00 Mn
Dec 31, 2022 -21.00 Mn
Sep 30, 2022 -21.00 Mn
Jun 30, 2022 114.00 Mn
Mar 31, 2022 -9.00 Mn
Dec 31, 2021 -2.00 Mn
Sep 30, 2021 -56.20 Mn
Jun 30, 2021 -33.10 Mn