Enova International (ENVA) Short-Term Debt issuances (2016 - 2026)
Enova International (ENVA) recorded Short-Term Debt issuances of $625 million in Q3 2026, up 38.0% from $453 million a year earlier and up 21.6% from the prior quarter.
Enova International (ENVA) Short-Term Debt issuances (2016 - 2026) Analysis & Trends
On a TTM basis, Enova International's Short-Term Debt issuances came in at $2.28 billion as of Sep 30, 2026, up 51.4% year-over-year; for FY2025, it came in at $1.77 billion, up 107.5% from FY2024.
- Annual Short-Term Debt issuances has increased for three straight years, with a five-year compound annual growth rate of 77.5% (FY2020 to FY2025).
- Across earlier years, Short-Term Debt issuances came in at $852 million in FY2024 (+101.4%), $423 million in FY2023 (+204.3%), $139 million in FY2022 (-54.0%) and $302 million in FY2021 (+201.2%).
- The Q3 2026 figure is the highest quarterly Short-Term Debt issuances in data going back to Q1 2016.
- On a year-over-year basis, Short-Term Debt issuances has increased for 11 consecutive quarters, with growth averaging 86.6% over the last eight quarters.
- Peak year-over-year performance for Short-Term Debt issuances in the last five years was growth of 275.0% in Q3 2023, against a decline of 66.7% in Q1 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $514 million (Q2 2026), $578 million (Q1 2026) and $567 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ST Debt Issuance (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - | - |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn | - |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - | - |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - | - |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - | - |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn | - |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - | 2,459.61 Bn |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - | - |
| 10 | Enova International | 4.28 Bn | 3.88 Bn | 614.36 Mn | 625.00 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 625.00 Mn |
| Jun 30, 2026 | 514.00 Mn |
| Mar 31, 2026 | 578.00 Mn |
| Dec 31, 2025 | 567.00 Mn |
| Sep 30, 2025 | 453.00 Mn |
| Jun 30, 2025 | 346.00 Mn |
| Mar 31, 2025 | 402.00 Mn |
| Dec 31, 2024 | 308.00 Mn |
| Sep 30, 2024 | 228.00 Mn |
| Jun 30, 2024 | 174.00 Mn |
| Mar 31, 2024 | 142.00 Mn |
| Dec 31, 2023 | 156.00 Mn |
| Sep 30, 2023 | 150.00 Mn |
| Jun 30, 2023 | 57.00 Mn |
| Mar 31, 2023 | 60.00 Mn |
| Sep 30, 2022 | 40.00 Mn |
| Jun 30, 2022 | 65.00 Mn |
| Mar 31, 2022 | 34.00 Mn |
| Dec 31, 2021 | 200.00 Mn |
| Mar 31, 2021 | 102.00 Mn |
Enova International Short-Term Debt issuances API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=short-term-debt-issuances&ticker=ENVA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "short-term-debt-issuances", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=short-term-debt-issuances&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();