Growth Metrics

Bread Financial Holdings (BFH) Operating Expenses (2016 - 2025)

Bread Financial Holdings (BFH) has 17 years of Operating Expenses data on record, last reported at $554.0 million in Q4 2025.

  • For Q4 2025, Operating Expenses rose 3.55% year-over-year to $554.0 million; the TTM value through Dec 2025 reached $2.0 billion, down 3.5%, while the annual FY2025 figure was $2.0 billion, 3.5% down from the prior year.
  • Operating Expenses reached $554.0 million in Q4 2025 per BFH's latest filing, up from $476.0 million in the prior quarter.
  • Across five years, Operating Expenses topped out at $716.5 million in Q3 2021 and bottomed at $402.0 million in Q1 2021.
  • Average Operating Expenses over 5 years is $502.2 million, with a median of $484.0 million recorded in 2022.
  • Peak YoY movement for Operating Expenses: crashed 66.99% in 2021, then grew 28.27% in 2022.
  • A 5-year view of Operating Expenses shows it stood at $428.0 million in 2021, then grew by 28.27% to $549.0 million in 2022, then fell by 6.01% to $516.0 million in 2023, then rose by 3.68% to $535.0 million in 2024, then grew by 3.55% to $554.0 million in 2025.
  • Per Business Quant database, its latest 3 readings for Operating Expenses were $554.0 million in Q4 2025, $476.0 million in Q3 2025, and $481.0 million in Q2 2025.