Bread Financial Holdings (BFH) Cash from Operations (2009 - 2026)
Bread Financial Holdings (BFH) recorded Cash from Operations of $601 million in Q3 2026, down 0.7% from $605 million a year earlier but up 12.8% from the prior quarter.
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Analysis
Bread Financial Holdings (BFH) Cash from Operations (2009 - 2026) Analysis & Trends
On a TTM basis, Bread Financial Holdings' Cash from Operations came in at $2.19 billion as of Sep 30, 2026, up 9.3% year-over-year; for FY2025, it was $2.09 billion, up 12.5% from FY2024.
- Annual Cash from Operations has a five-year compound annual growth rate of 2.1% (FY2020 to FY2025).
- Across earlier years, Cash from Operations came in at $1.86 billion in FY2024 (-6.4%), $1.99 billion in FY2023 (+7.5%), $1.85 billion in FY2022 (+19.8%) and $1.54 billion in FY2021 (-18.1%).
- Quarterly Cash from Operations has ranged from $246 million in Q2 2022 to $629 million in Q3 2023 over the past five years.
- On a year-over-year basis, Cash from Operations rose in five of the last eight quarters, with growth averaging 6.5%.
- Peak year-over-year performance for Cash from Operations in the last five years was growth of 48.4% in Q4 2022, against a decline of 27.5% in Q3 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at $533 million (Q2 2026), $487 million (Q1 2026) and $568 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Cash from Ops. (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 1.91 Bn |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | 686.08 Mn |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | 876.00 Mn |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 335.15 Mn |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 2.50 Bn |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | 207.08 Mn |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | 2.86 Bn |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | 1.05 Bn |
| 10 | Bread Financial Holdings | 3.74 Bn | -11.14 Bn | - | 601.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 601.00 Mn |
| Jun 30, 2026 | 533.00 Mn |
| Mar 31, 2026 | 487.00 Mn |
| Dec 31, 2025 | 568.00 Mn |
| Sep 30, 2025 | 605.00 Mn |
| Jun 30, 2025 | 526.00 Mn |
| Mar 31, 2025 | 393.00 Mn |
| Dec 31, 2024 | 479.00 Mn |
| Sep 30, 2024 | 456.00 Mn |
| Jun 30, 2024 | 477.00 Mn |
| Mar 31, 2024 | 447.00 Mn |
| Dec 31, 2023 | 617.00 Mn |
| Sep 30, 2023 | 629.00 Mn |
| Jun 30, 2023 | 343.00 Mn |
| Mar 31, 2023 | 398.00 Mn |
| Dec 31, 2022 | 497.00 Mn |
| Sep 30, 2022 | 608.00 Mn |
| Jun 30, 2022 | 246.00 Mn |
| Mar 31, 2022 | 497.00 Mn |
| Dec 31, 2021 | 335.00 Mn |
API Access
Bread Financial Holdings Cash from Operations API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=cash-from-operations&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "cash-from-operations", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=cash-from-operations&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();