Bread Financial Holdings (BFH) Provisions (2010 - 2026)
Bread Financial Holdings (BFH) posted Provisions of $313.0 million for Q2 2026, up 3.3% on a QoQ basis from $303.0 million in Q1 2026, and up 14.23% year-over-year from $274.0 million in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Provisions (2010 - 2026) Analysis & Trends
Bread Financial Holdings has reported Provisions for 17 years, with the latest figure at $313.0 million in Q2 2026.
- On a quarterly basis, Provisions rose 14.23% year-over-year to $313.0 million in Q2 2026; TTM through Jun 2026 was $1.3 billion, a 5.01% decrease from a year earlier, with the FY2025 full-year figure at $1.2 billion, down 11.1% from the prior year.
- Provisions was $313.0 million for Q2 2026 at Bread Financial Holdings, up from $303.0 million in the prior quarter.
- The five-year high for Provisions was $692.0 million in Q4 2022, with the low at $107.0 million in Q1 2023.
- Average Provisions over 5 years is $337.6 million, with a median of $308.5 million recorded in 2022.
- The sharpest annual moves came in 2022 and 2023: Provisions jumped 2985.71% in 2022, then plunged 44.56% in 2023.
- Over 5 years, Provisions stood at $692.0 million in 2022, then plunged by 30.35% to $482.0 million in 2023, then declined by 13.49% to $417.0 million in 2024, then declined by 10.55% to $373.0 million in 2025, then decreased by 16.09% to $313.0 million in 2026.
- The last three Provisions figures came in at $313.0 million (Q2 2026), $303.0 million (Q1 2026), and $373.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 1.20 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 223.20 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | - |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | - |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 68.33 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | - |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 313.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | - |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 26.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 313.00 Mn |
| Mar 31, 2026 | 303.00 Mn |
| Dec 31, 2025 | 373.00 Mn |
| Sep 30, 2025 | 299.00 Mn |
| Jun 30, 2025 | 274.00 Mn |
| Mar 31, 2025 | 296.00 Mn |
| Dec 31, 2024 | 417.00 Mn |
| Sep 30, 2024 | 369.00 Mn |
| Jun 30, 2024 | 290.00 Mn |
| Mar 31, 2024 | 321.00 Mn |
| Dec 31, 2023 | 482.00 Mn |
| Sep 30, 2023 | 304.00 Mn |
| Jun 30, 2023 | 336.00 Mn |
| Mar 31, 2023 | 107.00 Mn |
| Dec 31, 2022 | 692.00 Mn |
| Sep 30, 2022 | 304.00 Mn |
| Jun 30, 2022 | 404.00 Mn |
| Mar 31, 2022 | 193.00 Mn |
| Dec 31, 2021 | 364.00 Mn |
| Sep 30, 2021 | 161.00 Mn |