Bread Financial Holdings (BFH) Tax Rate (2009 - 2026)

Bread Financial Holdings' quarterly Tax Rate came in at 25.51% in Q1 2026, down 240.0% year-on-year from 18.22% in Q1 2025, and up 299.86% quarter-over-quarter from 12.77% in Q4 2025.

Bread Financial Holdings (BFH) Tax Rate (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Tax Rate for 18 years, with the latest figure at 25.51% in Q1 2026.

  • For the quarter ending Q1 2026, Tax Rate fell 240.0% year-over-year to 25.51%; the trailing twelve-month figure through Mar 2026 stood at 15.0% (down 1192.0% YoY), and the FY2025 full-year result was 15.28%, down 1149.0% from the prior year.
  • Tax Rate for Q1 2026 stood at 25.51%, up from 12.77% in the prior quarter.
  • The five-year high for Tax Rate was 125.93% in Q4 2024, with the low at 144.44% in Q4 2023.
  • Average Tax Rate over 5 years is 22.96%, with a median of 26.11% recorded in 2024.
  • Year-over-year, Tax Rate tumbled 18002 bps in 2023 and surged 27037 bps in 2024.
  • Tracing BFH's Tax Rate over 5 years: stood at 35.58% in 2022, then sank by 506 bps to 144.44% in 2023, then jumped by 187 bps to 125.93% in 2024, then slumped by 110 bps to 12.77% in 2025, then jumped by 300 bps to 25.51% in 2026.
  • The last three Tax Rate figures came in at 25.51% (Q1 2026), 12.77% (Q4 2025), and 4.08% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Tax Rate (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 16.07
2 Mastercard 441.81 Bn 431.60 Bn - 19.33
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 21.36
4 Capital One Financial 114.99 Bn 38.50 Bn - 19.19
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 20.10
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 4.19
7 Synchrony Financial 24.22 Bn 3.66 Bn - 23.11
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 16.45
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 20.25
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn 25.51

Historic Data

Download Data
DateValue
Mar 31, 2026 25.51
Mar 31, 2026 25.51
Dec 31, 2025 -12.77
Dec 31, 2025 -12.77
Sep 30, 2025 4.08
Sep 30, 2025 4.08
Jun 30, 2025 20.11
Jun 30, 2025 20.11
Mar 31, 2025 27.92
Mar 31, 2025 27.92
Dec 31, 2024 125.93
Dec 31, 2024 125.93
Sep 30, 2024 92.50
Sep 30, 2024 92.50
Jun 30, 2024 26.11
Jun 30, 2024 26.11
Mar 31, 2024 28.19
Mar 31, 2024 28.19
Dec 31, 2023 -144.44
Dec 31, 2023 -144.44