Bread Financial Holdings (BFH) Asset Utilization Ratio (2011 - 2026)

Bread Financial Holdings' quarterly Asset Utilization Ratio came in at 0.17 in Q1 2026, up 2.68% year-on-year from 0.17 in Q1 2025, and little changed quarter-over-quarter from 0.17 in Q4 2025.

Bread Financial Holdings (BFH) Asset Utilization Ratio (2011 - 2026) Analysis & Trends

Bread Financial Holdings has reported Asset Utilization Ratio for 16 years, with the latest figure at 0.17 in Q1 2026.

  • For the quarter ending Q1 2026, Asset Utilization Ratio rose 2.68% year-over-year to 0.17; the trailing twelve-month figure through Mar 2026 stood at 0.17 (up 2.68% YoY), and the FY2025 full-year result was 0.17, up 1.23% from the prior year.
  • Asset Utilization Ratio for Q1 2026 stood at 0.17, roughly flat from 0.17 in the prior quarter.
  • The five-year high for Asset Utilization Ratio was 0.2 in Q3 2023, with the low at 0.16 in Q1 2022.
  • Average Asset Utilization Ratio over 5 years is 0.18, with a median of 0.17 recorded in 2025.
  • Year-over-year, Asset Utilization Ratio decreased 11.88% in 2022 and grew 19.49% in 2023.
  • Tracing BFH's Asset Utilization Ratio over 5 years: stood at 0.16 in 2022, then grew by 18.63% to 0.19 in 2023, then slipped by 10.25% to 0.17 in 2024, then increased by 0.75% to 0.17 in 2025, then decreased by 0.09% to 0.17 in 2026.
  • The last three Asset Utilization Ratio figures came in at 0.17 (Q1 2026), 0.17 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Asset Util. (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.45
2 Mastercard 441.81 Bn 431.60 Bn - 0.64
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.24
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.09
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.42
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.16
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.16
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 0.08
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.04
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn 0.17

Historic Data

Download Data
DateValue
Mar 31, 2026 0.17
Dec 31, 2025 0.17
Sep 30, 2025 0.17
Jun 30, 2025 0.17
Mar 31, 2025 0.17
Dec 31, 2024 0.17
Sep 30, 2024 0.18
Jun 30, 2024 0.18
Mar 31, 2024 0.18
Dec 31, 2023 0.19
Sep 30, 2023 0.20
Jun 30, 2023 0.20
Mar 31, 2023 0.18
Dec 31, 2022 0.16
Sep 30, 2022 0.17
Jun 30, 2022 0.16
Mar 31, 2022 0.16
Dec 31, 2021 0.15
Sep 30, 2021 0.16
Jun 30, 2021 0.17