Bread Financial Holdings (BFH) Operating Expenses (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Operating Expenses of $483.0 million for Q2 2026, little changed year-over-year from $481.0 million in Q2 2025, and up 2.33% quarter-over-quarter from $472.0 million in Q1 2026.

Bread Financial Holdings (BFH) Operating Expenses (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Operating Expenses history runs 18 years deep, the most recent figure standing at $483.0 million for Q2 2026.

  • In Q2 2026, Operating Expenses changed 0.42% year-over-year to $483.0 million; the TTM figure through Jun 2026 stood at $2.0 billion (down 3.92% YoY), while the FY2025 annual figure was $2.0 billion, down 3.5% from the prior year.
  • Operating Expenses for Q2 2026 stood at $483.0 million, up from $472.0 million in the prior quarter.
  • The five-year high for Operating Expenses was $574.0 million in Q3 2024, with the low at $426.0 million in Q1 2022.
  • The 5-year median for Operating Expenses is $484.5 million (2022), against an average of $501.7 million.
  • The sharpest annual moves came in 2022 and 2025: Operating Expenses rose 28.27% in 2022, then fell 17.07% in 2025.
  • Bread Financial Holdings' Operating Expenses stood at $549.0 million in 2022, then decreased by 6.01% to $516.0 million in 2023, then advanced by 3.68% to $535.0 million in 2024, then grew by 3.74% to $555.0 million in 2025, then decreased by 12.97% to $483.0 million in 2026.
  • Business Quant data shows BFH's Operating Expenses at $483.0 million in Q2 2026, $472.0 million in Q1 2026, and $555.0 million in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 4.76 Bn
2 Mastercard 506.53 Bn 493.04 Bn - 3.69 Bn
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 14.48 Bn
4 Capital One Financial 136.19 Bn 81.48 Bn - 9.04 Bn
5 PayPal Holdings 52.34 Bn 41.08 Bn - 7.26 Bn
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 1.33 Bn
8 Affirm Holdings 25.93 Bn 24.20 Bn - 950.34 Mn
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn 891.92 Mn
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 483.00 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 483.00 Mn
Mar 31, 2026 472.00 Mn
Dec 31, 2025 555.00 Mn
Sep 30, 2025 476.00 Mn
Jun 30, 2025 481.00 Mn
Mar 31, 2025 477.00 Mn
Dec 31, 2024 535.00 Mn
Sep 30, 2024 574.00 Mn
Jun 30, 2024 469.00 Mn
Mar 31, 2024 482.00 Mn
Dec 31, 2023 516.00 Mn
Sep 30, 2023 502.00 Mn
Jun 30, 2023 530.00 Mn
Mar 31, 2023 544.00 Mn
Dec 31, 2022 549.00 Mn
Sep 30, 2022 486.00 Mn
Jun 30, 2022 473.00 Mn
Mar 31, 2022 426.00 Mn
Dec 31, 2021 428.00 Mn
Sep 30, 2021 431.00 Mn