Enova International (ENVA) Return on Invested Capital (2014 - 2026)

Enova International (ENVA) posted quarterly Return on Invested Capital of 0.0% for Q1 2026, little changed year-over-year from 0.0% in Q1 2025, and up 98.66% on a QoQ basis from 0.05% in Q4 2025.

Enova International (ENVA) Return on Invested Capital (2014 - 2026) Analysis & Trends

Enova International (ENVA) has reported Return on Invested Capital for 13 consecutive years, with 0.0% the latest figure, recorded in Q1 2026.

  • In Q1 2026, Return on Invested Capital changed 0.0% year-over-year to 0.0%; the TTM figure through Mar 2026 stood at 0.0% (changed 0.0% YoY), while the FY2025 annual figure was 0.05%, down 5.0% from the prior year.
  • Return on Invested Capital came in at 0.0% for Q1 2026 at Enova International, up from 0.05% in the prior quarter.
  • The five-year high for Return on Invested Capital was 0.04% in Q4 2022, with the low at 0.05% in Q4 2025.
  • Average Return on Invested Capital over 5 years is 0.0%, with a median of 0.0% recorded in 2024.
  • Across the five-year window, Return on Invested Capital gained 5 bps in 2022 and fell 5 bps in 2025, its largest moves.
  • Year by year, Return on Invested Capital stood at 0.04% in 2022, then plunged by 100 bps to 0.0% in 2023, then advanced by 2 bps to 0.0% in 2024, then plunged by 52075 bps to 0.05% in 2025, then surged by 99 bps to 0.0% in 2026.
  • According to Business Quant data, Return on Invested Capital over the past three periods registered 0.0%, 0.05%, and 0.0% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) ROIC (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 0.00%
2 Mastercard 465.55 Bn 455.34 Bn - 0.02%
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 0.00%
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 0.00%
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 0.00%
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 0.00%
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 0.00%
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 0.00%
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 0.00%
10 Enova International - - 528.96 Mn 0.00%

Historic Data

Download Data
DateValue
Mar 31, 2026 0.00%
Dec 31, 2025 -0.05%
Sep 30, 2025 0.00%
Jun 30, 2025 0.00%
Mar 31, 2025 0.00%
Dec 31, 2024 0.00%
Sep 30, 2024 0.00%
Jun 30, 2024 0.00%
Mar 31, 2024 0.00%
Dec 31, 2023 0.00%
Sep 30, 2023 0.00%
Jun 30, 2023 0.00%
Mar 31, 2023 0.00%
Dec 31, 2022 0.04%
Sep 30, 2022 0.00%
Jun 30, 2022 0.00%
Mar 31, 2022 0.00%
Dec 31, 2021 -0.01%
Sep 30, 2021 0.00%
Jun 30, 2021 0.00%