Bread Financial Holdings, Inc. (BFH) Asset Utilization Ratio (2011 - 2026)
Bread Financial Holdings' (BFH) Asset Utilization Ratio stood at 0.18 in Q2 2026, up 2.6% from 0.17 a year earlier and up 2.1% from the prior quarter.
Powered by 
Analysis
Bread Financial Holdings, Inc. (BFH) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
For FY2025, Bread Financial Holdings' Asset Utilization Ratio came in at 0.17, up 1.2% from FY2024.
- Across earlier years, Asset Utilization Ratio came in at 0.17 in FY2024 (-5.6%), 0.18 in FY2023 (+8.9%), 0.16 in FY2022 (+9.8%) and 0.15 in FY2021 (+9.8%).
- The Q2 2026 figure is the highest quarterly Asset Utilization Ratio since Q3 2024.
- On a year-over-year basis, Asset Utilization Ratio has increased for three consecutive quarters, with an average decline of 3.1% over the last eight quarters.
- Peak year-over-year performance for Asset Utilization Ratio in the last five years was growth of 19.5% in Q3 2023, against a decline of 28.2% in Q4 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 0.17 (Q1 2026), 0.17 (Q4 2025) and 0.17 (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.18 |
| Mar 31, 2026 | 0.17 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.17 |
| Mar 31, 2025 | 0.17 |
| Dec 31, 2024 | 0.17 |
| Sep 30, 2024 | 0.18 |
| Jun 30, 2024 | 0.18 |
| Mar 31, 2024 | 0.18 |
| Dec 31, 2023 | 0.19 |
| Sep 30, 2023 | 0.20 |
| Jun 30, 2023 | 0.20 |
| Mar 31, 2023 | 0.18 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.17 |
| Jun 30, 2022 | 0.16 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.15 |
| Sep 30, 2021 | 0.16 |
API Access
Bread Financial Holdings, Inc. Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();