According to recent filings covering the 90 days ending January 10, 2026, the three most significant insider holders at Bread Financial Holdings are President And Ceo Ralph J Andretta (535.00K shares), TenPercentOwner Creek Asset Management Inc. Turtle (293.09K shares), Evp And Chief Commercial Officer Valerie E Greer (151.95K shares).
| Holder | Position | Shares | Report Date |
|---|---|---|---|
| Ralph J Andretta | President And Ceo | 534,997 | 15 Dec, 2025 |
| Creek Asset Management Inc. Turtle | 293,092 | 29 Jan, 2024 | |
| Valerie E Greer | Evp And Chief Commercial Officer | 151,951 | 15 Dec, 2025 |
| Perry S Beberman | Evp And Chief Financial Officer | 134,721 | 20 Feb, 2025 |
| Joseph L Iii Motes | Evp And Cao And Gen Counsel & Secy | 123,734 | 15 Dec, 2025 |
| Tammy M Mcconnaughey | Evp And Operations & Credit Risk | 119,058 | 20 Feb, 2025 |
| Allegra S Driscoll | Evp And Chief Technology Officer | 47,547 | 20 Feb, 2025 |
| John C Gerspach | 46,224 | 17 Oct, 2025 | |
| Roger H Ballou | 41,117 | 18 Jun, 2025 | |
| Laura Santillan | Svp And Chief Acctg. Officer | 38,249 | 26 Oct, 2021 |
| Jonathan Bryan Campbell | Svp And Chief Accounting Officer | 36,227 | 20 Feb, 2025 |
| Laurie Anne Tucker | 33,821 | 18 Jun, 2025 | |
| Timothy J Theriault | 25,746 | 18 Jun, 2025 | |
| Sharen J Turney | 21,536 | 18 Jun, 2025 | |
| Rajesh Natarajan | 19,804 | 18 Jun, 2025 | |
| John Jeffrey Chesnut | Svp And Treasurer | 19,141 | 26 Oct, 2021 |
| John J. Fawcett | 10,302 | 01 Aug, 2025 | |
| Clair Joyce St | 9,669 | 18 Jun, 2025 | |
| Praniti Lakhwara | 5,622 | 18 Jun, 2025 | |
| Karin Kimbrough | 4,889 | 19 Apr, 2023 |
* Please note that the shares above only reflect shares from the fund portfolio and the institutional portfolio. Shares from the personal portfolio are excluded from this Institutional Ownership Page. See these insiders' latest transactions here on Insider Page.
| Transaction Date | Insider Name | Security Class | Transaction Type | Shares Traded | Price | Shares Remaining | Ownership | Code |
|---|---|---|---|---|---|---|---|---|
| 11 Dec, 2025 | Joseph L Iii Motes | Common Stock | D | 346 | $73.62 | 123,734 | D | F |
| 11 Dec, 2025 | Ralph J Andretta | Common Stock | D | 4,116 | $73.62 | 534,997 | D | F |
| 11 Dec, 2025 | Valerie E Greer | Common Stock | D | 1,256 | $73.62 | 151,951 | D | F |
| 15 Oct, 2025 | John C Gerspach | Common Stock | A | 670 | - | 46,224 | D | A |
| 30 Jul, 2025 | John J. Fawcett | Common Stock | A | 927 | $61.79 | 10,202 | D | P |
| 30 Jul, 2025 | John J. Fawcett | - | - | 10,202 | D | |||
| 30 Jul, 2025 | John J. Fawcett | Common Stock | A | 100 | $61.80 | 10,302 | D | P |
| 30 Jul, 2025 | John J. Fawcett | - | - | 10,302 | D | |||
| 15 Jul, 2025 | John C Gerspach | Common Stock | A | 671 | - | 45,554 | D | A |
| 16 Jun, 2025 | Roger H Ballou | Common Stock | A | 2,802 | - | 41,117 | D | A |
| 16 Jun, 2025 | Timothy J Theriault | Common Stock | A | 2,802 | - | 25,746 | D | A |
| 16 Jun, 2025 | John C Gerspach | Common Stock | A | 2,802 | - | 44,883 | D | A |
| 16 Jun, 2025 | Sharen J Turney | Common Stock | A | 2,802 | - | 21,536 | D | A |
| 16 Jun, 2025 | Laurie Anne Tucker | Common Stock | A | 2,802 | - | 33,821 | D | A |
| 16 Jun, 2025 | Laurie Anne Tucker | - | - | 33,821 | D | |||
| 16 Jun, 2025 | Clair Joyce St | Common Stock | A | 2,802 | - | 9,669 | D | A |
| 16 Jun, 2025 | John J. Fawcett | Common Stock | A | 2,802 | - | 9,275 | D | A |
| 16 Jun, 2025 | Rajesh Natarajan | Common Stock | A | 2,802 | - | 19,804 | D | A |
| 16 Jun, 2025 | Praniti Lakhwara | Common Stock | A | 2,802 | - | 5,622 | D | A |
| 15 Apr, 2025 | John C Gerspach | Common Stock | A | 842 | - | 42,081 | D | A |