Bread Financial Holdings (BFH) FCF Margin (2009 - 2026)

Bread Financial Holdings' FCF Margin history runs 18 years deep, the most recent figure standing at 47.84% for Q1 2026.

• In Q1 2026, FCF Margin rose 732.0% year-over-year to 47.84%; the TTM figure through Mar 2026 stood at 56.15% (up 1874.0% YoY), while the FY2025 annual figure was 54.41%, up 1579.0% from the prior year.
• FCF Margin was 47.84% for Q1 2026 at Bread Financial Holdings, down from 58.26% in the prior quarter.
• In the past five years, FCF Margin ranged from a high of 62.31% in Q3 2025 to a low of 102.42% in Q4 2022.
• Historically, FCF Margin has averaged 34.02% across 5 years, with a median of 47.84% in 2026.
• The sharpest annual moves came in 2022 and 2023: FCF Margin sank 14027 bps in 2022, then jumped 12457 bps in 2023.
• A 5-year view of FCF Margin shows it stood at 102.42% in 2022, then jumped by 122 bps to 22.15% in 2023, then jumped by 133 bps to 51.57% in 2024, then climbed by 13 bps to 58.26% in 2025, then dropped by 18 bps to 47.84% in 2026.
• The last three FCF Margin figures came in at 47.84% (Q1 2026), 58.26% (Q4 2025), and 62.31% (Q3 2025), per Business Quant data.