Enova International (ENVA) Operating Income (2013 - 2026)
Enova International (ENVA) posted Operating Income of $237.1 million for Q2 2026, up 14.51% on a QoQ basis from $207.1 million in Q1 2026, and up 28.81% year-over-year from $184.1 million in Q2 2025.
Analysis
Enova International (ENVA) Operating Income (2013 - 2026) Analysis & Trends
Enova International has reported Operating Income for 14 years, with the latest figure at $237.1 million in Q2 2026.
- On a quarterly basis, Operating Income rose 28.81% year-over-year to $237.1 million in Q2 2026; TTM through Jun 2026 was $827.7 million, a 24.48% increase from a year earlier, with the FY2025 full-year figure at $739.4 million, up 26.45% from the prior year.
- Operating Income was $237.1 million for Q2 2026 at Enova International, up from $207.1 million in the prior quarter.
- The five-year high for Operating Income was $237.1 million in Q2 2026, with the low at $89.5 million in Q2 2022.
- Average Operating Income over 5 years is $143.0 million, with a median of $137.9 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: Operating Income decreased 27.08% in 2022, then jumped 59.11% in 2024.
- Over 5 years, Operating Income stood at $105.2 million in 2022, then retreated by 7.33% to $97.5 million in 2023, then surged by 59.11% to $155.2 million in 2024, then increased by 20.27% to $186.6 million in 2025, then increased by 27.06% to $237.1 million in 2026.
- The last three Operating Income figures came in at $237.1 million (Q2 2026), $207.1 million (Q1 2026), and $186.6 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Op. Inc (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | - |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 147.26 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 150.50 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | - |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 237.15 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 474.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 350.46 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 54.82 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 237.15 Mn |
| Mar 31, 2026 | 207.11 Mn |
| Dec 31, 2025 | 186.65 Mn |
| Sep 30, 2025 | 196.78 Mn |
| Jun 30, 2025 | 184.11 Mn |
| Mar 31, 2025 | 171.90 Mn |
| Dec 31, 2024 | 155.20 Mn |
| Sep 30, 2024 | 153.71 Mn |
| Jun 30, 2024 | 145.06 Mn |
| Mar 31, 2024 | 130.79 Mn |
| Dec 31, 2023 | 97.54 Mn |
| Sep 30, 2023 | 103.73 Mn |
| Jun 30, 2023 | 111.60 Mn |
| Mar 31, 2023 | 109.27 Mn |
| Dec 31, 2022 | 105.25 Mn |
| Sep 30, 2022 | 98.51 Mn |
| Jun 30, 2022 | 89.49 Mn |
| Mar 31, 2022 | 90.75 Mn |
| Dec 31, 2021 | 80.68 Mn |
| Sep 30, 2021 | 86.22 Mn |