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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Net Margin (2016 - 2025)

Enova International has reported Net Margin over the past 13 years, most recently at 9.41% for Q4 2025.

  • Quarterly results put Net Margin at 9.41% for Q4 2025, up 2233.0% from a year ago — trailing twelve months through Dec 2025 was 9.78% (up 785.0% YoY), and the annual figure for FY2025 was 9.78%, up 785.0%.
  • Net Margin for Q4 2025 was 9.41% at Enova International, down from 10.01% in the prior quarter.
  • Over the last five years, Net Margin for ENVA hit a ceiling of 30.43% in Q2 2021 and a floor of 42.17% in Q4 2022.
  • Median Net Margin over the past 5 years was 9.88% (2025), compared with a mean of 6.96%.
  • Biggest five-year swings in Net Margin: surged 2936bps in 2021 and later tumbled -6600bps in 2022.
  • Enova International's Net Margin stood at 23.84% in 2021, then tumbled by -277bps to 42.17% in 2022, then increased by 22bps to 32.88% in 2023, then soared by 61bps to 12.92% in 2024, then soared by 173bps to 9.41% in 2025.
  • The last three reported values for Net Margin were 9.41% (Q4 2025), 10.01% (Q3 2025), and 9.97% (Q2 2025) per Business Quant data.