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Bread Financial Holdings (BFH) Asset Utilization Ratio: 2009-2025

Historic Asset Utilization Ratio for Bread Financial Holdings (BFH) over the last 16 years, with Sep 2025 value amounting to 0.17.

  • Bread Financial Holdings' Asset Utilization Ratio fell 2.65% to 0.17 in Q3 2025 from the same period last year, while for Sep 2025 it was 0.17, marking a year-over-year decrease of 2.65%. This contributed to the annual value of 0.17 for FY2024, which is 5.62% down from last year.
  • Latest data reveals that Bread Financial Holdings reported Asset Utilization Ratio of 0.17 as of Q3 2025, which was up 1.21% from 0.17 recorded in Q2 2025.
  • Over the past 5 years, Bread Financial Holdings' Asset Utilization Ratio peaked at 0.20 during Q3 2023, and registered a low of 0.15 during Q4 2021.
  • For the 3-year period, Bread Financial Holdings' Asset Utilization Ratio averaged around 0.18, with its median value being 0.18 (2023).
  • As far as peak fluctuations go, Bread Financial Holdings' Asset Utilization Ratio dropped by 28.18% in 2021, and later climbed by 19.49% in 2023.
  • Over the past 5 years, Bread Financial Holdings' Asset Utilization Ratio (Quarterly) stood at 0.15 in 2021, then rose by 8.59% to 0.16 in 2022, then increased by 18.63% to 0.19 in 2023, then declined by 10.25% to 0.17 in 2024, then declined by 2.65% to 0.17 in 2025.
  • Its Asset Utilization Ratio stands at 0.17 for Q3 2025, versus 0.17 for Q2 2025 and 0.17 for Q1 2025.