Bread Financial Holdings (BFH) Times Interest Earned (2009 - 2026)

Bread Financial Holdings (BFH) posted quarterly Times Interest Earned of $2.43 for Q2 2026, up 29.17% year-over-year from $1.88 in Q2 2025, and down 8.19% quarter-over-quarter from $2.65 in Q1 2026.

Bread Financial Holdings (BFH) Times Interest Earned (2009 - 2026) Analysis & Trends

Bread Financial Holdings' Times Interest Earned history runs 18 years deep, the most recent figure standing at $2.43 for Q2 2026.

  • In Q2 2026, Times Interest Earned rose 29.17% year-over-year to $2.43; the TTM figure through Jun 2026 stood at $35.65 (up 61.93% YoY), while the FY2025 annual figure was $1.97, up 15.75% from the prior year.
  • Times Interest Earned for Q2 2026 stood at $2.43, down from $2.65 in the prior quarter.
  • The five-year high for Times Interest Earned was $5.87 in Q1 2022, with the low at -$2.13 in Q4 2022.
  • The 5-year median for Times Interest Earned is $1.99 (2024), against an average of $1.97.
  • Peak annual rise in Times Interest Earned reached 342.58% in 2022, while the deepest fall reached 147.51% in 2022.
  • Bread Financial Holdings' Times Interest Earned stood at -$2.13 in 2022, then jumped by 189.58% to $1.91 in 2023, then slumped by 129.25% to -$0.56 in 2024, then fell by 23.21% to -$0.69 in 2025, then surged by 453.63% to $2.43 in 2026.
  • Business Quant data shows BFH's Times Interest Earned at $2.43 in Q2 2026, $2.65 in Q1 2026, and -$0.69 in Q4 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Visa 618.21 Bn 605.85 Bn - 35.45
2 Mastercard 506.53 Bn 493.04 Bn - 25.63
3 American Express 232.32 Bn 183.00 Bn 17.99 Bn 1.79
4 Capital One Financial 136.19 Bn 81.48 Bn - 1.53
5 PayPal Holdings 52.34 Bn 41.08 Bn - 1.46
6 Eason Technology 35.89 Bn 35.89 Bn - -
7 Synchrony Financial 26.09 Bn 9.90 Bn - 2.22
8 Affirm Holdings 25.93 Bn 24.20 Bn - 0.78
9 SoFi Technologies 23.04 Bn 22.68 Bn -41.62 Mn -3.03
10 Bread Financial Holdings 4.40 Bn 716.01 Mn 957.00 Mn 2.43

Historic Data

Download Data
DateValue
Jun 30, 2026 2.43
Mar 31, 2026 2.65
Dec 31, 2025 -0.69
Sep 30, 2025 2.18
Jun 30, 2025 1.88
Mar 31, 2025 2.04
Dec 31, 2024 -0.56
Sep 30, 2024 1.55
Jun 30, 2024 1.81
Mar 31, 2024 1.94
Dec 31, 2023 1.91
Sep 30, 2023 2.25
Jun 30, 2023 1.86
Mar 31, 2023 3.24
Dec 31, 2022 -2.13
Sep 30, 2022 3.38
Jun 30, 2022 3.89
Mar 31, 2022 5.87
Dec 31, 2021 4.48
Sep 30, 2021 4.21