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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) EBITDA Margin (2016 - 2025)

Historic EBITDA Margin for Bread Financial Holdings (BFH) over the last 17 years, with Q4 2025 value amounting to 38.56%.

  • Bread Financial Holdings' EBITDA Margin rose 15900.0% to 38.56% in Q4 2025 from the same period last year, while for Dec 2025 it was 44.34%, marking a year-over-year increase of 18500.0%. This contributed to the annual value of 44.92% for FY2025, which is 19000.0% up from last year.
  • According to the latest figures from Q4 2025, Bread Financial Holdings' EBITDA Margin is 38.56%, which was up 15900.0% from 47.06% recorded in Q3 2025.
  • In the past 5 years, Bread Financial Holdings' EBITDA Margin ranged from a high of 62.73% in Q1 2021 and a low of 133.21% during Q4 2021
  • Its 5-year average for EBITDA Margin is 37.51%, with a median of 45.42% in 2021.
  • Per our database at Business Quant, Bread Financial Holdings' EBITDA Margin crashed by -1565200bps in 2021 and then skyrocketed by 1746500bps in 2022.
  • Bread Financial Holdings' EBITDA Margin (Quarter) stood at 133.21% in 2021, then skyrocketed by 131bps to 41.43% in 2022, then grew by 8bps to 44.69% in 2023, then decreased by -17bps to 36.97% in 2024, then increased by 4bps to 38.56% in 2025.
  • Its EBITDA Margin stands at 38.56% for Q4 2025, versus 47.06% for Q3 2025 and 44.56% for Q2 2025.