Bread Financial Holdings (BFH) Invested Capital (2009 - 2026)
Bread Financial Holdings (BFH) posted Invested Capital of $6.6 billion for Q2 2026, down 7.68% on a QoQ basis from $7.2 billion in Q1 2026, and down 36.56% year-over-year from $10.5 billion in Q2 2025.
Analysis
Bread Financial Holdings (BFH) Invested Capital (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Invested Capital for 18 years, with the latest figure at $6.6 billion in Q2 2026.
- On a quarterly basis, Invested Capital fell 36.56% year-over-year to $6.6 billion in Q2 2026; TTM through Jun 2026 was $6.6 billion, a 36.56% decrease from a year earlier, with the FY2025 full-year figure at $7.6 billion, down 42.01% from the prior year.
- Invested Capital was $6.6 billion for Q2 2026 at Bread Financial Holdings, down from $7.2 billion in the prior quarter.
- The five-year high for Invested Capital was $16.4 billion in Q4 2022, with the low at $6.6 billion in Q2 2026.
- Average Invested Capital over 5 years is $9.9 billion, with a median of $9.7 billion recorded in 2022.
- The largest YoY upside for Invested Capital was 56.48% in 2025 against a maximum downside of 42.01% in 2025.
- Over 5 years, Invested Capital stood at $16.4 billion in 2022, then decreased by 26.11% to $12.1 billion in 2023, then grew by 8.74% to $13.2 billion in 2024, then tumbled by 42.01% to $7.6 billion in 2025, then decreased by 12.9% to $6.6 billion in 2026.
- The last three Invested Capital figures came in at $6.6 billion (Q2 2026), $7.2 billion (Q1 2026), and $7.6 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 33.33 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 8.82 Bn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 4.67 Bn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 6.61 Bn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 8.32 Bn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 6.51 Bn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 6.65 Bn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | - |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 1.69 Bn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 56.54 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.65 Bn |
| Mar 31, 2026 | 7.20 Bn |
| Dec 31, 2025 | 7.64 Bn |
| Sep 30, 2025 | 9.79 Bn |
| Jun 30, 2025 | 10.48 Bn |
| Mar 31, 2025 | 12.02 Bn |
| Dec 31, 2024 | 13.17 Bn |
| Sep 30, 2024 | 11.24 Bn |
| Jun 30, 2024 | 7.92 Bn |
| Mar 31, 2024 | 7.68 Bn |
| Dec 31, 2023 | 12.11 Bn |
| Sep 30, 2023 | 9.94 Bn |
| Jun 30, 2023 | 10.76 Bn |
| Mar 31, 2023 | 7.60 Bn |
| Dec 31, 2022 | 16.39 Bn |
| Sep 30, 2022 | 8.33 Bn |
| Jun 30, 2022 | 9.71 Bn |
| Mar 31, 2022 | 9.05 Bn |
| Dec 31, 2021 | 14.98 Bn |
| Dec 31, 2020 | 10.04 Bn |