Bread Financial Holdings (BFH) Tax Rate (2009 - 2026)
Bread Financial Holdings (BFH) posted Tax Rate of 25.89% for Q2 2026, up 1.47% on a QoQ basis from 25.51% in Q1 2026, and up 577.0% year-over-year from 3.82% in Q2 2025.
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Analysis
Bread Financial Holdings (BFH) Tax Rate (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Tax Rate for 18 years, with the latest figure at 25.89% in Q2 2026.
- On a quarterly basis, Tax Rate rose 577.0% year-over-year to 25.89% in Q2 2026; TTM through Jun 2026 was 16.84%, a 738.0% decrease from a year earlier, with the FY2025 full-year figure at 15.28%, down 1149.0% from the prior year.
- Tax Rate was 25.89% for Q2 2026 at Bread Financial Holdings, up from 25.51% in the prior quarter.
- The five-year high for Tax Rate was 125.93% in Q4 2024, with the low at 144.44% in Q4 2023.
- Average Tax Rate over 5 years is 23.12%, with a median of 26.0% recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Tax Rate slumped 18002 bps in 2023, then jumped 27037 bps in 2024.
- Over 5 years, Tax Rate stood at 35.58% in 2022, then sank by 506 bps to 144.44% in 2023, then jumped by 187 bps to 125.93% in 2024, then slumped by 110 bps to 12.77% in 2025, then surged by 303 bps to 25.89% in 2026.
- The last three Tax Rate figures came in at 25.89% (Q2 2026), 25.51% (Q1 2026), and 12.77% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Tax Rate (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 26.06 Bn | 9.87 Bn | - | 25.38% |
| 2 | Affirm Holdings | 24.16 Bn | 22.53 Bn | - | -856.07% |
| 3 | FirstCash Holdings | 9.90 Bn | 9.73 Bn | 533.67 Mn | 26.41% |
| 4 | Credit Acceptance | 6.25 Bn | 5.76 Bn | 569.30 Mn | 19.40% |
| 5 | Enova International | 5.63 Bn | 5.51 Bn | 568.07 Mn | 25.02% |
| 6 | Slm | 4.96 Bn | 160.79 Mn | - | 27.26% |
| 7 | Bread Financial Holdings | 4.32 Bn | -15.76 Bn | 957.00 Mn | 25.89% |
| 8 | StoneCo | 2.68 Bn | 1.06 Bn | 308.97 Mn | -16.41% |
| 9 | Ezcorp | 2.05 Bn | 1.73 Bn | 246.19 Mn | 25.99% |
| 10 | Navient | 1.71 Bn | 340.86 Mn | - | 35.90% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.89% |
| Mar 31, 2026 | 25.51% |
| Dec 31, 2025 | -12.77% |
| Sep 30, 2025 | 4.08% |
| Jun 30, 2025 | 20.11% |
| Mar 31, 2025 | 27.92% |
| Dec 31, 2024 | 125.93% |
| Sep 30, 2024 | 92.50% |
| Jun 30, 2024 | 26.11% |
| Mar 31, 2024 | 28.19% |
| Dec 31, 2023 | -144.44% |
| Sep 30, 2023 | 23.11% |
| Jun 30, 2023 | 25.58% |
| Mar 31, 2023 | 28.68% |
| Dec 31, 2022 | 35.58% |
| Sep 30, 2022 | 29.10% |
| Jun 30, 2022 | 25.00% |
| Mar 31, 2022 | 30.13% |
| Dec 31, 2021 | 6.25% |
| Sep 30, 2021 | 20.46% |