Bread Financial Holdings (BFH) Times Interest Earned (2009 - 2026)
Bread Financial Holdings (BFH) posted quarterly Times Interest Earned of $2.43 for Q2 2026, up 29.17% year-over-year from $1.88 in Q2 2025, and down 8.19% quarter-over-quarter from $2.65 in Q1 2026.
Analysis
Bread Financial Holdings (BFH) Times Interest Earned (2009 - 2026) Analysis & Trends
Bread Financial Holdings' Times Interest Earned history runs 18 years deep, the most recent figure standing at $2.43 for Q2 2026.
- In Q2 2026, Times Interest Earned rose 29.17% year-over-year to $2.43; the TTM figure through Jun 2026 stood at $35.65 (up 61.93% YoY), while the FY2025 annual figure was $1.97, up 15.75% from the prior year.
- Times Interest Earned for Q2 2026 stood at $2.43, down from $2.65 in the prior quarter.
- The five-year high for Times Interest Earned was $5.87 in Q1 2022, with the low at -$2.13 in Q4 2022.
- The 5-year median for Times Interest Earned is $1.99 (2024), against an average of $1.97.
- Peak annual rise in Times Interest Earned reached 342.58% in 2022, while the deepest fall reached 147.51% in 2022.
- Bread Financial Holdings' Times Interest Earned stood at -$2.13 in 2022, then jumped by 189.58% to $1.91 in 2023, then slumped by 129.25% to -$0.56 in 2024, then fell by 23.21% to -$0.69 in 2025, then surged by 453.63% to $2.43 in 2026.
- Business Quant data shows BFH's Times Interest Earned at $2.43 in Q2 2026, $2.65 in Q1 2026, and -$0.69 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 35.45 |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 25.63 |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 1.95 |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | - |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 1.24 |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 2.22 |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 0.05 |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 0.50 |
| 10 | Bread Financial Holdings | 4.09 Bn | -15.99 Bn | 957.00 Mn | 2.43 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.43 |
| Mar 31, 2026 | 2.65 |
| Dec 31, 2025 | 1.89 |
| Sep 30, 2025 | 2.18 |
| Jun 30, 2025 | 1.88 |
| Mar 31, 2025 | 2.04 |
| Dec 31, 2024 | 1.48 |
| Sep 30, 2024 | 1.55 |
| Jun 30, 2024 | 1.81 |
| Mar 31, 2024 | 1.94 |
| Dec 31, 2023 | 1.91 |
| Sep 30, 2023 | 2.25 |
| Jun 30, 2023 | 1.86 |
| Mar 31, 2023 | 3.24 |
| Dec 31, 2022 | -2.13 |
| Sep 30, 2022 | 3.38 |
| Jun 30, 2022 | 3.89 |
| Mar 31, 2022 | 5.87 |
| Dec 31, 2021 | 4.48 |
| Sep 30, 2021 | 4.21 |