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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Times Interest Earned (2016 - 2025)

Bread Financial Holdings (BFH) has 17 years of Times Interest Earned data on record, last reported at $1.9 in Q4 2025.

  • For Q4 2025, Times Interest Earned rose 28.3% year-over-year to $1.9; the TTM value through Dec 2025 reached $2.0, up 17.65%, while the annual FY2025 figure was $2.0, 17.65% up from the prior year.
  • Times Interest Earned reached $1.9 in Q4 2025 per BFH's latest filing, down from $2.18 in the prior quarter.
  • Across five years, Times Interest Earned topped out at $5.87 in Q1 2022 and bottomed at -$13.41 in Q4 2021.
  • Average Times Interest Earned over 5 years is $1.98, with a median of $2.11 recorded in 2025.
  • The widest YoY moves for Times Interest Earned: up 297.37% in 2021, down 178.65% in 2021.
  • A 5-year view of Times Interest Earned shows it stood at -$13.41 in 2021, then surged by 116.36% to $2.19 in 2022, then dropped by 13.09% to $1.91 in 2023, then decreased by 22.39% to $1.48 in 2024, then grew by 28.3% to $1.9 in 2025.
  • Per Business Quant database, its latest 3 readings for Times Interest Earned were $1.9 in Q4 2025, $2.18 in Q3 2025, and $1.88 in Q2 2025.