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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Net Margin (2016 - 2025)

Historic Net Margin for Bread Financial Holdings (BFH) over the last 17 years, with Q4 2025 value amounting to 0.1%.

  • Bread Financial Holdings' Net Margin changed N/A to 0.1% in Q4 2025 from the same period last year, while for Dec 2025 it was 0.08%, marking a year-over-year decrease of 300.0%. This contributed to the annual value of 0.08% for FY2025, which is 300.0% down from last year.
  • Per Bread Financial Holdings' latest filing, its Net Margin stood at 0.1% for Q4 2025.
  • Bread Financial Holdings' Net Margin's 5-year high stood at 35.86% during Q2 2021, with a 5-year trough of 1.68% in Q2 2023.
  • Its 5-year average for Net Margin is 9.66%, with a median of 0.72% in 2025.
  • Per our database at Business Quant, Bread Financial Holdings' Net Margin skyrocketed by 334900bps in 2021 and then tumbled by -345200bps in 2022.
  • Bread Financial Holdings' Net Margin (Quarter) stood at 2.1% in 2021, then surged by 551bps to 13.69% in 2022, then plummeted by -101bps to 0.1% in 2023, then decreased by -3bps to 0.1% in 2024, then soared by 201bps to 0.1% in 2025.
  • Its last three reported values are 0.1% in Q4 2025, 0.41% for Q1 2025, and 0.1% during Q3 2024.