Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Others
Ratios
Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Times Interest Earned (2016 - 2025)

Historic Times Interest Earned for Bread Financial Holdings (BFH) over the last 17 years, with Q4 2025 value amounting to $1.89.

  • Bread Financial Holdings' Times Interest Earned rose 2762.06% to $1.89 in Q4 2025 from the same period last year, while for Dec 2025 it was $2.0, marking a year-over-year increase of 1751.24%. This contributed to the annual value of $2.0 for FY2025, which is 1765.03% up from last year.
  • As of Q4 2025, Bread Financial Holdings' Times Interest Earned stood at $1.89, which was up 2762.06% from $2.18 recorded in Q3 2025.
  • In the past 5 years, Bread Financial Holdings' Times Interest Earned ranged from a high of $5.87 in Q1 2022 and a low of -$13.42 during Q4 2021
  • Over the past 5 years, Bread Financial Holdings' median Times Interest Earned value was $2.11 (recorded in 2025), while the average stood at $1.98.
  • The largest annual percentage gain for Bread Financial Holdings' Times Interest Earned in the last 5 years was 29736.53% (2021), contrasted with its biggest fall of 68338.64% (2021).
  • Bread Financial Holdings' Times Interest Earned (Quarter) stood at -$13.42 in 2021, then skyrocketed by 116.36% to $2.19 in 2022, then fell by 13.09% to $1.91 in 2023, then decreased by 22.39% to $1.48 in 2024, then rose by 27.62% to $1.89 in 2025.
  • Its Times Interest Earned was $1.89 in Q4 2025, compared to $2.18 in Q3 2025 and $1.88 in Q2 2025.