Bread Financial Holdings BFH
NYSE BFH
$108.20 -2.67 (-2.41%)
As of: Sep 8, 2026 · 3:24 PM EDT

Bread Financial Holdings (BFH) Cost of Revenue (2009 - 2026)

Bread Financial Holdings (BFH) posted Cost of Revenue of $36.0 million for Q2 2026, up 2.86% on a QoQ basis from $35.0 million in Q1 2026, and up 5.88% year-over-year from $34.0 million in Q2 2025.

Analysis

Bread Financial Holdings (BFH) Cost of Revenue (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Cost of Revenue for 18 years, with the latest figure at $36.0 million in Q2 2026.

  • On a quarterly basis, Cost of Revenue rose 5.88% year-over-year to $36.0 million in Q2 2026; TTM through Jun 2026 was $153.0 million, a 1.29% decrease from a year earlier, with the FY2025 full-year figure at $150.0 million, up 2.04% from the prior year.
  • Cost of Revenue was $36.0 million for Q2 2026 at Bread Financial Holdings, up from $35.0 million in the prior quarter.
  • The five-year high for Cost of Revenue was $56.0 million in Q4 2022, with the low at $28.0 million in Q1 2024.
  • Average Cost of Revenue over 5 years is $39.5 million, with a median of $38.0 million recorded in 2024.
  • The sharpest annual moves came in 2022 and 2024: Cost of Revenue surged 42.86% in 2022, then slipped 28.21% in 2024.
  • Over 5 years, Cost of Revenue stood at $56.0 million in 2022, then slipped by 17.86% to $46.0 million in 2023, then increased by 4.35% to $48.0 million in 2024, then decreased by 8.33% to $44.0 million in 2025, then fell by 18.18% to $36.0 million in 2026.
  • The last three Cost of Revenue figures came in at $36.0 million (Q2 2026), $35.0 million (Q1 2026), and $44.0 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Cost of Rev (Qtr)
1 Synchrony Financial 26.10 Bn 9.91 Bn - -
2 Affirm Holdings 23.96 Bn 22.33 Bn - -
3 FirstCash Holdings 9.99 Bn 9.82 Bn 533.67 Mn 541.02 Mn
4 Credit Acceptance 6.23 Bn 5.74 Bn 569.30 Mn 18.10 Mn
5 Enova International 5.65 Bn 5.53 Bn 568.07 Mn 203.56 Mn
6 Slm 4.99 Bn 195.68 Mn - -
7 Bread Financial Holdings 4.32 Bn -15.77 Bn 957.00 Mn 36.00 Mn
8 StoneCo 2.70 Bn 1.08 Bn 308.97 Mn 226.42 Mn
9 Ezcorp 2.05 Bn 1.74 Bn 246.19 Mn 130.76 Mn
10 Navient 1.71 Bn 337.11 Mn - 57.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 36.00 Mn
Mar 31, 2026 35.00 Mn
Dec 31, 2025 44.00 Mn
Sep 30, 2025 38.00 Mn
Jun 30, 2025 34.00 Mn
Mar 31, 2025 35.00 Mn
Dec 31, 2024 48.00 Mn
Sep 30, 2024 38.00 Mn
Jun 30, 2024 33.00 Mn
Mar 31, 2024 28.00 Mn
Dec 31, 2023 46.00 Mn
Sep 30, 2023 36.00 Mn
Jun 30, 2023 40.00 Mn
Mar 31, 2023 39.00 Mn
Dec 31, 2022 56.00 Mn
Sep 30, 2022 44.00 Mn
Jun 30, 2022 50.00 Mn
Mar 31, 2022 31.00 Mn
Dec 31, 2021 47.00 Mn
Sep 30, 2021 35.00 Mn