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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) FCF Margin: 2009-2025

Historic FCF Margin for Bread Financial Holdings (BFH) over the last 17 years, with Sep 2025 value amounting to 62.31%.

  • Bread Financial Holdings' FCF Margin rose 5407.00% to 62.31% in Q3 2025 from the same period last year, while for Sep 2025 it was 52.73%, marking a year-over-year increase of 2142.00%. This contributed to the annual value of 38.61% for FY2024, which is 331.00% up from last year.
  • Bread Financial Holdings' FCF Margin amounted to 62.31% in Q3 2025, which was up 10.04% from 56.62% recorded in Q2 2025.
  • In the past 5 years, Bread Financial Holdings' FCF Margin ranged from a high of 62.97% in Q1 2021 and a low of -102.42% during Q4 2022.
  • Moreover, its 3-year median value for FCF Margin was 45.11% (2024), whereas its average is 41.72%.
  • As far as peak fluctuations go, Bread Financial Holdings' FCF Margin slumped by 14,027bps in 2022, and later skyrocketed by 12,457bps in 2023.
  • Quarterly analysis of 5 years shows Bread Financial Holdings' FCF Margin stood at 37.85% in 2021, then plummeted by 14,027bps to -102.42% in 2022, then skyrocketed by 12,457bps to 22.15% in 2023, then spiked by 2,942bps to 51.57% in 2024, then skyrocketed by 5,407bps to 62.31% in 2025.
  • Its FCF Margin was 62.31% in Q3 2025, compared to 56.62% in Q2 2025 and 40.52% in Q1 2025.