Enova International (ENVA) EBITDA Margin (2013 - 2026)
Enova International (ENVA) posted quarterly EBITDA Margin of 25.53% for Q2 2026, up 143.0% year-over-year from 10.51% in Q2 2025, and up 7.88% quarter-over-quarter from 23.67% in Q1 2026.
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Enova International (ENVA) EBITDA Margin (2013 - 2026) Analysis & Trends
Enova International's EBITDA Margin history runs 14 years deep, the most recent figure standing at 25.53% for Q2 2026.
- In Q2 2026, EBITDA Margin rose 143.0% year-over-year to 25.53%; the TTM figure through Jun 2026 stood at 24.02% (up 132.0% YoY), while the FY2025 annual figure was 23.46%, up 146.0% from the prior year.
- EBITDA Margin for Q2 2026 stood at 25.53%, up from 23.67% in the prior quarter.
- The five-year high for EBITDA Margin was 25.53% in Q2 2026, with the low at 16.71% in Q4 2023.
- The 5-year median for EBITDA Margin is 22.31% (2023), against an average of 22.24%.
- The sharpest annual moves came in 2022 and 2024: EBITDA Margin tumbled 2442 bps in 2022, then jumped 456 bps in 2024.
- Enova International's EBITDA Margin stood at 21.65% in 2022, then slipped by 23 bps to 16.71% in 2023, then climbed by 27 bps to 21.27% in 2024, then gained by 5 bps to 22.24% in 2025, then increased by 15 bps to 25.53% in 2026.
- Business Quant data shows ENVA's EBITDA Margin at 25.53% in Q2 2026, 23.67% in Q1 2026, and 22.24% in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 680.39 Bn | 668.03 Bn | - | 59.12% |
| 2 | Mastercard | 518.33 Bn | 504.84 Bn | - | 60.22% |
| 3 | American Express | 224.91 Bn | 175.59 Bn | 17.99 Bn | 17.85% |
| 4 | Capital One Financial | 132.31 Bn | 77.60 Bn | - | 49.39% |
| 5 | PayPal Holdings | 46.25 Bn | 35.00 Bn | - | 16.44% |
| 6 | Affirm Holdings | 26.22 Bn | 24.59 Bn | - | 12.63% |
| 7 | Synchrony Financial | 25.37 Bn | 9.17 Bn | - | 44.85% |
| 8 | SoFi Technologies | 23.30 Bn | 20.18 Bn | 1.02 Bn | 1.47% |
| 9 | Ally Financial | 12.85 Bn | 5.01 Bn | 2.08 Bn | 44.97% |
| 10 | Enova International | 5.79 Bn | 5.67 Bn | 568.07 Mn | 25.53% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.53% |
| Mar 31, 2026 | 23.67% |
| Dec 31, 2025 | 22.24% |
| Sep 30, 2025 | 24.51% |
| Jun 30, 2025 | 24.10% |
| Mar 31, 2025 | 23.06% |
| Dec 31, 2024 | 21.27% |
| Sep 30, 2024 | 22.28% |
| Jun 30, 2024 | 23.08% |
| Mar 31, 2024 | 21.45% |
| Dec 31, 2023 | 16.71% |
| Sep 30, 2023 | 18.81% |
| Jun 30, 2023 | 22.34% |
| Mar 31, 2023 | 22.61% |
| Dec 31, 2022 | 21.65% |
| Sep 30, 2022 | 21.59% |
| Jun 30, 2022 | 21.93% |
| Mar 31, 2022 | 23.53% |
| Dec 31, 2021 | 22.19% |
| Sep 30, 2021 | 26.93% |