Bread Financial Holdings (BFH) Net Margin (2009 - 2026)

Bread Financial Holdings has reported Net Margin for 18 years, with the latest figure at 17.58% in Q1 2026.

• For the quarter ending Q1 2026, Net Margin rose 336.0% year-over-year to 17.58%; the trailing twelve-month figure through Mar 2026 stood at 4.62% (up 103.0% YoY), and the FY2025 full-year result was 0.08%, down 3.0% from the prior year.
• Net Margin for Q1 2026 stood at 17.58%, up from 0.1% in the prior quarter.
• The five-year high for Net Margin was 22.8% in Q1 2022, with the low at 1.68% in Q2 2023.
• Average Net Margin over 5 years is 6.14%, with a median of 0.1% recorded in 2025.
• Year-over-year, Net Margin plunged 3452 bps in 2022 and surged 1433 bps in 2025.
• Tracing BFH's Net Margin over 5 years: stood at 13.69% in 2022, then plunged by 101 bps to 0.1% in 2023, then fell by 3 bps to 0.1% in 2024, then surged by 201 bps to 0.1% in 2025, then jumped by 17044 bps to 17.58% in 2026.
• The last three Net Margin figures came in at 17.58% (Q1 2026), 0.1% (Q4 2025), and 14.23% (Q1 2025), per Business Quant data.