Bread Financial Holdings (BFH) Equity Ratio (2009 - 2026)

Bread Financial Holdings' quarterly Equity Ratio came in at 0.15 in Q1 2026, up 8.74% year-on-year from 0.14 in Q1 2025, and up 1.53% quarter-over-quarter from 0.15 in Q4 2025.

Bread Financial Holdings (BFH) Equity Ratio (2009 - 2026) Analysis & Trends

Bread Financial Holdings has reported Equity Ratio for 18 years, with the latest figure at 0.15 in Q1 2026.

  • For the quarter ending Q1 2026, Equity Ratio rose 8.74% year-over-year to 0.15; the trailing twelve-month figure through Mar 2026 stood at 0.15 (up 8.74% YoY), and the FY2025 full-year result was 0.15, up 10.14% from the prior year.
  • Equity Ratio for Q1 2026 stood at 0.15, up from 0.15 in the prior quarter.
  • The five-year high for Equity Ratio was 0.15 in Q3 2025, with the low at 0.09 in Q4 2022.
  • Average Equity Ratio over 5 years is 0.13, with a median of 0.13 recorded in 2024.
  • Year-over-year, Equity Ratio decreased 7.06% in 2022 and soared 41.45% in 2023.
  • Tracing BFH's Equity Ratio over 5 years: stood at 0.09 in 2022, then surged by 41.45% to 0.13 in 2023, then advanced by 5.7% to 0.13 in 2024, then climbed by 10.14% to 0.15 in 2025, then rose by 1.53% to 0.15 in 2026.
  • The last three Equity Ratio figures came in at 0.15 (Q1 2026), 0.15 (Q4 2025), and 0.15 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Equity Ratio (Qtr)
1 Visa 539.53 Bn 527.13 Bn - 0.38
2 Mastercard 441.81 Bn 431.60 Bn - 0.13
3 American Express 215.01 Bn 160.96 Bn 17.43 Bn 0.11
4 Capital One Financial 114.99 Bn 38.50 Bn - 0.16
5 PayPal Holdings 41.29 Bn 31.95 Bn 7.84 Bn 0.25
6 Affirm Holdings 24.62 Bn 22.89 Bn 261.64 Mn 0.29
7 Synchrony Financial 24.22 Bn 3.66 Bn - 0.14
8 SoFi Technologies 23.71 Bn 20.31 Bn 929.25 Mn 0.20
9 Ally Financial 13.13 Bn 12.69 Bn 1.98 Bn 0.08
10 Bread Financial Holdings 3.83 Bn 191.67 Mn 983.00 Mn 0.15

Historic Data

Download Data
DateValue
Mar 31, 2026 0.15
Dec 31, 2025 0.15
Sep 30, 2025 0.15
Jun 30, 2025 0.15
Mar 31, 2025 0.14
Dec 31, 2024 0.13
Sep 30, 2024 0.14
Jun 30, 2024 0.14
Mar 31, 2024 0.14
Dec 31, 2023 0.13
Sep 30, 2023 0.13
Jun 30, 2023 0.13
Mar 31, 2023 0.12
Dec 31, 2022 0.09
Sep 30, 2022 0.11
Jun 30, 2022 0.10
Mar 31, 2022 0.11
Dec 31, 2021 0.10
Sep 30, 2021 0.10
Jun 30, 2021 0.09