Bread Financial Holdings (BFH) Provisions (2010 - 2026)

Bread Financial Holdings (BFH) posted quarterly Provisions of $313.0 million for Q2 2026, up 14.23% year-over-year from $274.0 million in Q2 2025, and up 3.3% quarter-over-quarter from $303.0 million in Q1 2026.

Bread Financial Holdings (BFH) Provisions (2010 - 2026) Analysis & Trends

Bread Financial Holdings' Provisions history runs 17 years deep, the most recent figure standing at $313.0 million for Q2 2026.

  • In Q2 2026, Provisions rose 14.23% year-over-year to $313.0 million; the TTM figure through Jun 2026 stood at $1.3 billion (down 5.01% YoY), while the FY2025 annual figure was $1.2 billion, down 11.1% from the prior year.
  • Provisions for Q2 2026 stood at $313.0 million, up from $303.0 million in the prior quarter.
  • The five-year high for Provisions was $692.0 million in Q4 2022, with the low at $107.0 million in Q1 2023.
  • The 5-year median for Provisions is $308.5 million (2022), against an average of $337.6 million.
  • The sharpest annual moves came in 2022 and 2023: Provisions surged 2985.71% in 2022, then plunged 44.56% in 2023.
  • Bread Financial Holdings' Provisions stood at $692.0 million in 2022, then plunged by 30.35% to $482.0 million in 2023, then slipped by 13.49% to $417.0 million in 2024, then slipped by 10.55% to $373.0 million in 2025, then fell by 16.09% to $313.0 million in 2026.
  • Business Quant data shows BFH's Provisions at $313.0 million in Q2 2026, $303.0 million in Q1 2026, and $373.0 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 618.21 Bn 605.85 Bn - -
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.08 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 2.99 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - -
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.20 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 196.54 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 8.90 Mn
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 313.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 313.00 Mn
Mar 31, 2026 303.00 Mn
Dec 31, 2025 373.00 Mn
Sep 30, 2025 299.00 Mn
Jun 30, 2025 274.00 Mn
Mar 31, 2025 296.00 Mn
Dec 31, 2024 417.00 Mn
Sep 30, 2024 369.00 Mn
Jun 30, 2024 290.00 Mn
Mar 31, 2024 321.00 Mn
Dec 31, 2023 482.00 Mn
Sep 30, 2023 304.00 Mn
Jun 30, 2023 336.00 Mn
Mar 31, 2023 107.00 Mn
Dec 31, 2022 692.00 Mn
Sep 30, 2022 304.00 Mn
Jun 30, 2022 404.00 Mn
Mar 31, 2022 193.00 Mn
Dec 31, 2021 364.00 Mn
Sep 30, 2021 161.00 Mn