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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Return on Invested Capital (2016 - 2025)

Historic Return on Invested Capital for Bread Financial Holdings (BFH) over the last 15 years, with Q4 2025 value amounting to 0.2%.

  • Bread Financial Holdings' Return on Invested Capital rose 500.0% to 0.2% in Q4 2025 from the same period last year, while for Dec 2025 it was 0.2%, marking a year-over-year increase of 500.0%. This contributed to the annual value of 0.18% for FY2025, which is 400.0% up from last year.
  • Per Bread Financial Holdings' latest filing, its Return on Invested Capital stood at 0.2% for Q4 2025, which was up 500.0% from 0.2% recorded in Q3 2025.
  • Bread Financial Holdings' 5-year Return on Invested Capital high stood at 0.58% for Q2 2021, and its period low was 0.01% during Q2 2022.
  • Its 5-year average for Return on Invested Capital is 0.19%, with a median of 0.19% in 2024.
  • As far as peak fluctuations go, Bread Financial Holdings' Return on Invested Capital crashed by -5700bps in 2022, and later skyrocketed by 2100bps in 2023.
  • Bread Financial Holdings' Return on Invested Capital (Quarter) stood at 0.03% in 2021, then soared by 439bps to 0.15% in 2022, then skyrocketed by 32bps to 0.2% in 2023, then decreased by -28bps to 0.15% in 2024, then surged by 35bps to 0.2% in 2025.
  • Its Return on Invested Capital was 0.2% in Q4 2025, compared to 0.2% in Q3 2025 and 0.15% in Q2 2025.