Bread Financial Holdings (BFH) Profit After Tax (2009 - 2026)
Bread Financial Holdings' quarterly Profit After Tax came in at $181.0 million in Q1 2026, up 31.16% year-on-year from $138.0 million in Q1 2025, and up 217.54% quarter-over-quarter from $57.0 million in Q4 2025.
Bread Financial Holdings (BFH) Profit After Tax (2009 - 2026) Analysis & Trends
Bread Financial Holdings has reported Profit After Tax for 18 years, with the latest figure at $181.0 million in Q1 2026.
- For the quarter ending Q1 2026, Profit After Tax rose 31.16% year-over-year to $181.0 million; the trailing twelve-month figure through Mar 2026 stood at $565.0 million (up 99.65% YoY), and the FY2025 full-year result was $521.0 million, up 86.74% from the prior year.
- Profit After Tax for Q1 2026 stood at $181.0 million, up from $57.0 million in the prior quarter.
- The five-year high for Profit After Tax was $455.0 million in Q1 2023, with the low at -$134.0 million in Q4 2022.
- Average Profit After Tax over 5 years is $114.1 million, with a median of $134.0 million recorded in 2022.
- Year-over-year, Profit After Tax slumped 844.44% in 2022 and jumped 6166.67% in 2025.
- Tracing BFH's Profit After Tax over 5 years: stood at -$134.0 million in 2022, then soared by 132.84% to $44.0 million in 2023, then tumbled by 79.55% to $9.0 million in 2024, then soared by 533.33% to $57.0 million in 2025, then surged by 217.54% to $181.0 million in 2026.
- The last three Profit After Tax figures came in at $181.0 million (Q1 2026), $57.0 million (Q4 2025), and $188.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | PAT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | 6.02 Bn |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | 3.88 Bn |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 2.97 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 2.17 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | 1.11 Bn |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | 102.90 Mn |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 805.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 166.73 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 319.00 Mn |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 181.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 181.00 Mn |
| Dec 31, 2025 | 57.00 Mn |
| Sep 30, 2025 | 188.00 Mn |
| Jun 30, 2025 | 139.00 Mn |
| Mar 31, 2025 | 138.00 Mn |
| Dec 31, 2024 | 9.00 Mn |
| Sep 30, 2024 | 3.00 Mn |
| Jun 30, 2024 | 133.00 Mn |
| Mar 31, 2024 | 135.00 Mn |
| Dec 31, 2023 | 44.00 Mn |
| Sep 30, 2023 | 171.00 Mn |
| Jun 30, 2023 | 64.00 Mn |
| Mar 31, 2023 | 455.00 Mn |
| Dec 31, 2022 | -134.00 Mn |
| Sep 30, 2022 | 134.00 Mn |
| Jun 30, 2022 | 12.00 Mn |
| Mar 31, 2022 | 210.00 Mn |
| Dec 31, 2021 | 18.00 Mn |
| Sep 30, 2021 | 206.00 Mn |
| Jun 30, 2021 | 274.00 Mn |