Bread Financial Holdings (BFH) Net Margin (2009 - 2026)

Bread Financial Holdings (BFH) has reported Net Margin for 18 consecutive years, with 17.58% the latest figure, recorded in Q1 2026.

• In Q1 2026, Net Margin rose 336.0% year-over-year to 17.58%; the TTM figure through Mar 2026 stood at 4.62% (up 103.0% YoY), while the FY2025 annual figure was 0.08%, down 3.0% from the prior year.
• Net Margin came in at 17.58% for Q1 2026 at Bread Financial Holdings, up from 0.1% in the prior quarter.
• The five-year high for Net Margin was 22.8% in Q1 2022, with the low at 1.68% in Q2 2023.
• Average Net Margin over 5 years is 6.14%, with a median of 0.1% recorded in 2025.
• Across the five-year window, Net Margin sank 3452 bps in 2022 and soared 1433 bps in 2025, its largest moves.
• Year by year, Net Margin stood at 13.69% in 2022, then slumped by 101 bps to 0.1% in 2023, then decreased by 3 bps to 0.1% in 2024, then jumped by 201 bps to 0.1% in 2025, then soared by 17044 bps to 17.58% in 2026.
• According to Business Quant data, Net Margin over the past three periods registered 17.58%, 0.1%, and 14.23% for Q1 2026, Q4 2025, and Q1 2025 respectively.