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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Asset Utilization Ratio (2016 - 2025)

Historic Asset Utilization Ratio for Bread Financial Holdings (BFH) over the last 16 years, with Q4 2025 value amounting to 0.17.

  • Bread Financial Holdings' Asset Utilization Ratio rose 74.68% to 0.17 in Q4 2025 from the same period last year, while for Dec 2025 it was 0.17, marking a year-over-year increase of 74.68%. This contributed to the annual value of 0.17 for FY2025, which is 123.36% up from last year.
  • As of Q4 2025, Bread Financial Holdings' Asset Utilization Ratio stood at 0.17, which was up 74.68% from 0.17 recorded in Q3 2025.
  • In the past 5 years, Bread Financial Holdings' Asset Utilization Ratio ranged from a high of 0.2 in Q3 2023 and a low of 0.15 during Q4 2021
  • For the 5-year period, Bread Financial Holdings' Asset Utilization Ratio averaged around 0.17, with its median value being 0.17 (2021).
  • Its Asset Utilization Ratio has fluctuated over the past 5 years, first tumbled by 2817.58% in 2021, then soared by 1948.99% in 2023.
  • Quarter analysis of 5 years shows Bread Financial Holdings' Asset Utilization Ratio stood at 0.15 in 2021, then increased by 8.59% to 0.16 in 2022, then rose by 18.63% to 0.19 in 2023, then fell by 10.25% to 0.17 in 2024, then rose by 0.75% to 0.17 in 2025.
  • Its Asset Utilization Ratio stands at 0.17 for Q4 2025, versus 0.17 for Q3 2025 and 0.17 for Q2 2025.