Bread Financial Holdings (BFH) Provisions (2010 - 2026)

Bread Financial Holdings' quarterly Provisions came in at $303.0 million in Q1 2026, up 2.36% year-on-year from $296.0 million in Q1 2025, and down 18.77% quarter-over-quarter from $373.0 million in Q4 2025.

Bread Financial Holdings (BFH) Provisions (2010 - 2026) Analysis & Trends

Bread Financial Holdings has reported Provisions for 17 years, with the latest figure at $303.0 million in Q1 2026.

  • For the quarter ending Q1 2026, Provisions rose 2.36% year-over-year to $303.0 million; the trailing twelve-month figure through Mar 2026 stood at $1.2 billion (down 8.97% YoY), and the FY2025 full-year result was $1.2 billion, down 11.1% from the prior year.
  • Provisions for Q1 2026 stood at $303.0 million, down from $373.0 million in the prior quarter.
  • The five-year high for Provisions was $692.0 million in Q4 2022, with the low at $107.0 million in Q1 2023.
  • Average Provisions over 5 years is $339.1 million, with a median of $304.0 million recorded in 2022.
  • Year-over-year, Provisions surged 2985.71% in 2022 and sank 44.56% in 2023.
  • Tracing BFH's Provisions over 5 years: stood at $692.0 million in 2022, then plunged by 30.35% to $482.0 million in 2023, then declined by 13.49% to $417.0 million in 2024, then declined by 10.55% to $373.0 million in 2025, then fell by 18.77% to $303.0 million in 2026.
  • The last three Provisions figures came in at $303.0 million (Q1 2026), $373.0 million (Q4 2025), and $299.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 539.53 Bn 527.13 Bn - -
2 Mastercard 441.81 Bn 431.60 Bn - -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 1.25 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn - 4.07 Bn
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn -
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 196.54 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn - 1.34 Bn
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 8.90 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 467.00 Mn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn 303.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 303.00 Mn
Dec 31, 2025 373.00 Mn
Sep 30, 2025 299.00 Mn
Jun 30, 2025 274.00 Mn
Mar 31, 2025 296.00 Mn
Dec 31, 2024 417.00 Mn
Sep 30, 2024 369.00 Mn
Jun 30, 2024 290.00 Mn
Mar 31, 2024 321.00 Mn
Dec 31, 2023 482.00 Mn
Sep 30, 2023 304.00 Mn
Jun 30, 2023 336.00 Mn
Mar 31, 2023 107.00 Mn
Dec 31, 2022 692.00 Mn
Sep 30, 2022 304.00 Mn
Jun 30, 2022 404.00 Mn
Mar 31, 2022 193.00 Mn
Dec 31, 2021 364.00 Mn
Sep 30, 2021 161.00 Mn
Jun 30, 2021 -14.00 Mn