Growth Metrics

Bread Financial Holdings (BFH) Tax Rate (2016 - 2025)

Bread Financial Holdings (BFH) has 17 years of Tax Rate data on record, last reported at 12.5% in Q4 2025.

  • For Q4 2025, Tax Rate fell 13843.0% year-over-year to 12.5%; the TTM value through Dec 2025 reached 15.28%, down 1175.0%, while the annual FY2025 figure was 15.28%, 1149.0% down from the prior year.
  • Tax Rate reached 12.5% in Q4 2025 per BFH's latest filing, down from 5.1% in the prior quarter.
  • Across five years, Tax Rate topped out at 125.93% in Q4 2024 and bottomed at 136.84% in Q4 2023.
  • Average Tax Rate over 5 years is 22.57%, with a median of 26.54% recorded in 2021.
  • Peak YoY movement for Tax Rate: plummeted -17242bps in 2023, then surged 26277bps in 2024.
  • A 5-year view of Tax Rate shows it stood at 6.25% in 2021, then surged by 469bps to 35.58% in 2022, then tumbled by -485bps to 136.84% in 2023, then surged by 192bps to 125.93% in 2024, then tumbled by -110bps to 12.5% in 2025.
  • Per Business Quant database, its latest 3 readings for Tax Rate were 12.5% in Q4 2025, 5.1% in Q3 2025, and 20.11% in Q2 2025.