Bread Financial Holdings (BFH) Retained Earnings (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Retained Earnings of $1.8 billion for Q2 2026, up 41.75% year-over-year from $1.3 billion in Q2 2025, and up 8.28% quarter-over-quarter from $1.6 billion in Q1 2026.

Bread Financial Holdings (BFH) Retained Earnings (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Retained Earnings history runs 18 years deep, the most recent figure standing at $1.8 billion for Q2 2026.

  • In Q2 2026, Retained Earnings rose 41.75% year-over-year to $1.8 billion; the TTM figure through Jun 2026 stood at $1.8 billion (up 41.75% YoY), while the FY2025 annual figure was $1.5 billion, up 47.65% from the prior year.
  • Retained Earnings for Q2 2026 stood at $1.8 billion, up from $1.6 billion in the prior quarter.
  • The five-year high for Retained Earnings was $2.2 billion in Q4 2022, with the low at $113.0 million in Q1 2022.
  • The 5-year median for Retained Earnings is $1.0 billion (2024), against an average of $993.6 million.
  • The sharpest annual moves came in 2022 and 2023: Retained Earnings plunged 97.88% in 2022, then jumped 403.51% in 2023.
  • Bread Financial Holdings' Retained Earnings stood at $2.2 billion in 2022, then plunged by 65.01% to $767.0 million in 2023, then soared by 30.25% to $999.0 million in 2024, then soared by 47.65% to $1.5 billion in 2025, then climbed by 20.61% to $1.8 billion in 2026.
  • Business Quant data shows BFH's Retained Earnings at $1.8 billion in Q2 2026, $1.6 billion in Q1 2026, and $1.5 billion in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Retained Earnings (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 22.17 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 91.77 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 26.38 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 69.25 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 34.43 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -76.63 Mn
7 Synchrony Financial 26.09 Bn 9.90 Bn - 25.97 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 6.55 Bn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -2.74 Mn
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 1.78 Bn

Historic Data

Download Data
DateValue
Jun 30, 2026 1.78 Bn
Mar 31, 2026 1.64 Bn
Dec 31, 2025 1.48 Bn
Sep 30, 2025 1.43 Bn
Jun 30, 2025 1.26 Bn
Mar 31, 2025 1.13 Bn
Dec 31, 2024 999.00 Mn
Sep 30, 2024 1.00 Bn
Jun 30, 2024 1.01 Bn
Mar 31, 2024 890.00 Mn
Dec 31, 2023 767.00 Mn
Sep 30, 2023 735.00 Mn
Jun 30, 2023 574.00 Mn
Mar 31, 2023 537.00 Mn
Dec 31, 2022 2.19 Bn
Sep 30, 2022 238.00 Mn
Jun 30, 2022 114.00 Mn
Mar 31, 2022 113.00 Mn
Dec 31, 2021 2.17 Bn
Sep 30, 2021 130.50 Mn