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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Asset Utilization Ratio (2016 - 2025)

Bread Financial Holdings (BFH) has 15 years of Asset Utilization Ratio data on record, last reported at 0.17 in Q4 2025.

  • For Q4 2025, Asset Utilization Ratio rose 0.75% year-over-year to 0.17; the TTM value through Dec 2025 reached 0.17, up 0.75%, while the annual FY2025 figure was 0.17, 1.23% up from the prior year.
  • Asset Utilization Ratio reached 0.17 in Q4 2025 per BFH's latest filing, up from 0.17 in the prior quarter.
  • Across five years, Asset Utilization Ratio topped out at 0.2 in Q3 2023 and bottomed at 0.1 in Q3 2021.
  • Average Asset Utilization Ratio over 5 years is 0.16, with a median of 0.17 recorded in 2024.
  • Peak YoY movement for Asset Utilization Ratio: plummeted 52.82% in 2021, then skyrocketed 59.45% in 2022.
  • A 5-year view of Asset Utilization Ratio shows it stood at 0.15 in 2021, then grew by 8.63% to 0.16 in 2022, then rose by 18.66% to 0.19 in 2023, then decreased by 10.27% to 0.17 in 2024, then grew by 0.75% to 0.17 in 2025.
  • Per Business Quant database, its latest 3 readings for Asset Utilization Ratio were 0.17 in Q4 2025, 0.17 in Q1 2025, and 0.17 in Q4 2024.