Bread Financial Holdings BFH
NYSE BFH
$108.52 +0.21 (+0.19%)
At close: Sep 18, 2026 · 4:00 PM EDT

Bread Financial Holdings (BFH) Provisions (2010 - 2026)

Bread Financial Holdings (BFH) posted Provisions of $313.0 million for Q2 2026, up 3.3% on a QoQ basis from $303.0 million in Q1 2026, and up 14.23% year-over-year from $274.0 million in Q2 2025.

Analysis

Bread Financial Holdings (BFH) Provisions (2010 - 2026) Analysis & Trends

Bread Financial Holdings has reported Provisions for 17 years, with the latest figure at $313.0 million in Q2 2026.

  • On a quarterly basis, Provisions rose 14.23% year-over-year to $313.0 million in Q2 2026; TTM through Jun 2026 was $1.3 billion, a 5.01% decrease from a year earlier, with the FY2025 full-year figure at $1.2 billion, down 11.1% from the prior year.
  • Provisions was $313.0 million for Q2 2026 at Bread Financial Holdings, up from $303.0 million in the prior quarter.
  • The five-year high for Provisions was $692.0 million in Q4 2022, with the low at $107.0 million in Q1 2023.
  • Average Provisions over 5 years is $337.6 million, with a median of $308.5 million recorded in 2022.
  • The sharpest annual moves came in 2022 and 2023: Provisions jumped 2985.71% in 2022, then plunged 44.56% in 2023.
  • Over 5 years, Provisions stood at $692.0 million in 2022, then plunged by 30.35% to $482.0 million in 2023, then declined by 13.49% to $417.0 million in 2024, then declined by 10.55% to $373.0 million in 2025, then decreased by 16.09% to $313.0 million in 2026.
  • The last three Provisions figures came in at $313.0 million (Q2 2026), $303.0 million (Q1 2026), and $373.0 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 1.20 Bn
2 Affirm Holdings 24.01 Bn 22.38 Bn - 223.20 Mn
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn -
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn -
5 Slm 4.72 Bn -77.52 Mn - 68.33 Mn
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn -
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 313.00 Mn
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn -
10 Navient 1.64 Bn 275.03 Mn - 26.00 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 313.00 Mn
Mar 31, 2026 303.00 Mn
Dec 31, 2025 373.00 Mn
Sep 30, 2025 299.00 Mn
Jun 30, 2025 274.00 Mn
Mar 31, 2025 296.00 Mn
Dec 31, 2024 417.00 Mn
Sep 30, 2024 369.00 Mn
Jun 30, 2024 290.00 Mn
Mar 31, 2024 321.00 Mn
Dec 31, 2023 482.00 Mn
Sep 30, 2023 304.00 Mn
Jun 30, 2023 336.00 Mn
Mar 31, 2023 107.00 Mn
Dec 31, 2022 692.00 Mn
Sep 30, 2022 304.00 Mn
Jun 30, 2022 404.00 Mn
Mar 31, 2022 193.00 Mn
Dec 31, 2021 364.00 Mn
Sep 30, 2021 161.00 Mn