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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Interest Coverage Ratio: 2013-2025

Historic Interest Coverage Ratio for Enova International (ENVA) over the last 7 years, with Sep 2025 value amounting to 2.26.

  • Enova International's Interest Coverage Ratio rose 13.22% to 2.26 in Q3 2025 from the same period last year, while for Sep 2025 it was 2.16, marking a year-over-year increase of 11.08%. This contributed to the annual value of 2.01 for FY2024, which is 7.10% down from last year.
  • Enova International's Interest Coverage Ratio amounted to 2.26 in Q3 2025, which was up 1.75% from 2.22 recorded in Q2 2025.
  • Enova International's Interest Coverage Ratio's 5-year high stood at 6.32 during Q2 2021, with a 5-year trough of 1.70 in Q4 2023.
  • For the 3-year period, Enova International's Interest Coverage Ratio averaged around 2.13, with its median value being 2.13 (2023).
  • Its Interest Coverage Ratio has fluctuated over the past 5 years, first soared by 334.37% in 2021, then slumped by 43.25% in 2022.
  • Quarterly analysis of 5 years shows Enova International's Interest Coverage Ratio stood at 4.24 in 2021, then plummeted by 33.90% to 2.80 in 2022, then tumbled by 39.20% to 1.70 in 2023, then increased by 18.23% to 2.02 in 2024, then rose by 13.22% to 2.26 in 2025.
  • Its Interest Coverage Ratio stands at 2.26 for Q3 2025, versus 2.22 for Q2 2025 and 2.13 for Q1 2025.