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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Net Margin (2016 - 2025)

Enova International (ENVA) has 13 years of Net Margin data on record, last reported at 29.94% in Q4 2025.

  • For Q4 2025, Net Margin fell 1701.0% year-over-year to 29.94%; the TTM value through Dec 2025 reached 0.84%, down 110.0%, while the annual FY2025 figure was 0.69%, 263.0% down from the prior year.
  • Net Margin reached 29.94% in Q4 2025 per ENVA's latest filing, down from 13.68% in the prior quarter.
  • Across five years, Net Margin topped out at 30.43% in Q2 2021 and bottomed at 45.66% in Q4 2022.
  • Average Net Margin over 5 years is 5.14%, with a median of 10.27% recorded in 2025.
  • Peak YoY movement for Net Margin: soared 2936bps in 2021, then crashed -6987bps in 2022.
  • A 5-year view of Net Margin shows it stood at 24.21% in 2021, then tumbled by -289bps to 45.66% in 2022, then increased by 28bps to 32.88% in 2023, then surged by 61bps to 12.92% in 2024, then tumbled by -132bps to 29.94% in 2025.
  • Per Business Quant database, its latest 3 readings for Net Margin were 29.94% in Q4 2025, 13.68% in Q3 2025, and 10.0% in Q2 2025.