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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Interest Coverage Ratio (2020 - 2025)

Enova International has reported Interest Coverage Ratio over the past 9 years, most recently at 2.1 for Q4 2025.

  • Quarterly results put Interest Coverage Ratio at 2.1 for Q4 2025, up 143.32% from a year ago — trailing twelve months through Dec 2025 was 2.18 (up 1011.78% YoY), and the annual figure for FY2025 was 2.18, up 1011.78%.
  • Interest Coverage Ratio for Q4 2025 was 2.1 at Enova International, down from 2.26 in the prior quarter.
  • Over the last five years, Interest Coverage Ratio for ENVA hit a ceiling of 6.32 in Q2 2021 and a floor of 4.84 in Q4 2024.
  • Median Interest Coverage Ratio over the past 5 years was 2.36 (2023), compared with a mean of 2.36.
  • Biggest five-year swings in Interest Coverage Ratio: skyrocketed 334.37% in 2021 and later plummeted 272.58% in 2023.
  • Enova International's Interest Coverage Ratio stood at 4.24 in 2021, then tumbled by 33.9% to 2.8 in 2022, then plummeted by 272.58% to 4.84 in 2023, then fell by 0.01% to 4.84 in 2024, then skyrocketed by 143.32% to 2.1 in 2025.
  • The last three reported values for Interest Coverage Ratio were 2.1 (Q4 2025), 2.26 (Q3 2025), and 2.22 (Q2 2025) per Business Quant data.