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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Net Margin: 2009-2025

Historic Net Margin for Bread Financial Holdings (BFH) over the last 17 years, with Sep 2025 value amounting to 19.36%.

  • Bread Financial Holdings' Net Margin rose 1946.00% to 19.36% in Q3 2025 from the same period last year, while for Sep 2025 it was 8.70%, marking a year-over-year increase of 539.00%. This contributed to the annual value of -0.05% for FY2024, which is 39.00% up from last year.
  • According to the latest figures from Q3 2025, Bread Financial Holdings' Net Margin is 19.36%, which was up 29.40% from 14.96% recorded in Q2 2025.
  • In the past 5 years, Bread Financial Holdings' Net Margin ranged from a high of 35.86% in Q2 2021 and a low of -12.97% during Q4 2022.
  • In the last 3 years, Bread Financial Holdings' Net Margin had a median value of -0.10% in 2023 and averaged 7.45%.
  • Per our database at Business Quant, Bread Financial Holdings' Net Margin spiked by 3,349bps in 2021 and then plummeted by 3,540bps in 2024.
  • Bread Financial Holdings' Net Margin (Quarterly) stood at 2.10% in 2021, then crashed by 1,507bps to -12.97% in 2022, then skyrocketed by 1,287bps to -0.10% in 2023, then skyrocketed by 86bps to 0.76% in 2024, then spiked by 1,946bps to 19.36% in 2025.
  • Its Net Margin was 19.36% in Q3 2025, compared to 14.96% in Q2 2025 and -0.41% in Q1 2025.