Enova International (ENVA) FCF Margin (2013 - 2026)
Enova International (ENVA) reported FCF Margin of 57.21% for Q2 2026, up 0.12 percentage points from 57.08% a year earlier and up 4.21 percentage points from the prior quarter.
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Analysis
Enova International (ENVA) FCF Margin (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Enova International's FCF Margin came in at 56.67%, up 1.28 percentage points year-over-year; for FY2025, it was 56.22%, down 0.03 percentage points from FY2024.
- FCF Margin has a five-year change of -9.45 percentage points (FY2020 to FY2025).
- By year, FCF Margin came in at 56.26% in FY2024 (+3.29 pp), 52.97% in FY2023 (+3.98 pp), 48.98% in FY2022 (+12.37 pp) and 36.61% in FY2021 (-29.06 pp).
- Five-year quarterly FCF Margin spans a low of 30.48% in Q3 2021 and a high of 58.61% in Q3 2025.
- Year over year, FCF Margin has now increased in each of the last five quarters, with an average year-over-year change of +2.14 percentage points over the last eight quarters.
- The high point for year-over-year FCF Margin in five years was Q2 2022 (a gain of 19.14 percentage points); the low point was Q3 2021 (a drop of 34.38 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 53.00% (Q1 2026), 58.03% (Q4 2025) and 58.61% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | -44.76% |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | - |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 108.06% |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 19.67% |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 51.00% |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 122.69% |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 63.28% |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | - |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Enova International | 4.43 Bn | 4.09 Bn | 568.07 Mn | 57.21% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 57.21% |
| Mar 31, 2026 | 53.00% |
| Dec 31, 2025 | 58.03% |
| Sep 30, 2025 | 58.61% |
| Jun 30, 2025 | 57.08% |
| Mar 31, 2025 | 50.74% |
| Dec 31, 2024 | 57.62% |
| Sep 30, 2024 | 56.18% |
| Jun 30, 2024 | 55.67% |
| Mar 31, 2024 | 55.31% |
| Dec 31, 2023 | 51.83% |
| Sep 30, 2023 | 46.88% |
| Jun 30, 2023 | 57.88% |
| Mar 31, 2023 | 56.21% |
| Dec 31, 2022 | 53.23% |
| Sep 30, 2022 | 48.82% |
| Jun 30, 2022 | 55.26% |
| Mar 31, 2022 | 37.18% |
| Dec 31, 2021 | 38.25% |
| Sep 30, 2021 | 30.48% |
API Access
Enova International FCF Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-margin&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-margin", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-margin&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();