Enova International (ENVA) Free Cash Flow (2013 - 2026)
Enova International's Free Cash Flow came in at $531.42 million for Q2 2026, up 21.8% from $436.14 million a year earlier and up 14.6% from the prior quarter.
Powered by 
Analysis
Enova International (ENVA) Free Cash Flow (2013 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Enova International reported Free Cash Flow of $1.95 billion, up 20.4% year-over-year; for FY2025, it was $1.77 billion, up 18.5% from FY2024.
- Free Cash Flow has increased in each of the last four years, with a five-year compound annual growth rate of 20.0% (FY2020 to FY2025).
- Going back by year, Free Cash Flow was $1.5 billion in FY2024 (+33.3%), $1.12 billion in FY2023 (+31.9%), $850.37 million in FY2022 (+92.3%) and $442.19 million in FY2021 (-37.9%).
- The Q2 2026 figure represents the highest quarterly Free Cash Flow in data going back to Q3 2013.
- Year-over-year, Free Cash Flow has increased for 19 consecutive quarters, with growth averaging 25.9% over the last eight quarters.
- The fastest year-over-year change in Free Cash Flow over five years came in Q2 2022 (growth of 135.8%), and the weakest in Q3 2021 (a decline of 26.4%).
- Business Quant data shows ENVA's Free Cash Flow at $463.79 million (Q1 2026), $487.12 million (Q4 2025) and $470.46 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | -1.25 Bn |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | - |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 728.46 Mn |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 229.29 Mn |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 2.42 Bn |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 9.25 Bn |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 285.12 Mn |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 1.62 Bn |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | 336.00 Mn |
| 10 | Enova International | 4.43 Bn | 4.09 Bn | 568.07 Mn | 531.42 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 531.42 Mn |
| Mar 31, 2026 | 463.79 Mn |
| Dec 31, 2025 | 487.12 Mn |
| Sep 30, 2025 | 470.46 Mn |
| Jun 30, 2025 | 436.14 Mn |
| Mar 31, 2025 | 378.27 Mn |
| Dec 31, 2024 | 420.34 Mn |
| Sep 30, 2024 | 387.62 Mn |
| Jun 30, 2024 | 349.86 Mn |
| Mar 31, 2024 | 337.34 Mn |
| Dec 31, 2023 | 302.48 Mn |
| Sep 30, 2023 | 258.46 Mn |
| Jun 30, 2023 | 289.05 Mn |
| Mar 31, 2023 | 271.64 Mn |
| Dec 31, 2022 | 258.80 Mn |
| Sep 30, 2022 | 222.71 Mn |
| Jun 30, 2022 | 225.44 Mn |
| Mar 31, 2022 | 143.42 Mn |
| Dec 31, 2021 | 139.07 Mn |
| Sep 30, 2021 | 97.60 Mn |
API Access
Enova International Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();