Enova International (ENVA) Debt Ratio (2013 - 2026)
Enova International (ENVA) posted quarterly Debt Ratio of 0.69 for Q2 2026, little changed year-over-year from 0.69 in Q2 2025, and down 1.2% quarter-over-quarter from 0.7 in Q1 2026.
Enova International (ENVA) Debt Ratio (2013 - 2026) Analysis & Trends
Enova International's Debt Ratio history runs 14 years deep, the most recent figure standing at 0.69 for Q2 2026.
- In Q2 2026, Debt Ratio changed 0.27% year-over-year to 0.69; the TTM figure through Jun 2026 stood at 0.69 (changed 0.27% YoY), while the FY2025 annual figure was 0.7, up 2.77% from the prior year.
- Debt Ratio for Q2 2026 stood at 0.69, down from 0.7 in the prior quarter.
- The five-year high for Debt Ratio was 0.74 in Q2 2022, with the low at 0.56 in Q1 2022.
- The 5-year median for Debt Ratio is 0.66 (2024), against an average of 0.65.
- The sharpest annual moves came in 2022 and 2023: Debt Ratio jumped 71.81% in 2022, then dropped 20.34% in 2023.
- Enova International's Debt Ratio stood at 0.6 in 2022, then advanced by 7.46% to 0.64 in 2023, then increased by 5.41% to 0.68 in 2024, then rose by 2.77% to 0.7 in 2025, then decreased by 0.17% to 0.69 in 2026.
- Business Quant data shows ENVA's Debt Ratio at 0.69 in Q2 2026, 0.7 in Q1 2026, and 0.7 in Q4 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 0.25 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 0.43 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 0.19 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 0.05 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 0.18 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 0.13 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.18 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | - |
| 10 | Enova International | 6.40 Bn | 6.28 Bn | 568.07 Mn | 0.69 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.69 |
| Mar 31, 2026 | 0.70 |
| Dec 31, 2025 | 0.70 |
| Sep 30, 2025 | 0.69 |
| Jun 30, 2025 | 0.69 |
| Mar 31, 2025 | 0.69 |
| Dec 31, 2024 | 0.68 |
| Sep 30, 2024 | 0.66 |
| Jun 30, 2024 | 0.66 |
| Mar 31, 2024 | 0.66 |
| Dec 31, 2023 | 0.64 |
| Sep 30, 2023 | 0.60 |
| Jun 30, 2023 | 0.59 |
| Mar 31, 2023 | 0.60 |
| Dec 31, 2022 | 0.60 |
| Sep 30, 2022 | 0.59 |
| Jun 30, 2022 | 0.74 |
| Mar 31, 2022 | 0.56 |
| Dec 31, 2021 | 0.50 |
| Sep 30, 2021 | 0.44 |