Bread Financial Holdings (BFH) Short term Debt (2009 - 2026)
Bread Financial Holdings (BFH) posted Short term Debt of $2.4 billion for Q2 2026, down 19.53% on a QoQ basis from $3.0 billion in Q1 2026, and down 20.78% year-over-year from $3.1 billion in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Short term Debt (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Short term Debt for 18 years, with the latest figure at $2.4 billion in Q2 2026.
- On a quarterly basis, Short term Debt fell 20.78% year-over-year to $2.4 billion in Q2 2026; TTM through Jun 2026 was $2.4 billion, a 20.78% decrease from a year earlier, with the FY2025 full-year figure at $3.4 billion, down 24.92% from the prior year.
- Short term Debt was $2.4 billion for Q2 2026 at Bread Financial Holdings, down from $3.0 billion in the prior quarter.
- The five-year high for Short term Debt was $6.1 billion in Q4 2022, with the low at $2.4 billion in Q2 2026.
- Average Short term Debt over 5 years is $3.7 billion, with a median of $3.4 billion recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Short term Debt plunged 39.56% in 2023, then gained 24.4% in 2024.
- Over 5 years, Short term Debt stood at $6.1 billion in 2022, then plunged by 36.26% to $3.9 billion in 2023, then gained by 16.93% to $4.6 billion in 2024, then declined by 24.92% to $3.4 billion in 2025, then declined by 28.49% to $2.4 billion in 2026.
- The last three Short term Debt figures came in at $2.4 billion (Q2 2026), $3.0 billion (Q1 2026), and $3.4 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.45 Bn |
| Mar 31, 2026 | 3.04 Bn |
| Dec 31, 2025 | 3.42 Bn |
| Sep 30, 2025 | 2.68 Bn |
| Jun 30, 2025 | 3.09 Bn |
| Mar 31, 2025 | 3.84 Bn |
| Dec 31, 2024 | 4.56 Bn |
| Sep 30, 2024 | 3.54 Bn |
| Jun 30, 2024 | 3.46 Bn |
| Mar 31, 2024 | 3.36 Bn |
| Dec 31, 2023 | 3.90 Bn |
| Sep 30, 2023 | 2.85 Bn |
| Jun 30, 2023 | 3.32 Bn |
| Mar 31, 2023 | 3.02 Bn |
| Dec 31, 2022 | 6.12 Bn |
| Sep 30, 2022 | 4.02 Bn |
| Jun 30, 2022 | 5.50 Bn |
| Mar 31, 2022 | 4.82 Bn |
| Dec 31, 2021 | 5.45 Bn |
| Dec 31, 2020 | 5.71 Bn |