Bread Financial Holdings (BFH) Provisions (2010 - 2026)
Bread Financial Holdings' quarterly Provisions came in at $303.0 million in Q1 2026, up 2.36% year-on-year from $296.0 million in Q1 2025, and down 18.77% quarter-over-quarter from $373.0 million in Q4 2025.
Bread Financial Holdings (BFH) Provisions (2010 - 2026) Analysis & Trends
Bread Financial Holdings has reported Provisions for 17 years, with the latest figure at $303.0 million in Q1 2026.
- For the quarter ending Q1 2026, Provisions rose 2.36% year-over-year to $303.0 million; the trailing twelve-month figure through Mar 2026 stood at $1.2 billion (down 8.97% YoY), and the FY2025 full-year result was $1.2 billion, down 11.1% from the prior year.
- Provisions for Q1 2026 stood at $303.0 million, down from $373.0 million in the prior quarter.
- The five-year high for Provisions was $692.0 million in Q4 2022, with the low at $107.0 million in Q1 2023.
- Average Provisions over 5 years is $339.1 million, with a median of $304.0 million recorded in 2022.
- Year-over-year, Provisions surged 2985.71% in 2022 and sank 44.56% in 2023.
- Tracing BFH's Provisions over 5 years: stood at $692.0 million in 2022, then plunged by 30.35% to $482.0 million in 2023, then declined by 13.49% to $417.0 million in 2024, then declined by 10.55% to $373.0 million in 2025, then fell by 18.77% to $303.0 million in 2026.
- The last three Provisions figures came in at $303.0 million (Q1 2026), $373.0 million (Q4 2025), and $299.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 1.25 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 4.07 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 196.54 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 1.34 Bn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 8.90 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 467.00 Mn |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 303.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 303.00 Mn |
| Dec 31, 2025 | 373.00 Mn |
| Sep 30, 2025 | 299.00 Mn |
| Jun 30, 2025 | 274.00 Mn |
| Mar 31, 2025 | 296.00 Mn |
| Dec 31, 2024 | 417.00 Mn |
| Sep 30, 2024 | 369.00 Mn |
| Jun 30, 2024 | 290.00 Mn |
| Mar 31, 2024 | 321.00 Mn |
| Dec 31, 2023 | 482.00 Mn |
| Sep 30, 2023 | 304.00 Mn |
| Jun 30, 2023 | 336.00 Mn |
| Mar 31, 2023 | 107.00 Mn |
| Dec 31, 2022 | 692.00 Mn |
| Sep 30, 2022 | 304.00 Mn |
| Jun 30, 2022 | 404.00 Mn |
| Mar 31, 2022 | 193.00 Mn |
| Dec 31, 2021 | 364.00 Mn |
| Sep 30, 2021 | 161.00 Mn |
| Jun 30, 2021 | -14.00 Mn |