Enova International ENVA
NYSE ENVA
$174.60 -4.56 (-2.55%)
At close: Sep 18, 2026 · 4:00 PM EDT

Enova International (ENVA) Debt Ratio (2013 - 2026)

Enova International (ENVA) posted Debt Ratio of 0.69 for Q2 2026, down 1.2% on a QoQ basis from 0.7 in Q1 2026, and little changed year-over-year from 0.69 in Q2 2025.

Analysis

Enova International (ENVA) Debt Ratio (2013 - 2026) Analysis & Trends

Enova International has reported Debt Ratio for 14 years, with the latest figure at 0.69 in Q2 2026.

  • On a quarterly basis, Debt Ratio changed 0.27% year-over-year to 0.69 in Q2 2026; TTM through Jun 2026 was 0.69, a 0.27% change from a year earlier, with the FY2025 full-year figure at 0.7, up 2.77% from the prior year.
  • Debt Ratio was 0.69 for Q2 2026 at Enova International, down from 0.7 in the prior quarter.
  • The five-year high for Debt Ratio was 0.7 in Q1 2026, with the low at 0.56 in Q1 2022.
  • Average Debt Ratio over 5 years is 0.64, with a median of 0.66 recorded in 2024.
  • The sharpest annual moves came in 2022 and 2026: Debt Ratio jumped 35.86% in 2022, then rose 0.27% in 2026.
  • Over 5 years, Debt Ratio stood at 0.6 in 2022, then grew by 7.46% to 0.64 in 2023, then gained by 5.41% to 0.68 in 2024, then advanced by 2.77% to 0.7 in 2025, then dropped by 0.17% to 0.69 in 2026.
  • The last three Debt Ratio figures came in at 0.69 (Q2 2026), 0.7 (Q1 2026), and 0.7 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Synchrony Financial 24.38 Bn 8.19 Bn - 0.13
2 Affirm Holdings 24.01 Bn 22.38 Bn - 0.21
3 FirstCash Holdings 9.50 Bn 9.33 Bn 533.67 Mn 0.43
4 Credit Acceptance 6.00 Bn 5.51 Bn 569.30 Mn 0.58
5 Slm 4.72 Bn -77.52 Mn - 0.20
6 Enova International 4.35 Bn 4.22 Bn 568.07 Mn 0.69
7 Bread Financial Holdings 4.20 Bn -15.89 Bn 957.00 Mn 0.15
8 StoneCo 2.99 Bn 1.38 Bn 308.97 Mn -
9 Ezcorp 1.88 Bn 1.57 Bn 246.19 Mn 0.24
10 Navient 1.64 Bn 275.03 Mn - 1.03
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.69
Mar 31, 2026 0.70
Dec 31, 2025 0.70
Sep 30, 2025 0.69
Jun 30, 2025 0.69
Mar 31, 2025 0.69
Dec 31, 2024 0.68
Sep 30, 2024 0.66
Jun 30, 2024 0.66
Mar 31, 2024 0.66
Dec 31, 2023 0.64
Sep 30, 2023 0.60
Jun 30, 2023 0.59
Mar 31, 2023 0.60
Dec 31, 2022 0.60
Sep 30, 2022 0.59
Jun 30, 2022 0.57
Mar 31, 2022 0.56
Dec 31, 2021 0.50
Sep 30, 2021 0.44