Bread Financial Holdings (BFH) Research & Development (2021 - 2026)
Bread Financial Holdings (BFH) posted quarterly Research & Development of $80.0 million for Q2 2026, up 3.9% year-over-year from $77.0 million in Q2 2025, and up 5.26% quarter-over-quarter from $76.0 million in Q1 2026.
Bread Financial Holdings (BFH) Research & Development (2021 - 2026) Analysis & Trends
Bread Financial Holdings' Research & Development history runs 6 years deep, the most recent figure standing at $80.0 million for Q2 2026.
- In Q2 2026, Research & Development rose 3.9% year-over-year to $80.0 million; the TTM figure through Jun 2026 stood at $306.0 million (down 1.61% YoY), while the FY2025 annual figure was $308.0 million, up 2.67% from the prior year.
- Research & Development for Q2 2026 stood at $80.0 million, up from $76.0 million in the prior quarter.
- The five-year high for Research & Development was $82.0 million in Q4 2022, with the low at $56.0 million in Q1 2022.
- The 5-year median for Research & Development is $75.0 million (2022), against an average of $74.4 million.
- The sharpest annual moves came in 2022 and 2026: Research & Development jumped 49.09% in 2022, then decreased 6.17% in 2026.
- Bread Financial Holdings' Research & Development stood at $82.0 million in 2022, then retreated by 3.66% to $79.0 million in 2023, then advanced by 1.27% to $80.0 million in 2024, then retreated by 2.5% to $78.0 million in 2025, then climbed by 2.56% to $80.0 million in 2026.
- Business Quant data shows BFH's Research & Development at $80.0 million in Q2 2026, $76.0 million in Q1 2026, and $78.0 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 280.00 Mn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | - |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.76 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 489.00 Mn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 849.00 Mn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 248.00 Mn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 72.85 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 335.54 Mn |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn | 80.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 80.00 Mn |
| Mar 31, 2026 | 76.00 Mn |
| Dec 31, 2025 | 78.00 Mn |
| Sep 30, 2025 | 72.00 Mn |
| Jun 30, 2025 | 77.00 Mn |
| Mar 31, 2025 | 81.00 Mn |
| Dec 31, 2024 | 80.00 Mn |
| Sep 30, 2024 | 73.00 Mn |
| Jun 30, 2024 | 73.00 Mn |
| Mar 31, 2024 | 74.00 Mn |
| Dec 31, 2023 | 79.00 Mn |
| Sep 30, 2023 | 73.00 Mn |
| Jun 30, 2023 | 75.00 Mn |
| Mar 31, 2023 | 75.00 Mn |
| Dec 31, 2022 | 82.00 Mn |
| Sep 30, 2022 | 75.00 Mn |
| Jun 30, 2022 | 61.00 Mn |
| Mar 31, 2022 | 56.00 Mn |
| Dec 31, 2021 | 55.00 Mn |
| Sep 30, 2021 | 54.00 Mn |