Bread Financial Holdings (BFH) Interest Expense - Deposits (2021 - 2026)
Bread Financial Holdings' quarterly Interest Expense - Deposits came in at $133.0 million in Q1 2026, down 3.62% year-on-year from $138.0 million in Q1 2025, and down 2.92% quarter-over-quarter from $137.0 million in Q4 2025.
Bread Financial Holdings (BFH) Interest Expense - Deposits (2021 - 2026) Analysis & Trends
Bread Financial Holdings has reported Interest Expense - Deposits for 6 years, with the latest figure at $133.0 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expense - Deposits fell 3.62% year-over-year to $133.0 million; the trailing twelve-month figure through Mar 2026 stood at $548.0 million (down 7.12% YoY), and the FY2025 full-year result was $554.0 million, down 8.88% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $133.0 million, down from $137.0 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $155.0 million in Q1 2024, with the low at $34.0 million in Q1 2022.
- Average Interest Expense - Deposits over 5 years is $122.1 million, with a median of $138.0 million recorded in 2025.
- Year-over-year, Interest Expense - Deposits fell 27.66% in 2022 and surged 244.12% in 2023.
- Tracing BFH's Interest Expense - Deposits over 5 years: stood at $101.0 million in 2022, then jumped by 52.48% to $154.0 million in 2023, then dropped by 4.55% to $147.0 million in 2024, then declined by 6.8% to $137.0 million in 2025, then decreased by 2.92% to $133.0 million in 2026.
- The last three Interest Expense - Deposits figures came in at $133.0 million (Q1 2026), $137.0 million (Q4 2025), and $139.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 539.53 Bn | 527.13 Bn | - | - |
| 2 | Mastercard | 441.81 Bn | 431.60 Bn | - | - |
| 3 | American Express | 215.01 Bn | 160.96 Bn | 17.43 Bn | 1.29 Bn |
| 4 | Capital One Financial | 114.99 Bn | 38.50 Bn | - | 3.39 Bn |
| 5 | PayPal Holdings | 41.29 Bn | 31.95 Bn | 7.84 Bn | - |
| 6 | Affirm Holdings | 24.62 Bn | 22.89 Bn | 261.64 Mn | - |
| 7 | Synchrony Financial | 24.22 Bn | 3.66 Bn | - | 770.00 Mn |
| 8 | SoFi Technologies | 23.71 Bn | 20.31 Bn | 929.25 Mn | 287.23 Mn |
| 9 | Ally Financial | 13.13 Bn | 12.69 Bn | 1.98 Bn | 1.23 Bn |
| 10 | Bread Financial Holdings | 3.83 Bn | 191.67 Mn | 983.00 Mn | 133.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 133.00 Mn |
| Dec 31, 2025 | 137.00 Mn |
| Sep 30, 2025 | 139.00 Mn |
| Jun 30, 2025 | 139.00 Mn |
| Mar 31, 2025 | 138.00 Mn |
| Dec 31, 2024 | 147.00 Mn |
| Sep 30, 2024 | 153.00 Mn |
| Jun 30, 2024 | 152.00 Mn |
| Mar 31, 2024 | 155.00 Mn |
| Dec 31, 2023 | 154.00 Mn |
| Sep 30, 2023 | 143.00 Mn |
| Jun 30, 2023 | 127.00 Mn |
| Mar 31, 2023 | 117.00 Mn |
| Dec 31, 2022 | 101.00 Mn |
| Sep 30, 2022 | 66.00 Mn |
| Jun 30, 2022 | 41.00 Mn |
| Mar 31, 2022 | 34.00 Mn |
| Dec 31, 2021 | 37.00 Mn |
| Sep 30, 2021 | 39.00 Mn |
| Jun 30, 2021 | 43.00 Mn |