Bread Financial Holdings (BFH) Short term Debt (2009 - 2026)

Bread Financial Holdings' quarterly Short term Debt came in at $3.0 billion in Q1 2026, down 20.7% year-on-year from $3.8 billion in Q1 2025, and down 11.13% quarter-over-quarter from $3.4 billion in Q4 2025.

Bread Financial Holdings (BFH) Short term Debt (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Short term Debt for 18 years, with the latest figure at $3.0 billion in Q1 2026.

  • For the quarter ending Q1 2026, Short term Debt fell 20.7% year-over-year to $3.0 billion; the trailing twelve-month figure through Mar 2026 stood at $3.0 billion (down 20.7% YoY), and the FY2025 full-year result was $3.4 billion, down 24.92% from the prior year.
  • Short term Debt for Q1 2026 stood at $3.0 billion, down from $3.4 billion in the prior quarter.
  • The five-year high for Short term Debt was $6.1 billion in Q4 2022, with the low at $2.7 billion in Q3 2025.
  • Average Short term Debt over 5 years is $3.8 billion, with a median of $3.5 billion recorded in 2024.
  • Year-over-year, Short term Debt sank 39.56% in 2023 and advanced 24.4% in 2024.
  • Tracing BFH's Short term Debt over 5 years: stood at $6.1 billion in 2022, then plunged by 36.26% to $3.9 billion in 2023, then gained by 16.93% to $4.6 billion in 2024, then declined by 24.92% to $3.4 billion in 2025, then retreated by 11.13% to $3.0 billion in 2026.
  • The last three Short term Debt figures came in at $3.0 billion (Q1 2026), $3.4 billion (Q4 2025), and $2.7 billion (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Visa 539.53 Bn 527.13 Bn -
2 Mastercard 441.81 Bn 431.60 Bn -
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn
4 Capital One Financial 114.99 Bn 38.50 Bn -
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn
7 Synchrony Financial 24.22 Bn 3.66 Bn -
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 3.04 Bn
Dec 31, 2025 3.42 Bn
Sep 30, 2025 2.68 Bn
Jun 30, 2025 3.09 Bn
Mar 31, 2025 3.84 Bn
Dec 31, 2024 4.56 Bn
Sep 30, 2024 3.54 Bn
Jun 30, 2024 3.46 Bn
Mar 31, 2024 3.36 Bn
Dec 31, 2023 3.90 Bn
Sep 30, 2023 2.85 Bn
Jun 30, 2023 3.32 Bn
Mar 31, 2023 3.02 Bn
Dec 31, 2022 6.12 Bn
Sep 30, 2022 4.02 Bn
Jun 30, 2022 5.50 Bn
Mar 31, 2022 4.82 Bn
Dec 31, 2021 5.45 Bn
Dec 31, 2020 5.71 Bn
Dec 31, 2019 101.40 Mn