Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Return on Invested Capital (2016 - 2025)

Bread Financial Holdings (BFH) has 15 years of Return on Invested Capital data on record, last reported at 0.26% in Q3 2025.

  • For Q3 2025, Return on Invested Capital rose 8.0% year-over-year to 0.26%; the TTM value through Sep 2025 reached 0.26%, up 8.0%, while the annual FY2024 figure was 0.19%, 3.0% up from the prior year.
  • Return on Invested Capital reached 0.26% in Q3 2025 per BFH's latest filing, up from 0.19% in the prior quarter.
  • Across five years, Return on Invested Capital topped out at 0.36% in Q3 2023 and bottomed at 0.01% in Q2 2022.
  • Average Return on Invested Capital over 5 years is 0.18%, with a median of 0.19% recorded in 2025.
  • Peak YoY movement for Return on Invested Capital: plummeted -56bps in 2021, then soared 34bps in 2023.
  • A 5-year view of Return on Invested Capital shows it stood at 0.03% in 2021, then soared by 348bps to 0.15% in 2022, then skyrocketed by 45bps to 0.22% in 2023, then dropped by -10bps to 0.2% in 2024, then rose by 27bps to 0.26% in 2025.
  • Per Business Quant database, its latest 3 readings for Return on Invested Capital were 0.26% in Q3 2025, 0.19% in Q2 2025, and 0.19% in Q1 2025.