Bread Financial Holdings, Inc. (BFH) Free Cash Flow (2009 - 2026)
Bread Financial Holdings (BFH) reported Free Cash Flow of $533 million for Q2 2026, up 1.3% from $526 million a year earlier and up 9.4% from the prior quarter.
Powered by 
Analysis
Bread Financial Holdings, Inc. (BFH) Free Cash Flow (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Bread Financial Holdings' Free Cash Flow came in at $2.19 billion, up 18.3% year-over-year; for FY2025, it was $2.09 billion, up 12.5% from FY2024.
- Free Cash Flow has a five-year compound annual growth rate of 2.7% (FY2020 to FY2025).
- By year, Free Cash Flow came in at $1.86 billion in FY2024 (-6.4%), $1.99 billion in FY2023 (+11.6%), $1.78 billion in FY2022 (+22.0%) and $1.46 billion in FY2021 (-20.2%).
- Five-year quarterly Free Cash Flow spans a low of $223 million in Q2 2022 and a high of $629 million in Q3 2023.
- Year over year, Free Cash Flow has now increased in each of the last five quarters, with growth averaging 3.1% over the last eight quarters.
- The high point for year-over-year Free Cash Flow in five years was Q4 2022 (growth of 55.5%); the low point was Q3 2024 (a decline of 27.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $487 million (Q1 2026), $568 million (Q4 2025) and $605 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 533.00 Mn |
| Mar 31, 2026 | 487.00 Mn |
| Dec 31, 2025 | 568.00 Mn |
| Sep 30, 2025 | 605.00 Mn |
| Jun 30, 2025 | 526.00 Mn |
| Mar 31, 2025 | 393.00 Mn |
| Dec 31, 2024 | 479.00 Mn |
| Sep 30, 2024 | 456.00 Mn |
| Jun 30, 2024 | 477.00 Mn |
| Mar 31, 2024 | 447.00 Mn |
| Dec 31, 2023 | 617.00 Mn |
| Sep 30, 2023 | 629.00 Mn |
| Jun 30, 2023 | 343.00 Mn |
| Mar 31, 2023 | 398.00 Mn |
| Dec 31, 2022 | 482.00 Mn |
| Sep 30, 2022 | 598.00 Mn |
| Jun 30, 2022 | 223.00 Mn |
| Mar 31, 2022 | 477.00 Mn |
| Dec 31, 2021 | 310.00 Mn |
| Sep 30, 2021 | 451.00 Mn |
API Access
Bread Financial Holdings, Inc. Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();