Bread Financial Holdings (BFH) Interest Expense - Deposits (2021 - 2026)
Bread Financial Holdings (BFH) posted quarterly Interest Expense - Deposits of $139.0 million for Q2 2026, little changed year-over-year from $139.0 million in Q2 2025, and up 4.51% quarter-over-quarter from $133.0 million in Q1 2026.
Analysis
Bread Financial Holdings (BFH) Interest Expense - Deposits (2021 - 2026) Analysis & Trends
Bread Financial Holdings' Interest Expense - Deposits history runs 6 years deep, the most recent figure standing at $139.0 million for Q2 2026.
- In Q2 2026, Interest Expense - Deposits changed 0.0% year-over-year to $139.0 million; the TTM figure through Jun 2026 stood at $548.0 million (down 5.03% YoY), while the FY2025 annual figure was $554.0 million, down 8.88% from the prior year.
- Interest Expense - Deposits for Q2 2026 stood at $139.0 million, up from $133.0 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $155.0 million in Q1 2024, with the low at $34.0 million in Q1 2022.
- The 5-year median for Interest Expense - Deposits is $138.5 million (2025), against an average of $123.1 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits slipped 27.66% in 2022, then surged 244.12% in 2023.
- Bread Financial Holdings' Interest Expense - Deposits stood at $101.0 million in 2022, then surged by 52.48% to $154.0 million in 2023, then decreased by 4.55% to $147.0 million in 2024, then slipped by 6.8% to $137.0 million in 2025, then increased by 1.46% to $139.0 million in 2026.
- Business Quant data shows BFH's Interest Expense - Deposits at $139.0 million in Q2 2026, $133.0 million in Q1 2026, and $137.0 million in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | - |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | - |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.28 Bn |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 3.34 Bn |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | - |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 767.00 Mn |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 320.46 Mn |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 1.20 Bn |
| 10 | Bread Financial Holdings | 4.09 Bn | -15.99 Bn | 957.00 Mn | 139.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 139.00 Mn |
| Mar 31, 2026 | 133.00 Mn |
| Dec 31, 2025 | 137.00 Mn |
| Sep 30, 2025 | 139.00 Mn |
| Jun 30, 2025 | 139.00 Mn |
| Mar 31, 2025 | 138.00 Mn |
| Dec 31, 2024 | 147.00 Mn |
| Sep 30, 2024 | 153.00 Mn |
| Jun 30, 2024 | 152.00 Mn |
| Mar 31, 2024 | 155.00 Mn |
| Dec 31, 2023 | 154.00 Mn |
| Sep 30, 2023 | 143.00 Mn |
| Jun 30, 2023 | 127.00 Mn |
| Mar 31, 2023 | 117.00 Mn |
| Dec 31, 2022 | 101.00 Mn |
| Sep 30, 2022 | 66.00 Mn |
| Jun 30, 2022 | 41.00 Mn |
| Mar 31, 2022 | 34.00 Mn |
| Dec 31, 2021 | 37.00 Mn |
| Sep 30, 2021 | 39.00 Mn |