Enova International (ENVA) Interest Coverage Ratio (2013 - 2026)

Enova International's Interest Coverage Ratio history runs 14 years deep, the most recent figure standing at 2.42 for Q2 2026.

• In Q2 2026, Interest Coverage Ratio rose 9.01% year-over-year to 2.42; the TTM figure through Jun 2026 stood at 2.37 (up 12.94% YoY), while the FY2025 annual figure was 2.18, up 8.24% from the prior year.
• Interest Coverage Ratio for Q2 2026 stood at 2.42, up from 2.2 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 4.04 in Q1 2022, with the low at 1.99 in Q1 2024.
• The 5-year median for Interest Coverage Ratio is 2.24 (2025), against an average of 2.53.
• The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio plunged 43.25% in 2022, then soared 30.78% in 2025.
• Enova International's Interest Coverage Ratio stood at 3.55 in 2022, then slumped by 38.72% to 2.18 in 2023, then decreased by 7.34% to 2.02 in 2024, then jumped by 30.78% to 2.64 in 2025, then declined by 8.04% to 2.42 in 2026.
• Business Quant data shows ENVA's Interest Coverage Ratio at 2.42 in Q2 2026, 2.2 in Q1 2026, and 2.64 in Q4 2025.