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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) FCF Margin (2016 - 2025)

Historic FCF Margin for Bread Financial Holdings (BFH) over the last 17 years, with Q4 2025 value amounting to 58.26%.

  • Bread Financial Holdings' FCF Margin rose 66900.0% to 58.26% in Q4 2025 from the same period last year, while for Dec 2025 it was 54.41%, marking a year-over-year increase of 157900.0%. This contributed to the annual value of 54.41% for FY2025, which is 157900.0% up from last year.
  • Per Bread Financial Holdings' latest filing, its FCF Margin stood at 58.26% for Q4 2025, which was up 66900.0% from 62.31% recorded in Q3 2025.
  • Bread Financial Holdings' FCF Margin's 5-year high stood at 62.97% during Q1 2021, with a 5-year trough of 102.42% in Q4 2022.
  • For the 5-year period, Bread Financial Holdings' FCF Margin averaged around 35.24%, with its median value being 46.7% (2021).
  • As far as peak fluctuations go, Bread Financial Holdings' FCF Margin plummeted by -1402700bps in 2022, and later skyrocketed by 1245700bps in 2023.
  • Over the past 5 years, Bread Financial Holdings' FCF Margin (Quarter) stood at 37.85% in 2021, then plummeted by -371bps to 102.42% in 2022, then surged by 122bps to 22.15% in 2023, then skyrocketed by 133bps to 51.57% in 2024, then rose by 13bps to 58.26% in 2025.
  • Its FCF Margin was 58.26% in Q4 2025, compared to 62.31% in Q3 2025 and 56.62% in Q2 2025.