Bread Financial Holdings (BFH) Operating Expenses (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Operating Expenses of $483.0 million for Q2 2026, little changed year-over-year from $481.0 million in Q2 2025, and up 2.33% quarter-over-quarter from $472.0 million in Q1 2026.
Bread Financial Holdings (BFH) Operating Expenses (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Operating Expenses history runs 18 years deep, the most recent figure standing at $483.0 million for Q2 2026.
- In Q2 2026, Operating Expenses changed 0.42% year-over-year to $483.0 million; the TTM figure through Jun 2026 stood at $2.0 billion (down 3.92% YoY), while the FY2025 annual figure was $2.0 billion, down 3.5% from the prior year.
- Operating Expenses for Q2 2026 stood at $483.0 million, up from $472.0 million in the prior quarter.
- The five-year high for Operating Expenses was $574.0 million in Q3 2024, with the low at $426.0 million in Q1 2022.
- The 5-year median for Operating Expenses is $484.5 million (2022), against an average of $501.7 million.
- The sharpest annual moves came in 2022 and 2025: Operating Expenses rose 28.27% in 2022, then fell 17.07% in 2025.
- Bread Financial Holdings' Operating Expenses stood at $549.0 million in 2022, then decreased by 6.01% to $516.0 million in 2023, then advanced by 3.68% to $535.0 million in 2024, then grew by 3.74% to $555.0 million in 2025, then decreased by 12.97% to $483.0 million in 2026.
- Business Quant data shows BFH's Operating Expenses at $483.0 million in Q2 2026, $472.0 million in Q1 2026, and $555.0 million in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 4.76 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 3.69 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 14.48 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 9.04 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 7.26 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 1.33 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 950.34 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | 891.92 Mn |
| 10 | Bread Financial Holdings | 4.40 Bn | 716.01 Mn | 957.00 Mn | 483.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 483.00 Mn |
| Mar 31, 2026 | 472.00 Mn |
| Dec 31, 2025 | 555.00 Mn |
| Sep 30, 2025 | 476.00 Mn |
| Jun 30, 2025 | 481.00 Mn |
| Mar 31, 2025 | 477.00 Mn |
| Dec 31, 2024 | 535.00 Mn |
| Sep 30, 2024 | 574.00 Mn |
| Jun 30, 2024 | 469.00 Mn |
| Mar 31, 2024 | 482.00 Mn |
| Dec 31, 2023 | 516.00 Mn |
| Sep 30, 2023 | 502.00 Mn |
| Jun 30, 2023 | 530.00 Mn |
| Mar 31, 2023 | 544.00 Mn |
| Dec 31, 2022 | 549.00 Mn |
| Sep 30, 2022 | 486.00 Mn |
| Jun 30, 2022 | 473.00 Mn |
| Mar 31, 2022 | 426.00 Mn |
| Dec 31, 2021 | 428.00 Mn |
| Sep 30, 2021 | 431.00 Mn |