Bread Financial Holdings, Inc. (BFH) Operating Expenses (2009 - 2026)
Bread Financial Holdings (BFH) posted Operating Expenses of $483 million for Q2 2026, up 0.4% from $481 million a year earlier and up 2.3% from the prior quarter.
Powered by 
Analysis
Bread Financial Holdings, Inc. (BFH) Operating Expenses (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Operating Expenses at Bread Financial Holdings was $1.99 billion, down 3.9% year-over-year; for FY2025, it was $1.99 billion, down 3.5% from FY2024.
- Annual Operating Expenses shows a five-year compound annual growth rate of 2.8% (FY2020 to FY2025).
- In prior years, Bread Financial Holdings' Operating Expenses was $2.06 billion in FY2024 (-1.5%), $2.09 billion in FY2023 (+8.3%), $1.93 billion in FY2022 (+14.7%) and $1.68 billion in FY2021 (-2.7%).
- Quarterly Operating Expenses has run from a low of $426 million in Q1 2022 to a high of $574 million in Q3 2024 over five years.
- On a year-over-year basis, Operating Expenses increased in five of the last eight quarters, with growth averaging 0.7%.
- The strongest year-over-year quarter for Operating Expenses in the past five years was Q4 2022, with growth of 28.3%; the weakest was Q4 2021, with a decline of 49.7%.
- According to Business Quant data, Operating Expenses for the three prior quarters was $472 million (Q1 2026), $555 million (Q4 2025) and $476 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 483.00 Mn |
| Mar 31, 2026 | 472.00 Mn |
| Dec 31, 2025 | 555.00 Mn |
| Sep 30, 2025 | 476.00 Mn |
| Jun 30, 2025 | 481.00 Mn |
| Mar 31, 2025 | 477.00 Mn |
| Dec 31, 2024 | 535.00 Mn |
| Sep 30, 2024 | 574.00 Mn |
| Jun 30, 2024 | 469.00 Mn |
| Mar 31, 2024 | 482.00 Mn |
| Dec 31, 2023 | 516.00 Mn |
| Sep 30, 2023 | 502.00 Mn |
| Jun 30, 2023 | 530.00 Mn |
| Mar 31, 2023 | 544.00 Mn |
| Dec 31, 2022 | 549.00 Mn |
| Sep 30, 2022 | 486.00 Mn |
| Jun 30, 2022 | 473.00 Mn |
| Mar 31, 2022 | 426.00 Mn |
| Dec 31, 2021 | 428.00 Mn |
| Sep 30, 2021 | 431.00 Mn |
API Access
Bread Financial Holdings, Inc. Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();