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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Bread Financial Holdings (BFH) Times Interest Earned (2016 - 2026)

Bread Financial Holdings has reported Times Interest Earned over the past 18 years, most recently at $2.65 for Q1 2026.

  • For Q1 2026, Times Interest Earned rose 30.07% year-over-year to $2.65; the TTM value through Mar 2026 reached $2.14, up 24.62%, while the annual FY2025 figure was $2.0, 17.65% up from the prior year.
  • Times Interest Earned for Q1 2026 was $2.65 at Bread Financial Holdings, up from $1.89 in the prior quarter.
  • Over five years, Times Interest Earned peaked at $5.87 in Q1 2022 and troughed at $1.48 in Q4 2024.
  • A 5-year average of $2.47 and a median of $2.04 in 2025 define the central range for Times Interest Earned.
  • Biggest five-year swings in Times Interest Earned: soared 116.36% in 2022 and later plummeted 52.16% in 2023.
  • Year by year, Times Interest Earned stood at $2.19 in 2022, then fell by 13.09% to $1.91 in 2023, then dropped by 22.39% to $1.48 in 2024, then increased by 27.62% to $1.89 in 2025, then surged by 40.13% to $2.65 in 2026.
  • Business Quant data shows Times Interest Earned for BFH at $2.65 in Q1 2026, $1.89 in Q4 2025, and $2.18 in Q3 2025.