Bread Financial Holdings (BFH) Provisions (2010 - 2026)
Bread Financial Holdings (BFH) posted quarterly Provisions of $313.0 million for Q2 2026, up 14.23% year-over-year from $274.0 million in Q2 2025, and up 3.3% quarter-over-quarter from $303.0 million in Q1 2026.
Analysis
Bread Financial Holdings (BFH) Provisions (2010 - 2026) Analysis & Trends
Bread Financial Holdings' Provisions history runs 17 years deep, the most recent figure standing at $313.0 million for Q2 2026.
- In Q2 2026, Provisions rose 14.23% year-over-year to $313.0 million; the TTM figure through Jun 2026 stood at $1.3 billion (down 5.01% YoY), while the FY2025 annual figure was $1.2 billion, down 11.1% from the prior year.
- Provisions for Q2 2026 stood at $313.0 million, up from $303.0 million in the prior quarter.
- The five-year high for Provisions was $692.0 million in Q4 2022, with the low at $107.0 million in Q1 2023.
- The 5-year median for Provisions is $308.5 million (2022), against an average of $337.6 million.
- The sharpest annual moves came in 2022 and 2023: Provisions surged 2985.71% in 2022, then plunged 44.56% in 2023.
- Bread Financial Holdings' Provisions stood at $692.0 million in 2022, then plunged by 30.35% to $482.0 million in 2023, then slipped by 13.49% to $417.0 million in 2024, then slipped by 10.55% to $373.0 million in 2025, then fell by 16.09% to $313.0 million in 2026.
- Business Quant data shows BFH's Provisions at $313.0 million in Q2 2026, $303.0 million in Q1 2026, and $373.0 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.08 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 2.99 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 223.20 Mn |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 1.20 Bn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 13.76 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 430.00 Mn |
| 10 | Bread Financial Holdings | 4.09 Bn | -15.99 Bn | 957.00 Mn | 313.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 313.00 Mn |
| Mar 31, 2026 | 303.00 Mn |
| Dec 31, 2025 | 373.00 Mn |
| Sep 30, 2025 | 299.00 Mn |
| Jun 30, 2025 | 274.00 Mn |
| Mar 31, 2025 | 296.00 Mn |
| Dec 31, 2024 | 417.00 Mn |
| Sep 30, 2024 | 369.00 Mn |
| Jun 30, 2024 | 290.00 Mn |
| Mar 31, 2024 | 321.00 Mn |
| Dec 31, 2023 | 482.00 Mn |
| Sep 30, 2023 | 304.00 Mn |
| Jun 30, 2023 | 336.00 Mn |
| Mar 31, 2023 | 107.00 Mn |
| Dec 31, 2022 | 692.00 Mn |
| Sep 30, 2022 | 304.00 Mn |
| Jun 30, 2022 | 404.00 Mn |
| Mar 31, 2022 | 193.00 Mn |
| Dec 31, 2021 | 364.00 Mn |
| Sep 30, 2021 | 161.00 Mn |