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Bread Financial Holdings (BFH) Provisions (2016 - 2025)

Bread Financial Holdings (BFH) has 16 years of Provisions data on record, last reported at $373.0 million in Q4 2025.

  • For Q4 2025, Provisions fell 10.55% year-over-year to $373.0 million; the TTM value through Dec 2025 reached $1.2 billion, down 11.1%, while the annual FY2025 figure was $1.2 billion, 11.1% down from the prior year.
  • Provisions reached $373.0 million in Q4 2025 per BFH's latest filing, up from $299.0 million in the prior quarter.
  • Across five years, Provisions topped out at $692.0 million in Q4 2022 and bottomed at -$14.1 million in Q2 2021.
  • Average Provisions over 5 years is $300.3 million, with a median of $304.0 million recorded in 2022.
  • Peak YoY movement for Provisions: plummeted 105.64% in 2021, then surged 2972.34% in 2022.
  • A 5-year view of Provisions shows it stood at $364.1 million in 2021, then soared by 90.06% to $692.0 million in 2022, then tumbled by 30.35% to $482.0 million in 2023, then dropped by 13.49% to $417.0 million in 2024, then dropped by 10.55% to $373.0 million in 2025.
  • Per Business Quant database, its latest 3 readings for Provisions were $373.0 million in Q4 2025, $299.0 million in Q3 2025, and $274.0 million in Q2 2025.