Enova International (ENVA) Operating Income (2013 - 2026)
Enova International (ENVA) posted quarterly Operating Income of $207.1 million for Q1 2026, up 20.48% year-over-year from $171.9 million in Q1 2025, and up 144.2% on a QoQ basis from -$468.6 million in Q4 2025.
Enova International (ENVA) Operating Income (2013 - 2026) Analysis & Trends
Enova International (ENVA) has reported Operating Income for 14 consecutive years, with $207.1 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Operating Income rose 20.48% year-over-year to $207.1 million; the TTM figure through Mar 2026 stood at $119.4 million (up 21.8% YoY), while the FY2025 annual figure was $84.2 million, up 47.93% from the prior year.
- Operating Income came in at $207.1 million for Q1 2026 at Enova International, up from -$468.6 million in the prior quarter.
- The five-year high for Operating Income was $207.1 million in Q1 2026, with the low at -$468.6 million in Q4 2025.
- Average Operating Income over 5 years is $26.7 million, with a median of $109.3 million recorded in 2023.
- The largest YoY upside for Operating Income was 48.18% in 2024 against a maximum downside of 34.59% in 2024.
- Year by year, Operating Income stood at -$221.5 million in 2022, then declined by 25.0% to -$276.9 million in 2023, then plunged by 34.59% to -$372.6 million in 2024, then declined by 25.75% to -$468.6 million in 2025, then surged by 144.2% to $207.1 million in 2026.
- According to Business Quant data, Operating Income over the past three periods registered $207.1 million, -$468.6 million, and $196.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.23 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.91 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.55 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.49 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 88.43 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 37.32 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 746.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 139.80 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 69.02 Mn |
| 10 | Enova International | - | - | 528.96 Mn | 207.11 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 207.11 Mn |
| Dec 31, 2025 | -468.57 Mn |
| Sep 30, 2025 | 196.78 Mn |
| Jun 30, 2025 | 184.11 Mn |
| Mar 31, 2025 | 171.90 Mn |
| Dec 31, 2024 | -372.63 Mn |
| Sep 30, 2024 | 153.71 Mn |
| Jun 30, 2024 | 145.06 Mn |
| Mar 31, 2024 | 130.79 Mn |
| Dec 31, 2023 | -276.87 Mn |
| Sep 30, 2023 | 103.73 Mn |
| Jun 30, 2023 | 111.60 Mn |
| Mar 31, 2023 | 109.27 Mn |
| Dec 31, 2022 | -221.50 Mn |
| Sep 30, 2022 | 98.51 Mn |
| Jun 30, 2022 | 89.49 Mn |
| Mar 31, 2022 | 90.75 Mn |
| Dec 31, 2021 | -261.58 Mn |
| Sep 30, 2021 | 86.22 Mn |
| Jun 30, 2021 | 122.71 Mn |