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Bread Financial Holdings (BFH) Cost of Revenue (2016 - 2025)

Bread Financial Holdings (BFH) has 17 years of Cost of Revenue data on record, last reported at $43.0 million in Q4 2025.

  • For Q4 2025, Cost of Revenue fell 10.42% year-over-year to $43.0 million; the TTM value through Dec 2025 reached $150.0 million, up 2.04%, while the annual FY2025 figure was $150.0 million, 2.04% up from the prior year.
  • Cost of Revenue reached $43.0 million in Q4 2025 per BFH's latest filing, up from $38.0 million in the prior quarter.
  • Across five years, Cost of Revenue topped out at $494.5 million in Q2 2021 and bottomed at $28.0 million in Q1 2024.
  • Average Cost of Revenue over 5 years is $62.9 million, with a median of $39.5 million recorded in 2023.
  • The widest YoY moves for Cost of Revenue: up 103.53% in 2021, down 92.54% in 2021.
  • A 5-year view of Cost of Revenue shows it stood at $47.0 million in 2021, then grew by 19.15% to $56.0 million in 2022, then decreased by 17.86% to $46.0 million in 2023, then grew by 4.35% to $48.0 million in 2024, then fell by 10.42% to $43.0 million in 2025.
  • Per Business Quant database, its latest 3 readings for Cost of Revenue were $43.0 million in Q4 2025, $38.0 million in Q3 2025, and $34.0 million in Q2 2025.