Bread Financial Holdings (BFH) Invested Capital (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Invested Capital of $6.4 billion for Q1 2026, down 22.26% year-over-year from $8.2 billion in Q1 2025, and down 16.62% on a QoQ basis from $7.6 billion in Q4 2025.
Bread Financial Holdings (BFH) Invested Capital (2009 - 2026) Analysis & Trends
Bread Financial Holdings (BFH) has reported Invested Capital for 18 consecutive years, with $6.4 billion the latest figure, recorded in Q1 2026.
- In Q1 2026, Invested Capital fell 22.26% year-over-year to $6.4 billion; the TTM figure through Mar 2026 stood at $6.4 billion (down 22.26% YoY), while the FY2025 annual figure was $7.6 billion, down 11.3% from the prior year.
- Invested Capital came in at $6.4 billion for Q1 2026 at Bread Financial Holdings, down from $7.6 billion in the prior quarter.
- The five-year high for Invested Capital was $10.3 billion in Q4 2022, with the low at $5.7 billion in Q1 2023.
- Average Invested Capital over 5 years is $7.4 billion, with a median of $7.4 billion recorded in 2025.
- Across the five-year window, Invested Capital surged 301.59% in 2022 and fell 22.26% in 2026, its largest moves.
- Year by year, Invested Capital stood at $10.3 billion in 2022, then slipped by 20.07% to $8.2 billion in 2023, then rose by 4.85% to $8.6 billion in 2024, then slipped by 11.3% to $7.6 billion in 2025, then decreased by 16.62% to $6.4 billion in 2026.
- According to Business Quant data, Invested Capital over the past three periods registered $6.4 billion, $7.6 billion, and $7.1 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Invested Cap. (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 59.66 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 8.47 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 92.75 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 30.90 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 3.78 Bn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 12.63 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 32.96 Bn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.52 Bn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 2.39 Bn |
| 10 | Bread Financial Holdings | 4.51 Bn | 875.83 Mn | 983.00 Mn | 6.37 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.37 Bn |
| Dec 31, 2025 | 7.64 Bn |
| Sep 30, 2025 | 7.10 Bn |
| Jun 30, 2025 | 7.39 Bn |
| Mar 31, 2025 | 8.19 Bn |
| Dec 31, 2024 | 8.61 Bn |
| Sep 30, 2024 | 7.70 Bn |
| Jun 30, 2024 | 6.63 Bn |
| Mar 31, 2024 | 6.39 Bn |
| Dec 31, 2023 | 8.21 Bn |
| Sep 30, 2023 | 7.09 Bn |
| Jun 30, 2023 | 7.43 Bn |
| Mar 31, 2023 | 5.73 Bn |
| Dec 31, 2022 | 10.27 Bn |
| Sep 30, 2022 | 6.41 Bn |
| Jun 30, 2022 | 7.77 Bn |
| Mar 31, 2022 | 7.08 Bn |
| Dec 31, 2021 | 9.53 Bn |
| Sep 30, 2021 | 2.25 Bn |
| Jun 30, 2021 | 2.05 Bn |