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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Enova International (ENVA) Interest Coverage Ratio (2020 - 2025)

Enova International (ENVA) has 9 years of Interest Coverage Ratio data on record, last reported at 5.26 in Q4 2025.

  • For Q4 2025, Interest Coverage Ratio fell 8.74% year-over-year to 5.26; the TTM value through Dec 2025 reached 0.25, up 26.63%, while the annual FY2025 figure was 0.25, 26.63% up from the prior year.
  • Interest Coverage Ratio reached 5.26 in Q4 2025 per ENVA's latest filing, down from 2.26 in the prior quarter.
  • Across five years, Interest Coverage Ratio topped out at 6.32 in Q2 2021 and bottomed at 5.9 in Q4 2022.
  • Average Interest Coverage Ratio over 5 years is 1.56, with a median of 2.24 recorded in 2025.
  • Peak YoY movement for Interest Coverage Ratio: surged 334.37% in 2021, then plummeted 239.11% in 2022.
  • A 5-year view of Interest Coverage Ratio shows it stood at 4.24 in 2021, then tumbled by 239.11% to 5.9 in 2022, then grew by 18.0% to 4.84 in 2023, then decreased by 0.01% to 4.84 in 2024, then decreased by 8.74% to 5.26 in 2025.
  • Per Business Quant database, its latest 3 readings for Interest Coverage Ratio were 5.26 in Q4 2025, 2.26 in Q3 2025, and 2.22 in Q2 2025.