Enova International (ENVA) Amortization of Deferred Charges (2014 - 2026)
Enova International's Amortization of Deferred Charges was $4.7 million in Q3 2026, up 7.8% from $4.36 million a year earlier and up 9.3% from the prior quarter.
Enova International (ENVA) Amortization of Deferred Charges (2014 - 2026) Analysis & Trends
On a trailing twelve-month basis, Enova International's Amortization of Deferred Charges was $17.56 million through Sep 30, 2026, up 9.1% year-over-year; for FY2025, it came in at $16.59 million, up 5.1% from FY2024.
- Amortization of Deferred Charges has now increased for three consecutive years, with a five-year compound annual growth rate of 5.5% (FY2020 to FY2025).
- In earlier years, Amortization of Deferred Charges was $15.79 million in FY2024 (+56.0%), $10.12 million in FY2023 (+77.7%), $5.7 million in FY2022 (-8.5%) and $6.22 million in FY2021 (-51.0%).
- The Q3 2026 figure marks the highest quarterly Amortization of Deferred Charges since Q3 2024.
- Compared with a year earlier, Amortization of Deferred Charges has increased for four straight quarters, with growth averaging 8.5% over the last eight quarters.
- The best year-over-year quarter for Amortization of Deferred Charges over five years was Q1 2024 (growth of 115.6%); the worst was Q4 2021 (a decline of 85.1%).
- Per Business Quant data, ENVA's Amortization of Deferred Charges in the three quarters before Q3 2026 was $4.3 million (Q2 2026), $4.31 million (Q1 2026) and $4.26 million (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Rocket Companies | 42.82 Bn | 31.64 Bn | - |
| 2 | Orix | 38.85 Bn | 7.58 Bn | 12.74 Bn |
| 3 | Royalty Pharma | 30.02 Bn | 27.40 Bn | - |
| 4 | Federal National Mortgage Association Fannie Mae | 26.05 Bn | 26.05 Bn | - |
| 5 | Synchrony Financial | 23.55 Bn | -44.08 Bn | - |
| 6 | Affirm Holdings | 23.27 Bn | 16.32 Bn | - |
| 7 | Royal Gold | 22.53 Bn | 21.71 Bn | 390.45 Mn |
| 8 | Annaly Capital Management | 14.32 Bn | 5.27 Bn | - |
| 9 | Ares Capital | 13.77 Bn | 11.52 Bn | - |
| 10 | Enova International | 4.28 Bn | 3.88 Bn | 614.36 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 4.70 Mn |
| Jun 30, 2026 | 4.30 Mn |
| Mar 31, 2026 | 4.31 Mn |
| Dec 31, 2025 | 4.26 Mn |
| Sep 30, 2025 | 4.36 Mn |
| Jun 30, 2025 | 4.13 Mn |
| Mar 31, 2025 | 3.84 Mn |
| Dec 31, 2024 | 3.77 Mn |
| Sep 30, 2024 | 5.04 Mn |
| Jun 30, 2024 | 3.04 Mn |
| Mar 31, 2024 | 3.93 Mn |
| Dec 31, 2023 | 3.39 Mn |
| Sep 30, 2023 | 2.55 Mn |
| Jun 30, 2023 | 2.36 Mn |
| Mar 31, 2023 | 1.82 Mn |
| Dec 31, 2022 | 1.70 Mn |
| Sep 30, 2022 | 1.47 Mn |
| Jun 30, 2022 | 1.39 Mn |
| Mar 31, 2022 | 1.14 Mn |
| Dec 31, 2021 | 1.20 Mn |
Enova International Amortization of Deferred Charges API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=amortization-of-deferred-charges&ticker=ENVA&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "amortization-of-deferred-charges", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=amortization-of-deferred-charges&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();