Bread Financial Holdings (BFH) Short term Debt (2009 - 2026)
Bread Financial Holdings' quarterly Short term Debt came in at $3.0 billion in Q1 2026, down 20.7% year-on-year from $3.8 billion in Q1 2025, and down 11.13% quarter-over-quarter from $3.4 billion in Q4 2025.
Bread Financial Holdings (BFH) Short term Debt (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Short term Debt for 18 years, with the latest figure at $3.0 billion in Q1 2026.
- For the quarter ending Q1 2026, Short term Debt fell 20.7% year-over-year to $3.0 billion; the trailing twelve-month figure through Mar 2026 stood at $3.0 billion (down 20.7% YoY), and the FY2025 full-year result was $3.4 billion, down 24.92% from the prior year.
- Short term Debt for Q1 2026 stood at $3.0 billion, down from $3.4 billion in the prior quarter.
- The five-year high for Short term Debt was $6.1 billion in Q4 2022, with the low at $2.7 billion in Q3 2025.
- Average Short term Debt over 5 years is $3.8 billion, with a median of $3.5 billion recorded in 2024.
- Year-over-year, Short term Debt sank 39.56% in 2023 and advanced 24.4% in 2024.
- Tracing BFH's Short term Debt over 5 years: stood at $6.1 billion in 2022, then plunged by 36.26% to $3.9 billion in 2023, then gained by 16.93% to $4.6 billion in 2024, then declined by 24.92% to $3.4 billion in 2025, then retreated by 11.13% to $3.0 billion in 2026.
- The last three Short term Debt figures came in at $3.0 billion (Q1 2026), $3.4 billion (Q4 2025), and $2.7 billion (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 3.04 Bn |
| Dec 31, 2025 | 3.42 Bn |
| Sep 30, 2025 | 2.68 Bn |
| Jun 30, 2025 | 3.09 Bn |
| Mar 31, 2025 | 3.84 Bn |
| Dec 31, 2024 | 4.56 Bn |
| Sep 30, 2024 | 3.54 Bn |
| Jun 30, 2024 | 3.46 Bn |
| Mar 31, 2024 | 3.36 Bn |
| Dec 31, 2023 | 3.90 Bn |
| Sep 30, 2023 | 2.85 Bn |
| Jun 30, 2023 | 3.32 Bn |
| Mar 31, 2023 | 3.02 Bn |
| Dec 31, 2022 | 6.12 Bn |
| Sep 30, 2022 | 4.02 Bn |
| Jun 30, 2022 | 5.50 Bn |
| Mar 31, 2022 | 4.82 Bn |
| Dec 31, 2021 | 5.45 Bn |
| Dec 31, 2020 | 5.71 Bn |
| Dec 31, 2019 | 101.40 Mn |