Growth Metrics

Bread Financial Holdings (BFH) Asset Utilization Ratio (2016 - 2026)

Bread Financial Holdings has reported Asset Utilization Ratio over the past 16 years, most recently at 0.17 for Q1 2026.

  • For Q1 2026, Asset Utilization Ratio rose 2.68% year-over-year to 0.17; the TTM value through Mar 2026 reached 0.17, up 2.68%, while the annual FY2025 figure was 0.17, 1.23% up from the prior year.
  • Asset Utilization Ratio for Q1 2026 was 0.17 at Bread Financial Holdings, roughly flat from 0.17 in the prior quarter.
  • Over five years, Asset Utilization Ratio peaked at 0.2 in Q3 2023 and troughed at 0.16 in Q1 2022.
  • A 5-year average of 0.18 and a median of 0.17 in 2025 define the central range for Asset Utilization Ratio.
  • Biggest five-year swings in Asset Utilization Ratio: fell 11.88% in 2022 and later increased 19.49% in 2023.
  • Year by year, Asset Utilization Ratio stood at 0.16 in 2022, then increased by 18.63% to 0.19 in 2023, then dropped by 10.25% to 0.17 in 2024, then rose by 0.75% to 0.17 in 2025, then fell by 0.09% to 0.17 in 2026.
  • Business Quant data shows Asset Utilization Ratio for BFH at 0.17 in Q1 2026, 0.17 in Q4 2025, and 0.17 in Q3 2025.