Bread Financial Holdings (BFH) Cost of Revenue (2009 - 2026)

Bread Financial Holdings has reported Cost of Revenue for 18 years, with the latest figure at $35.0 million in Q1 2026.

• For the quarter ending Q1 2026, Cost of Revenue changed 0.0% year-over-year to $35.0 million; the trailing twelve-month figure through Mar 2026 stood at $151.0 million (down 1.95% YoY), and the FY2025 full-year result was $150.0 million, up 2.04% from the prior year.
• Cost of Revenue for Q1 2026 stood at $35.0 million, down from $44.0 million in the prior quarter.
• The five-year high for Cost of Revenue was $56.0 million in Q4 2022, with the low at $28.0 million in Q1 2024.
• Average Cost of Revenue over 5 years is $39.7 million, with a median of $38.0 million recorded in 2024.
• Year-over-year, Cost of Revenue soared 42.86% in 2022 and dropped 28.21% in 2024.
• Tracing BFH's Cost of Revenue over 5 years: stood at $56.0 million in 2022, then slipped by 17.86% to $46.0 million in 2023, then increased by 4.35% to $48.0 million in 2024, then decreased by 8.33% to $44.0 million in 2025, then decreased by 20.45% to $35.0 million in 2026.
• The last three Cost of Revenue figures came in at $35.0 million (Q1 2026), $44.0 million (Q4 2025), and $38.0 million (Q3 2025), per Business Quant data.