Bread Financial Holdings (BFH) Tax Rate (2009 - 2026)
Bread Financial Holdings' quarterly Tax Rate came in at 25.51% in Q1 2026, down 240.0% year-on-year from 18.22% in Q1 2025, and up 299.86% quarter-over-quarter from 12.77% in Q4 2025.
Bread Financial Holdings (BFH) Tax Rate (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Tax Rate for 18 years, with the latest figure at 25.51% in Q1 2026.
- For the quarter ending Q1 2026, Tax Rate fell 240.0% year-over-year to 25.51%; the trailing twelve-month figure through Mar 2026 stood at 15.0% (down 1192.0% YoY), and the FY2025 full-year result was 15.28%, down 1149.0% from the prior year.
- Tax Rate for Q1 2026 stood at 25.51%, up from 12.77% in the prior quarter.
- The five-year high for Tax Rate was 125.93% in Q4 2024, with the low at 144.44% in Q4 2023.
- Average Tax Rate over 5 years is 22.96%, with a median of 26.11% recorded in 2024.
- Year-over-year, Tax Rate tumbled 18002 bps in 2023 and surged 27037 bps in 2024.
- Tracing BFH's Tax Rate over 5 years: stood at 35.58% in 2022, then sank by 506 bps to 144.44% in 2023, then jumped by 187 bps to 125.93% in 2024, then slumped by 110 bps to 12.77% in 2025, then jumped by 300 bps to 25.51% in 2026.
- The last three Tax Rate figures came in at 25.51% (Q1 2026), 12.77% (Q4 2025), and 4.08% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 16.07 |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 19.33 |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 21.36 |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 19.19 |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 20.10 |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 4.19 |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 23.11 |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 16.45 |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 20.25 |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 25.51 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 25.51 |
| Mar 31, 2026 | 25.51 |
| Dec 31, 2025 | -12.77 |
| Dec 31, 2025 | -12.77 |
| Sep 30, 2025 | 4.08 |
| Sep 30, 2025 | 4.08 |
| Jun 30, 2025 | 20.11 |
| Jun 30, 2025 | 20.11 |
| Mar 31, 2025 | 27.92 |
| Mar 31, 2025 | 27.92 |
| Dec 31, 2024 | 125.93 |
| Dec 31, 2024 | 125.93 |
| Sep 30, 2024 | 92.50 |
| Sep 30, 2024 | 92.50 |
| Jun 30, 2024 | 26.11 |
| Jun 30, 2024 | 26.11 |
| Mar 31, 2024 | 28.19 |
| Mar 31, 2024 | 28.19 |
| Dec 31, 2023 | -144.44 |
| Dec 31, 2023 | -144.44 |