Bread Financial Holdings (BFH) Research & Development (2021 - 2026)

Bread Financial Holdings (BFH) posted quarterly Research & Development of $80.0 million for Q2 2026, up 3.9% year-over-year from $77.0 million in Q2 2025, and up 5.26% quarter-over-quarter from $76.0 million in Q1 2026.

Bread Financial Holdings (BFH) Research & Development (2021 - 2026) Analysis & Trends

Bread Financial Holdings' Research & Development history runs 6 years deep, the most recent figure standing at $80.0 million for Q2 2026.

  • In Q2 2026, Research & Development rose 3.9% year-over-year to $80.0 million; the TTM figure through Jun 2026 stood at $306.0 million (down 1.61% YoY), while the FY2025 annual figure was $308.0 million, up 2.67% from the prior year.
  • Research & Development for Q2 2026 stood at $80.0 million, up from $76.0 million in the prior quarter.
  • The five-year high for Research & Development was $82.0 million in Q4 2022, with the low at $56.0 million in Q1 2022.
  • The 5-year median for Research & Development is $75.0 million (2022), against an average of $74.4 million.
  • The sharpest annual moves came in 2022 and 2026: Research & Development jumped 49.09% in 2022, then decreased 6.17% in 2026.
  • Bread Financial Holdings' Research & Development stood at $82.0 million in 2022, then retreated by 3.66% to $79.0 million in 2023, then advanced by 1.27% to $80.0 million in 2024, then retreated by 2.5% to $78.0 million in 2025, then climbed by 2.56% to $80.0 million in 2026.
  • Business Quant data shows BFH's Research & Development at $80.0 million in Q2 2026, $76.0 million in Q1 2026, and $78.0 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 280.00 Mn
2 Mastercard 506.53 Bn 493.04 Bn - -
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.76 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 489.00 Mn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 849.00 Mn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 248.00 Mn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 72.85 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 335.54 Mn
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 80.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 80.00 Mn
Mar 31, 2026 76.00 Mn
Dec 31, 2025 78.00 Mn
Sep 30, 2025 72.00 Mn
Jun 30, 2025 77.00 Mn
Mar 31, 2025 81.00 Mn
Dec 31, 2024 80.00 Mn
Sep 30, 2024 73.00 Mn
Jun 30, 2024 73.00 Mn
Mar 31, 2024 74.00 Mn
Dec 31, 2023 79.00 Mn
Sep 30, 2023 73.00 Mn
Jun 30, 2023 75.00 Mn
Mar 31, 2023 75.00 Mn
Dec 31, 2022 82.00 Mn
Sep 30, 2022 75.00 Mn
Jun 30, 2022 61.00 Mn
Mar 31, 2022 56.00 Mn
Dec 31, 2021 55.00 Mn
Sep 30, 2021 54.00 Mn