Bread Financial Holdings (BFH) FCF Payout Ratio (2017 - 2026)
Bread Financial Holdings' FCF Payout Ratio was 0.02 in Q3 2026, up 56.6% from 0.01 a year earlier and up 12.9% from the prior quarter.
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Analysis
Bread Financial Holdings (BFH) FCF Payout Ratio (2017 - 2026) Analysis & Trends
From Q1 2017 onward, Bread Financial Holdings has reported FCF Payout Ratio for 38 quarters.
- In earlier years, FCF Payout Ratio was 0.02 in FY2024 (+9.4%), 0.02 in FY2023 (-12.5%), 0.02 in FY2022 (-16.1%) and 0.03 in FY2021 (-13.7%).
- Quarterly FCF Payout Ratio has moved between 0.01 (Q3 2025) and 0.05 (Q2 2022) over five years.
- Compared with a year earlier, FCF Payout Ratio was higher in four of the last eight quarters, with growth averaging 7.5%.
- The best year-over-year quarter for FCF Payout Ratio over five years was Q3 2026 (growth of 56.6%); the worst was Q4 2022 (a decline of 35.7%).
- Per Business Quant data, BFH's FCF Payout Ratio in the three quarters before Q3 2026 was 0.02 (Q2 2026), 0.03 (Q1 2026) and 0.02 (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 40.96 Bn | 29.78 Bn | - | 0.01 |
| 2 | Orix | 36.82 Bn | 3.63 Bn | - | - |
| 3 | Royalty Pharma | 30.51 Bn | 27.88 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.64 Bn | 26.64 Bn | - | - |
| 5 | Royal Gold | 23.60 Bn | 22.77 Bn | 390.45 Mn | 0.14 |
| 6 | Synchrony Financial | 23.18 Bn | -44.45 Bn | - | 0.04 |
| 7 | Affirm Holdings | 23.17 Bn | 16.22 Bn | - | - |
| 8 | Annaly Capital Management | 14.38 Bn | 5.33 Bn | - | - |
| 9 | Ares Capital | 13.91 Bn | 11.66 Bn | - | - |
| 10 | Bread Financial Holdings | 3.74 Bn | -11.14 Bn | - | 0.02 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.02 |
| Jun 30, 2026 | 0.02 |
| Mar 31, 2026 | 0.03 |
| Dec 31, 2025 | 0.02 |
| Sep 30, 2025 | 0.01 |
| Jun 30, 2025 | 0.02 |
| Mar 31, 2025 | 0.03 |
| Dec 31, 2024 | 0.02 |
| Sep 30, 2024 | 0.02 |
| Jun 30, 2024 | 0.02 |
| Mar 31, 2024 | 0.02 |
| Dec 31, 2023 | 0.02 |
| Sep 30, 2023 | 0.02 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.03 |
| Dec 31, 2022 | 0.02 |
| Sep 30, 2022 | 0.02 |
| Jun 30, 2022 | 0.05 |
| Mar 31, 2022 | 0.02 |
| Dec 31, 2021 | 0.04 |
API Access
Bread Financial Holdings FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=BFH&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "BFH", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=BFH&period=max&api_key=YOUR_API_KEY");
const data = await res.json();